Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
JKHY
STRONG BUYFLAGJack Henry & Associates, Inc. · Technology · United States · $10.7B · Avg Vol: $168M/d
Jack Henry has strong quality at Q83 with a buyback retiring 1.54% of shares, but momentum at M49 is one point below the calibrated floor, so stage one fails. The insider buying rounds to 0.00% and is unusable.
COMPANY DESCRIPTION
Jack Henry & Associates, Inc. offers integrated technology solutions and services to financial institutions, encompassing core processing, payment solutions, and digital banking platforms. The company maintains a strong competitive position due to deep client relationships, high switching costs for financial institutions, and a comprehensive suite of mission-critical software. It is a dominant provider of core processing systems for community banks and credit unions in the U.S.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.9B | 2.1B | 2.2B | 2.4B | 6.9% | 2.5B | 2.5B | 2.7B | 6.2% |
| EPS | 4.98 | 5.03 | 5.24 | 6.26 | 7.9% | 7.16 | 6.85 | 7.47 | 9.2% |
| Shares | 72.9M | 72.9M | 72.9M | 72.8M | -0.1% | 71.1M | — | — | — |
| Debt | 115.1M | 275.0M | 150.0M | — | 14.2% | 136.6M | — | — | — |
| Equity | 1.4B | 1.6B | 1.8B | 2.1B | 15.5% | — | — | — | — |
| Op CF | 504.6M | 381.6M | 568.0M | 641.5M | 8.3% | 786.4M | — | — | — |
| Inv CF | -196.3M | -409.7M | -240.2M | -232.2M | — | — | — | — | — |
| Fin CF | -310.5M | -8.4M | -301.8M | -345.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of JKHY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| JKHY | Jack Henry & Associates, Inc.(you) | $10.7B | 80 | STRONG BUY |
| CACI | CACI International Inc | $10.8B | 78 | BUY |
| CDW | CDW Corporation | $17.1B | 80 | STRONG BUY |
| BR | Broadridge Financial Solutions, Inc. | $17.2B | 81 | STRONG BUY |
| LDOS | Leidos Holdings, Inc. | $14.1B | 73 | BUY |
| IT | Gartner, Inc. | $9.4B | 91 | STRONG BUY |
| EPAM | EPAM Systems, Inc. | $4.7B | 78 | BUY |
| INGM | Ingram Micro Holding Corporation | $6.8B | 93 | STRONG BUY |
| SAIC | Science Applications International Corporation | $5.0B | 90 | STRONG BUY |
| EXLS | ExlService Holdings, Inc. | $4.2B | 88 | STRONG BUY |
Peer medians: ROE 7.9% · P/E 38.4x · Gross margin 54.2%