JKHY
Strong BuyPremium GrowerFLAGJack Henry & Associates, Inc. · Technology · United States · $10.4B · Avg Vol: $158M/d
Premium Grower: Strong business with the market behind it, but you are paying up for it.
Jack Henry has strong quality at Q83 with a buyback retiring 1.54% of shares, but momentum at M49 is one point below the calibrated floor, so stage one fails. The insider buying rounds to 0.00% and is unusable.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT JACK HENRY & ASSOCIATES, INC.
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Jack Henry & Associates, Inc. offers integrated technology solutions and services to financial institutions, encompassing core processing, payment solutions, and digital banking platforms. The company maintains a strong competitive position due to deep client relationships, high switching costs for financial institutions, and a comprehensive suite of mission-critical software. It is a dominant provider of core processing systems for community banks and credit unions in the U.S.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.9B | 2.1B | 2.2B | 2.4B | 6.9% | 2.5B | 2.5B | 2.7B | 4.2% |
| EPS | 4.98 | 5.03 | 5.24 | 6.26 | 7.9% | 6.98 | 6.83 | 7.42 | 5.8% |
| Shares | 72.9M | 72.9M | 72.9M | 72.8M | -0.1% | 70.1M | — | — | — |
| Debt | 115.1M | 275.0M | 150.0M | — | 14.2% | 77.8M | — | — | — |
| Equity | 1.4B | 1.6B | 1.8B | 2.1B | 15.5% | — | — | — | — |
| Op CF | 504.6M | 381.6M | 568.0M | 641.5M | 8.3% | 762.0M | — | — | — |
| Inv CF | -196.3M | -409.7M | -240.2M | -232.2M | — | — | — | — | — |
| Fin CF | -310.5M | -8.4M | -301.8M | -345.7M | — | — | — | — | — |
Calmer than 76% of stocks we rank over the past year (29% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of JKHY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| JKHY | Jack Henry & Associates, Inc.(you) | $10.4B | 86 | Strong Buy |
| IT | Gartner, Inc. | $11.3B | 86 | Strong Buy |
| INGM | Ingram Micro Holding Corporation | $6.3B | 86 | Strong Buy |
| EXLS | ExlService Holdings, Inc. | $5.3B | 86 | Strong Buy |
| CDW | CDW Corporation | $18.3B | 82 | Strong Buy |
| SAIC | Science Applications International Corporation | $5.6B | 90 | Strong Buy |
| CACI | CACI International Inc | $13.6B | 73 | Buy |
| EPAM | EPAM Systems, Inc. | $5.7B | 79 | Buy |
| BR | Broadridge Financial Solutions, Inc. | $18.6B | 78 | Buy |
| LDOS | Leidos Holdings, Inc. | $15.6B | 71 | Buy |
Peer medians: ROE 4.6% · P/E 34.4x · Gross margin 51.8%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.