KRUK Spólka Akcyjna (KRU.WA) — Stock Score Summary

KRUK Spólka Akcyjna (KRU.WA) has a MoatMap StockRank of 62/100 based on Quality (66/100), Value (53/100), and Momentum (27/100) factor scores. The current signal is HOLD. KRUK is a highly efficient, technology-driven debt purchaser in Europe with industry-leading ROE. While it does not directly map to our 5 macro themes, its structural cost advantage and disciplined capital allocation make it a high-quality compounder worth monitoring.

KRUK Spólka Akcyjna purchases and manages non-performing debt portfolios from banks, utilities, and financial institutions. The company is the leading debt collection company in Central and Eastern Europe, utilizing advanced data analytics and an amicable settlement model. It is a highly profitable, institutional-grade credit management leader expanding successfully into Western European markets.

Key Financial Metrics

Price$109.60
Market Cap$2.2B
P/E (TTM)7.51
P/E (Forward)6.87
Price/Book1.38
Return on Equity21.1%
Return on Invested Capital9.2%
Debt/Equity131.40
Gross Margin73.7%
Operating Margin76.2%
Revenue Growth10.7%
Dividend Yield5.0%
Free Cash Flow$26M

KRUK Spólka Akcyjna operates in the Credit Services industry, part of the Financial Services sector (Poland).

Frequently Asked Questions

What is KRUK Spólka Akcyjna’s (KRU.WA) StockRank?
MoatMap’s StockRank for KRUK Spólka Akcyjna (KRU.WA) is 62/100, with a Hold signal. It is a composite of Quality (66), Value (53), and Momentum (27) factor ranks across MoatMap’s 19,000+ stock universe.
Does KRUK Spólka Akcyjna have an economic moat?
KRUK Spólka Akcyjna (KRU.WA) has a Quality factor score of 66/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is KRUK Spólka Akcyjna a buy, hold, or sell?
MoatMap’s current signal for KRUK Spólka Akcyjna (KRU.WA) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is KRUK Spólka Akcyjna in?
KRUK Spólka Akcyjna (KRU.WA) operates in the Financial Services sector, specifically the Credit Services industry (Poland).
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