MAP.MC
Strong BuyFull HouseAI neutralMapfre, S.A. · Financial Services · Spain · $15.1B
EUR 4.26 +1.4% · close 5 Oct · scored 7 Oct
StockRank up 1.2 since 6 Oct.
Full House: Strong business, sensible price, market agrees. The rare full house.
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Mapfre is a large Spanish and Latin American insurer. It earns more on its float when yields stay high and pays a well-covered dividend. Mexico, Peru and Colombia are offsetting a slowdown in Brazil. Forward earnings estimates were cut about 2% in the past month, and the business is a steady, diversified insurer rather than a compounder with a clear catalyst. That makes it solid but without an obvious mispricing.
ABOUT MAPFRE, S.A.
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Mapfre, S.A. is a global insurance group offering a comprehensive suite of insurance, reinsurance, and financial services products, including property & casualty, life, and health insurance. Its competitive advantage lies in its extensive international presence, particularly its strong market leadership in Spain and Latin America, alongside a diversified distribution network spanning multiple channels. Mapfre is a prominent multinational insurer, leveraging its broad product portfolio and wide geographic reach to serve millions of clients globally.
FINANCIAL SUMMARY (EUR)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 21.7B | 25.6B | 25.8B | 26.4B | 6.7% | 31.3B | 35.1B | 34.1B | 13.8% |
| EPS (EUR) | 0.25 | 0.19 | 0.22 | 0.32 | 0.37 | 10.3% | 0.39 | 0.41 | 0.42 | 6.7% |
| Shares | — | 3.1B | 3.1B | 3.1B | 3.1B | +0.1% | 3.1B | — | — | — |
| Debt | — | 3.3B | 3.1B | 2.7B | 3.0B | -2.9% | 3.3B | — | — | — |
| Equity | — | 7.8B | 8.5B | 8.9B | 9.4B | 6.5% | — | — | — | — |
| Op CF | — | 576.7M | 1.6B | 1.5B | 1.6B | 41.7% | 1.5B | — | — | — |
| Inv CF | — | -198.5M | -673.6M | -746.9M | -405.2M | — | — | — | — | — |
| Fin CF | — | -724.2M | -1.3B | -1.1B | -934.0M | — | — | — | — | — |
Calmer than 88% of stocks we rank over the past year (22% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MAP.MC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MAP.MC | Mapfre, S.A.(you) | $15.1B | 83 | Strong Buy |
| SAB.MC | Banco de Sabadell, S.A. | $20.0B | 68 | Buy |
| UNI.MC | Unicaja Banco, S.A. | $10.5B | 63 | Hold |
| BKT.MC | Bankinter, S.A. | $17.1B | 58 | Hold |
| BVA.L | Banco Bilbao Vizcaya Argentaria, S.A. | $160.2B | 83 | Strong Buy |
| R4.MC | Renta 4 Banco, S.A. | $897M | 73 | Buy |
| CABK.MC | CaixaBank, S.A. | $103.2B | 54 | Hold |
| LDA.MC | Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros | $1.6B | 61 | Hold |
| BSD2.DE | Banco Santander, S.A. | $208.3B | 64 | Hold |
| ALNT.MC | Alantra Partners, S.A. | $410M | 79 | Buy |
Peer medians: ROE 14.6% · P/E 13.4x · Gross margin 32.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.