What is Matica Fintec S.p.A.'s (MFT.MI) StockRank?

MoatMap's StockRank for Matica Fintec S.p.A. (MFT.MI) is 24/100, with a Sell signal. This is a composite score combining Quality (26), Value (38), and Momentum (47) factor ranks across MoatMap's 20,000+ stock universe.

Does Matica Fintec S.p.A. have an economic moat?

Matica Fintec S.p.A. (MFT.MI) has a Quality factor score of 26/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Matica Fintec S.p.A. a buy, hold, or sell?

MoatMap's current signal for Matica Fintec S.p.A. (MFT.MI) is Sell, based on a StockRank of 24/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Matica Fintec S.p.A. in?

Matica Fintec S.p.A. (MFT.MI) operates in the Technology sector, specifically the Computer Hardware industry (Italy).

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MFT.MI

SELLREMOVE

Matica Fintec S.p.A. · Technology · Italy · $88M · Avg Vol: $39K/d

StockRank

P/E (TTM)

94.5x

ROE

2.3%

D/E

0.8x

Dividend %

—

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Matica Fintec is a micro-cap technology company specializing in identity card personalization. It lacks the global scale, network effects, and structural tailwinds necessary to move the needle in a concentrated global equity portfolio.

COMPANY DESCRIPTION

Matica Fintec S.p.A. designs and manufactures high-tech systems for the personalization and issuance of financial cards, secure ID cards, and passports. The company's competitive moat is secured by its proprietary thermal transfer, laser engraving, and chip-encoding technologies, which are critical for secure government and banking applications. It operates as a highly specialized, export-oriented niche leader, generating resilient revenues through hardware sales and high-margin consumables.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR
Revenue	—	22.7M	26.2M	24.5M	48.0M	28.4%
EPS	0.14	0.09	0.07	0.09	—	-12.2%
Shares	—	34.6M	34.6M	34.6M	34.6M	+0.1%
Debt	—	13.1M	11.4M	8.4M	51.3M	57.5%
Equity	—	14.3M	16.6M	19.9M	65.4M	66.2%
Op CF	—	4.1M	2.7M	1.1M	-2.0M	-48.1%
Inv CF	—	-1.1M	-1.8M	-1.4M	-76.1M	—
Fin CF	—	3.7M	-2.4M	-7.5M	77.4M	—

PRICE (1Y)+14.6%

SMA 50SMA 200

$2.42

RSI (14)

64.3

52W High

$2.77

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC

1.4%28.2

ROE

2.3%32.7

GP/Assets

19.3%48.8

Op. Margin

0.9%29.8

FCF/Assets

-57.1%1.5

Piotroski

22.1

Int. Cover

1.2x25.1

D/E Ratio

0.78x18.6

Current Ratio

1.56x34.0

Value

P/E (TTM)

94.5x20.6

EV/EBITDA

40.2x27.6

P/FCF

—N/A

P/B

1.1x85.0

P/S

1.5x69.3

Div Yield

—N/A

Momentum

52W High %

88%75.3

RS 6M

-2%59.7

SMA 50/200

1.04x47.3

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

-82%3.6

FUNDAMENTALS

Market Cap

$88M

P/E (Forward)

—

Gross Margin

56.8%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of MFT.MI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
MFT.MI	Matica Fintec S.p.A.(you)	$88M	24	SELL
ETH.MI	Eurotech S.p.A.	$98M	39	HOLD
DOX.MI	Doxee S.p.A.	$53M	33	SELL
CY4.MI	Cy4gate S.p.A.	$259M	39	HOLD
CYB.MI	Cyberoo S.p.A.	$63M	56	HOLD
TNXT.MI	Tinexta S.p.A.	$789M	28	SELL
CIRC.MI	Circle S.p.A.	$75M	76	BUY
BEC.MI	B&C Speakers S.p.A.	$137M	76	BUY
WIIT.MI	Wiit S.p.A.	$892M	42	HOLD
PWS.MI	Powersoft S.p.A.	$249M	81	STRONG BUY

Peer medians: ROE 13.2% · P/E 24.0x · Gross margin 35.9%

Matica Fintec S.p.A. (MFT.MI) — Stock Score Summary

Matica Fintec S.p.A. (MFT.MI) has a MoatMap StockRank of 24/100 based on Quality (26/100), Value (38/100), and Momentum (47/100) factor scores. The current signal is SELL. Matica Fintec is a micro-cap technology company specializing in identity card personalization. It lacks the global scale, network effects, and structural tailwinds necessary to move the needle in a concentrated global equity portfolio.

Key Financial Metrics

Price	$2.42
Market Cap	$88M
P/E (TTM)	94.50
Price/Book	1.14
Return on Equity	2.3%
Return on Invested Capital	1.4%
Debt/Equity	78.44
Gross Margin	56.8%
Operating Margin	0.9%
Revenue Growth	195.2%
Free Cash Flow	$-84M

Matica Fintec S.p.A. operates in the Computer Hardware industry, part of the Technology sector (Italy).

Frequently Asked Questions

What is Matica Fintec S.p.A.’s (MFT.MI) StockRank?: MoatMap’s StockRank for Matica Fintec S.p.A. (MFT.MI) is 24/100, with a Sell signal. It is a composite of Quality (26), Value (38), and Momentum (47) factor ranks across MoatMap’s 20,000+ stock universe.
Does Matica Fintec S.p.A. have an economic moat?: Matica Fintec S.p.A. (MFT.MI) has a Quality factor score of 26/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Matica Fintec S.p.A. a buy, hold, or sell?: MoatMap’s current signal for Matica Fintec S.p.A. (MFT.MI) is Sell, based on a StockRank of 24/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Matica Fintec S.p.A. in?: Matica Fintec S.p.A. (MFT.MI) operates in the Technology sector, specifically the Computer Hardware industry (Italy).