What is Moltiply Group S.p.A.'s (MOL.MI) StockRank?

MoatMap's StockRank for Moltiply Group S.p.A. (MOL.MI) is 30/100, with a Sell signal. This is a composite score combining Quality (54), Value (23), and Momentum (42) factor ranks across MoatMap's 20,000+ stock universe.

Does Moltiply Group S.p.A. have an economic moat?

Moltiply Group S.p.A. (MOL.MI) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Moltiply Group S.p.A. a buy, hold, or sell?

MoatMap's current signal for Moltiply Group S.p.A. (MOL.MI) is Sell, based on a StockRank of 30/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Moltiply Group S.p.A. in?

Moltiply Group S.p.A. (MOL.MI) operates in the Financial Services sector, specifically the Credit Services industry (Italy).

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MOL.MI

SELLFLAG

Moltiply Group S.p.A. · Financial Services · Italy · $1.5B · Avg Vol: $2M/d

StockRank

P/E (TTM)

33.1x

ROE

12.7%

D/E

1.9x

Dividend %

0.4%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

An excellent asset-light digital comparison platform in Italy with high margins and strong local market share. However, it lacks a direct link to our core 18-month macro themes, making it a micro-specific story rather than an asymmetric macro play.

COMPANY DESCRIPTION

Moltiply Group S.p.A. operates leading online comparison portals for financial products, insurance, and utilities, alongside providing BPO services to financial institutions. The company's competitive moat is its dominant brand recognition in Italy (such as MutuiOnline.it) and deep integration of its BPO software within major banks. Moltiply Group operates as a highly profitable, market-leading fintech and business services provider.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	355.4M	466.9M	528.8M	781.5M	30.0%
EPS	1.42	1.06	1.27	0.86	-15.4%
Shares	40.0M	40.0M	40.0M	40.0M	0.0%
Debt	481.9M	443.9M	386.6M	609.9M	8.2%
Equity	309.1M	374.5M	333.6M	380.4M	7.2%
Op CF	70.9M	106.9M	108.3M	145.7M	27.1%
Inv CF	-182.2M	-169.4M	-38.9M	-362.1M	—
Fin CF	227.7M	-65.1M	-83.8M	219.1M	—

PRICE (1Y)+1.2%

SMA 50SMA 200

$39.85

RSI (14)

52.0

52W High

$54.77

From 52W High

0.7%

SCORE BREAKDOWN

Quality

ROIC

5.7%78.2

ROE

12.7%64.6

GP/Assets

29.6%91.1

Op. Margin

17.2%33.8

FCF/Assets

—N/A

Piotroski

656.6

Int. Cover

50.0x90.3

D/E Ratio

1.93x17.0

Current Ratio

1.41x42.7

Value

P/E (TTM)

33.1x11.8

EV/EBITDA

13.5x26.7

P/FCF

—N/A

P/B

3.9x10.1

P/S

1.7x78.3

Div Yield

0.4%6.1

Momentum

52W High %

73%20.2

RS 6M

-16%27.1

SMA 50/200

0.93x16.3

EPS Rev 4W

-0.1%34.3

EPS Rev 12W

—N/A

EPS Improve

+185%91.1

Q Growth

96%84.3

FUNDAMENTALS

Market Cap

$1.5B

P/E (Forward)

11.6x

Gross Margin

50.4%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MOL.MI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
MOL.MI	Moltiply Group S.p.A.(you)	$1.5B	30	SELL
BFF.MI	BFF Bank S.p.A.	$689M	23	SELL
IF.MI	Banca IFIS S.p.A.	$1.5B	35	HOLD
TIP.MI	Tamburi Investment Partners S.p.A.	$1.6B	13	STRONG SELL
DOV.MI	doValue S.p.A.	$492M	42	HOLD
BDB.MI	Banco di Desio e della Brianza S.p.A.	$1.8B	66	BUY
BST.MI	Banca Sistema S.p.A.	$153M	36	HOLD
CE.MI	Credito Emiliano S.p.A.	$6.6B	53	HOLD
FBK.MI	FinecoBank Banca Fineco S.p.A.	$16.1B	37	HOLD
EQUI.MI	Equita Group S.p.A.	$353M	55	HOLD

Peer medians: ROE 13.9% · P/E 10.3x · Gross margin 0.0%

Moltiply Group S.p.A. (MOL.MI) — Stock Score Summary

Moltiply Group S.p.A. (MOL.MI) has a MoatMap StockRank of 30/100 based on Quality (54/100), Value (23/100), and Momentum (42/100) factor scores. The current signal is SELL. An excellent asset-light digital comparison platform in Italy with high margins and strong local market share. However, it lacks a direct link to our core 18-month macro themes, making it a micro-specific story rather than an asymmetric macro play.

Key Financial Metrics

Price	$39.85
Market Cap	$1.5B
P/E (TTM)	33.06
P/E (Forward)	11.61
Price/Book	3.92
Return on Equity	12.7%
Return on Invested Capital	5.7%
Debt/Equity	193.13
Gross Margin	50.4%
Operating Margin	17.2%
Revenue Growth	37.6%
Dividend Yield	0.4%

Moltiply Group S.p.A. operates in the Credit Services industry, part of the Financial Services sector (Italy).

Frequently Asked Questions

What is Moltiply Group S.p.A.’s (MOL.MI) StockRank?: MoatMap’s StockRank for Moltiply Group S.p.A. (MOL.MI) is 30/100, with a Sell signal. It is a composite of Quality (54), Value (23), and Momentum (42) factor ranks across MoatMap’s 20,000+ stock universe.
Does Moltiply Group S.p.A. have an economic moat?: Moltiply Group S.p.A. (MOL.MI) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Moltiply Group S.p.A. a buy, hold, or sell?: MoatMap’s current signal for Moltiply Group S.p.A. (MOL.MI) is Sell, based on a StockRank of 30/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Moltiply Group S.p.A. in?: Moltiply Group S.p.A. (MOL.MI) operates in the Financial Services sector, specifically the Credit Services industry (Italy).