Morrow Bank AB (MORROW.ST) — Stock Score Summary

Morrow Bank AB (MORROW.ST) has a MoatMap StockRank of 49/100 based on Quality (40/100), Value (36/100), and Momentum (59/100) factor scores. The current signal is HOLD. Morrow Bank AB operates as a digital consumer finance provider in the Nordics. It lacks a structural moat, pricing power, or any alignment with our core macro themes, making it highly vulnerable to credit cycles and rising funding costs.

Morrow Bank AB, formerly Komplett Bank, is a Nordic digital niche bank specializing in consumer loans, credit cards, and high-yield savings accounts. Operating across Norway, Sweden, and Finland, the bank utilizes a fully digital, automated credit-scoring platform to deliver rapid lending decisions. Morrow Bank's asset-light, scalable operating model allows it to maintain low overhead costs while targeting high-margin consumer finance segments.

Key Financial Metrics

Price$1.29
Market Cap$332M
P/E (TTM)12.26
P/E (Forward)7.32
Price/Book1.17
Return on Equity11.2%
Gross Margin0.0%
Operating Margin45.6%
Revenue Growth9.9%
Dividend Yield2.8%

Morrow Bank AB operates in the Banks - Regional industry, part of the Financial Services sector (Sweden).

Frequently Asked Questions

What is Morrow Bank AB’s (MORROW.ST) StockRank?
MoatMap’s StockRank for Morrow Bank AB (MORROW.ST) is 49/100, with a Hold signal. It is a composite of Quality (40), Value (36), and Momentum (59) factor ranks across MoatMap’s 19,000+ stock universe.
Does Morrow Bank AB have an economic moat?
Morrow Bank AB (MORROW.ST) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Morrow Bank AB a buy, hold, or sell?
MoatMap’s current signal for Morrow Bank AB (MORROW.ST) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Morrow Bank AB in?
Morrow Bank AB (MORROW.ST) operates in the Financial Services sector, specifically the Banks - Regional industry (Sweden).
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