What is Navan, Inc.'s (NAVN) StockRank?

MoatMap's StockRank for Navan, Inc. (NAVN) is 28/100, with a Sell signal. This is a composite score combining Quality (40), Value (20), and Momentum (57) factor ranks across MoatMap's 20,000+ stock universe.

Does Navan, Inc. have an economic moat?

Navan, Inc. (NAVN) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Navan, Inc. a buy, hold, or sell?

MoatMap's current signal for Navan, Inc. (NAVN) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Navan, Inc. in?

Navan, Inc. (NAVN) operates in the Technology sector, specifically the Software - Application industry (United States).

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NAVN

SELL

Navan, Inc. · Technology · United States · $5.9B · Avg Vol: $132M/d

StockRank

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P/E (TTM)

—

ROE

-52.9%

D/E

0.1x

Dividend %

—

Dir. Trades · 180d

+$1.2M · −$54.2M →

Subst. holders: −$50.4M

Buybacks · 180d

None →

COMPANY DESCRIPTION

Navan, Inc. (formerly TripActions) offers an all-in-one platform for corporate travel, expense, and corporate card management, leveraging AI to streamline business operations. The company's competitive advantage stems from its integrated, user-friendly technology that simplifies complex business travel and expense workflows, attracting enterprises seeking efficiency and cost savings.

FINANCIAL SUMMARY (USD)

Year	2026	TTM	2027E	2028E	Fwd CAGR
Revenue	702.3M	765.0M	911.2M	1.1B	26.7%
EPS	-4.07	-1.51	—	—	—
Shares	249.2M	239.0M	—	—	—
Debt	174.4M	172.4M	—	—	—
Equity	1.2B	—	—	—	—
Op CF	33.7M	22.3M	—	—	—
Inv CF	-203.0M	—	—	—	—
Fin CF	519.9M	—	—	—	—

Loading 1Y...

PRICE (1Y)+29.4%

SMA 50SMA 200

$25.78

RSI (14)

45.0

SCORE BREAKDOWN

Quality

ROIC

-24.8%7.0

ROE

-52.9%4.8

GP/Assets

32.3%73.0

Op. Margin

-6.9%19.1

FCF/Assets

0.2%33.8

Piotroski

369.9

Int. Cover

-6.7x14.6

D/E Ratio

0.14x58.2

Current Ratio

4.31x83.5

Value

P/E (TTM)

—N/A

EV/EBITDA

-45.6x25.0

P/FCF

1519.4x1.5

P/B

5.7x25.3

P/S

9.2x19.4

Div Yield

—N/A

Momentum

52W High %

—N/A

RS 6M

64%91.4

SMA 50/200

—N/A

EPS Rev 4W

+0.2%84.2

EPS Rev 12W

+49.2%95.6

EPS Improve

+122%60.8

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$5.9B

P/E (Forward)

84.1x

Gross Margin

72.1%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of NAVN are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
NAVN	Navan, Inc.(you)	$5.9B	28	SELL
PCOR	Procore Technologies, Inc.	$6.5B	23	SELL
LIF	Life360, Inc.	$4.0B	26	SELL
096.DE	HubSpot, Inc.	$9.2B	25	SELL
TTAN	ServiceTitan, Inc.	$6.7B	38	HOLD
KVYO	Klaviyo, Inc.	$4.9B	38	HOLD
BULL	Webull Corporation	$4.0B	21	SELL
GWRE	Guidewire Software, Inc.	$11.5B	30	SELL
BILL	BILL Holdings, Inc.	$4.3B	38	HOLD
U.MX	Unity Software Inc.	$12.2B	23	SELL

Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%

Navan, Inc. (NAVN) — Stock Score Summary

Navan, Inc. (NAVN) has a MoatMap StockRank of 28/100 based on Quality (40/100), Value (20/100), and Momentum (57/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$25.78
Market Cap	$5.9B
P/E (Forward)	84.09
Price/Book	5.66
Return on Equity	-52.9%
Return on Invested Capital	-24.8%
Debt/Equity	0.14x
Gross Margin	72.1%
Operating Margin	-6.9%
Revenue Growth	39.9%
Free Cash Flow	$4M

Navan, Inc. operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Navan, Inc.’s (NAVN) StockRank?: MoatMap’s StockRank for Navan, Inc. (NAVN) is 28/100, with a Sell signal. It is a composite of Quality (40), Value (20), and Momentum (57) factor ranks across MoatMap’s 20,000+ stock universe.
Does Navan, Inc. have an economic moat?: Navan, Inc. (NAVN) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Navan, Inc. a buy, hold, or sell?: MoatMap’s current signal for Navan, Inc. (NAVN) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Navan, Inc. in?: Navan, Inc. (NAVN) operates in the Technology sector, specifically the Software - Application industry (United States).