NN.AS
BuySecond WindAI neutralNN Group N.V. · Financial Services · Netherlands · $23.4B
EUR 76.94 +0.3% · close 5 Oct · scored 7 Oct
Second Wind: Cheap and rising again, but the business does not yet earn the optimism.
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
NN Group is a leading Dutch life and non-life insurer with pension businesses in Central Europe, known for strong capital generation and steady dividends and buybacks. Higher-for-longer rates support investment income on its balance sheet. It is a mature, well-run insurer rather than a fast grower, and the Dutch pension reform adds uncertainty to parts of its book.
ABOUT NN GROUP N.V.
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NN Group N.V. is a Dutch financial services company providing a comprehensive suite of insurance, pensions, and investment products across Europe and Japan. It holds a leading market position in the Netherlands with a diversified portfolio, leveraging its extensive distribution networks and strong brand recognition. The company manages significant assets through its asset management arm, serving both retail and institutional clients.
FINANCIAL SUMMARY (EUR)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | -694.0M | 11.0B | 11.1B | 8.6B | -11.6% | 14.0B | 8.8B | 9.0B | 2.5% |
| EPS (EUR) | 10.42 | 5.33 | 4.04 | 5.58 | 4.17 | -20.5% | 6.79 | 4.23 | 4.45 | 3.3% |
| Shares | — | 281.4M | 273.9M | 267.4M | 262.2M | -6.8% | 260.0M | — | — | — |
| Debt | — | 15.4B | 14.1B | 11.5B | 13.7B | -3.9% | 13.1B | — | — | — |
| Equity | — | 21.0B | 21.0B | 21.6B | 21.1B | 0.1% | — | — | — | — |
| Op CF | — | -8.1B | 62.0M | -401.0M | -2.3B | — | -2.4B | — | — | — |
| Inv CF | -1.8B | 6.0B | 4.5B | — | 1.1B | — | — | — | — | — |
| Fin CF | — | 1.8B | -3.0B | -3.4B | 794.0M | — | — | — | — | — |
Calmer than 94% of stocks we rank over the past year (17% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NN.AS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NN.AS | NN Group N.V.(you) | $23.4B | 79 | Buy |
| ASRNL.AS | ASR Nederland N.V. | $16.6B | 82 | Strong Buy |
| AEG | Aegon Ltd. | $12.9B | 73 | Buy |
| HAL.AS | HAL Trust | $17.0B | 74 | Buy |
| ABN.AS | ABN AMRO Bank N.V. | $40.4B | 67 | Buy |
| ENX.PA | Euronext N.V. | $15.9B | 50 | Hold |
| ING | ING Groep N.V. | $102.3B | 69 | Buy |
| VLK.AS | Van Lanschot Kempen NV | $3.3B | 64 | Hold |
| EXO.AS | Exor N.V. | $27.3B | 20 | Strong Sell |
| FLOW.AS | Flow Traders Ltd. | $1.4B | 43 | Hold |
Peer medians: ROE 12.2% · P/E 13.3x · Gross margin 60.8%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.