What is OFX Group Limited's (OFX.AX) StockRank?

MoatMap's StockRank for OFX Group Limited (OFX.AX) is 38/100, with a Hold signal. This is a composite score combining Quality (56), Value (46), and Momentum (27) factor ranks across MoatMap's 19,000+ stock universe.

Does OFX Group Limited have an economic moat?

OFX Group Limited (OFX.AX) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is OFX Group Limited a buy, hold, or sell?

MoatMap's current signal for OFX Group Limited (OFX.AX) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is OFX Group Limited in?

OFX Group Limited (OFX.AX) operates in the Financial Services sector, specifically the Capital Markets industry (Australia).

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OFX.AX

HOLDREMOVE

OFX Group Limited · Financial Services · Australia · $97M · Avg Vol: $146K/d

StockRank

P/E (TTM)

—

ROE

-0.2%

D/E

0.2x

Dividend %

—

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

OFX Group is a small-cap Australian international payment provider. It faces intense competition from larger fintechs and traditional banks, leading to margin compression and a lack of a durable economic moat.

COMPANY DESCRIPTION

OFX Group Limited is a global provider of online international payment and foreign exchange services for consumer and corporate clients. The company operates a high-volume, low-margin digital platform supported by 24/7 global customer service and regulatory licenses in multiple jurisdictions. Its competitive moat is built on its scalable proprietary technology, robust compliance framework, and strong corporate partner integrations.

FINANCIAL SUMMARY

Year	2023	2024	2025	2026	CAGR
Revenue	162M	165M	159M	148M	-2.8%
EPS	0.09	0.09	0.08	-0.00	-9.9%
Shares	244M	238M	233M	232M	-4.9%
Debt	57M	40M	24M	25M	-23.8%
Equity	103M	122M	131M	126M	6.8%
Op CF	—	—	—	—	—
Inv CF	-68M	-12M	-32M	-13M	—
Fin CF	42M	-31M	-31M	-8M	—

PRICE (1M)+5.8%

SMA 50SMA 200

$0.39

RSI (14)

50.0

52W High

$0.66

From 52W High

0.6%

SCORE BREAKDOWN

Quality

ROIC

16.2%92.8

ROE

-0.2%9.0

GP/Assets

37.7%92.7

Op. Margin

-3.5%6.0

FCF/Assets

4.9%64.1

Piotroski

—67.9

Int. Cover

6.9x43.9

D/E Ratio

0.20x68.8

Current Ratio

1.14x32.9

Value

P/E (TTM)

—N/A

EV/EBITDA

146.8x1.1

P/FCF

7.3x83.2

P/B

0.7x75.6

P/S

0.6x92.0

Div Yield

—N/A

Momentum

52W High %

59%8.9

RS 6M

-1%59.2

SMA 50/200

0.89x11.4

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$97M

P/E (Forward)

12.6x

Gross Margin

92.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of OFX.AX are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
OFX.AX	OFX Group Limited(you)	$97M	38	HOLD
PPS.AX	Praemium Limited	$242M	53	HOLD
COG.AX	COG Financial Services Limited	$231M	56	HOLD
BFG.AX	Bell Financial Group Limited	$318M	90	STRONG BUY
HUB.AX	HUB24 Limited	$4.9B	31	SELL
WMA.AX	Wam Alternative Assets Limited	$137M	37	HOLD
WHI.AX	Whitefield Income Limited	$146M	44	HOLD
HUM.AX	Humm Group Limited	$214M	41	HOLD
CPU.AX	Computershare Limited	$14.4B	58	HOLD
PLT.AX	Plenti Group Limited	$103M	16	STRONG SELL

Peer medians: ROE 10.1% · P/E 15.7x · Gross margin 72.0%

OFX Group Limited (OFX.AX) — Stock Score Summary

OFX Group Limited (OFX.AX) has a MoatMap StockRank of 38/100 based on Quality (56/100), Value (46/100), and Momentum (27/100) factor scores. The current signal is HOLD. OFX Group is a small-cap Australian international payment provider. It faces intense competition from larger fintechs and traditional banks, leading to margin compression and a lack of a durable economic moat.

Key Financial Metrics

Price	$0.39
Market Cap	$97M
P/E (Forward)	12.61
Price/Book	0.73
Return on Equity	-0.2%
Return on Invested Capital	16.2%
Debt/Equity	19.95
Gross Margin	92.3%
Operating Margin	-3.5%
Revenue Growth	-11.2%
Free Cash Flow	$13M

OFX Group Limited operates in the Capital Markets industry, part of the Financial Services sector (Australia).

Frequently Asked Questions

What is OFX Group Limited’s (OFX.AX) StockRank?: MoatMap’s StockRank for OFX Group Limited (OFX.AX) is 38/100, with a Hold signal. It is a composite of Quality (56), Value (46), and Momentum (27) factor ranks across MoatMap’s 19,000+ stock universe.
Does OFX Group Limited have an economic moat?: OFX Group Limited (OFX.AX) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is OFX Group Limited a buy, hold, or sell?: MoatMap’s current signal for OFX Group Limited (OFX.AX) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is OFX Group Limited in?: OFX Group Limited (OFX.AX) operates in the Financial Services sector, specifically the Capital Markets industry (Australia).