PAN.VN
Unloved QualityThe PAN Group Joint Stock Company · Consumer Defensive · Vietnam · $166M cap · $601K/day traded
VND 17,000 +0.0% · close 6 Nov · scored 7 Nov
Unloved Quality: Strong and cheap, but the market has not warmed to it.
As of 7 Nov 2026, the MoatMap Score for The PAN Group Joint Stock Company (PAN.VN) is 89/100, ranked against 25,000+ stocks in 38 markets (Quality 66, Value 93, Momentum 31, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT THE PAN GROUP JOINT STOCK COMPANY
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The PAN Group Joint Stock Company engages in agricultural, food, financial investment, and other related activities in Vietnam and internationally.
FINANCIAL SUMMARY (VND)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 13.7T | 13.2T | 16.2T | 17.6T | 8.8% | 15.7T |
| EPS (VND) | 1,153 | 1,390 | 2,091 | 2,556 | 30.4% | 4,820 |
| Shares | 250.7M | 250.7M | 250.7M | 250.7M | 0.0% | 250.7M |
| Debt | 5.1T | 9.0T | 11.7T | 3.7T | -10.3% | 4.3T |
| Equity | 4.5T | 4.8T | 5.1T | 5.3T | 5.9% | — |
| Op CF | 1.0T | -4.3T | -1.7T | 9.1T | 105.4% | 2.8T |
| Inv CF | -1.9T | 168.7B | 890.3B | -1.1T | — | — |
| Fin CF | -106.9B | 3.7T | 2.4T | -8.3T | — | — |
Made a new 52-week low 4 trading days ago, 35% below its 52-week high. The fall has not stopped yet.
Calmer than 82% of stocks we rank over the past year (volatility 26% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Consumer Defensive, ranked by industry match, size, and score similarity. Cross-listings of PAN.VN are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| PAN.VN | The PAN Group Joint Stock Company(you) | $166M | 89 |
| MCM.VN | MocChau Dairy Cattle Breeding Joint Stock Company | $110M | 77 |
| ANV.VN | Nam Viet Corporation | $182M | 70 |
| PHR.VN | Phuoc Hoa Rubber Joint Stock Company | $287M | 77 |
| HPA.VN | Hoa Phat Agriculture Development Joint Stock Company | $306M | 57 |
| DBC.VN | Dabaco Group Joint Stock Company | $262M | 40 |
| BAF.VN | BAF Vietnam Agriculture Joint Stock Company | $460M | 20 |
| FMC.VN | Sao Ta Foods Joint Stock Company | $88M | 94 |
| VHC.VN | Vinh Hoan Corporation | $403M | 62 |
| SAB.VN | Saigon Beer - Alcohol - Beverage Corporation | $2.1B | 84 |
Peer medians: ROE 20.7% · P/E 11.5x · Gross margin 19.2%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.