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PFG

HOLD

Principal Financial Group, Inc. · Financial Services · United States · $23.6B · Avg Vol: $166M/d

64
StockRank
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Q
40
V
39
M
78
P/E (TTM)
16.3x
ROE
13.4%
D/E
0.3x
Dividend %
2.7%

COMPANY DESCRIPTION

Principal Financial Group, Inc. is a global financial investment management and insurance company offering retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients. Its competitive moat is built on its diversified business model, strong distribution capabilities, and deep expertise in retirement planning and asset management. Principal holds a significant position in the U.S. small and medium-sized business retirement market and has a growing international presence.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue17.5B13.7B16.1B15.6B-3.8%15.5B16.0B17.3B5.4%
EPS18.942.586.775.32-34.5%6.866.066.6311.7%
Shares243.5M236.4M226.2M217.4M-10.7%216.0M
Debt4.1B4.0B4.1B4.0B-1.0%4.2B
Equity10.0B10.9B11.1B11.9B6.0%
Op CF3.2B3.8B4.6B4.5B12.7%3.7B
Inv CF1.1B-1.3B-5.4B-4.1B
Fin CF-1.7B-2.6B300.3M-181.8M
Loading 1Y...
PRICE (1Y)-0.3%
105108110112114Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$109.40
RSI (14)
40.0
52W High
$114.90
From 52W High
1.0%

SCORE BREAKDOWN

Quality
40
ROIC (ROA)
0.4%*18.9
ROE
13.4%68.7
GP/Assets
2.2%23.3
Op. Margin
14.8%33.8
FCF/Assets
0.4%28.4
Piotroski
565.2
Int. Cover
N/A
D/E Ratio
0.34x53.0
Current Ratio
1.53x48.1
Value
39
P/E (TTM)
16.3x35.3
EV/EBITDA
10.8x39.8
P/FCF
16.2x34.6
P/B
2.1x23.8
P/S
1.6x82.0
Div Yield
2.7%34.5
Momentum
78
52W High %
95%60.7
RS 6M
13%82.0
SMA 50/200
1.16x88.5
EPS Rev 4W
+0.7%86.3
EPS Rev 12W
+1.5%71.9
EPS Improve
+50%71.8
Q Growth
783%96.4

FUNDAMENTALS

Market Cap
$23.6B
P/E (Forward)
10.9x
Gross Margin
47.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PFG are excluded.

TickerCompanyMkt CapStockRankSignal
PFGPrincipal Financial Group, Inc.(you)$23.6B64HOLD
NTRSNorthern Trust Corporation$22.2B54HOLD
RJFRaymond James Financial, Inc.$32.5B53HOLD
IVZInvesco Ltd.$13.3B57HOLD
AMPAmeriprise Financial, Inc.$46.8B69BUY
PSH.LPershing Square Holdings, Ltd.$8.7B64HOLD
AMGAffiliated Managers Group, Inc.$9.5B66BUY
CVC.ASCVC Capital Partners plc$16.6B50HOLD
STTState Street Corporation$50.9B55HOLD
BENFranklin Resources, Inc.$16.9B85STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Principal Financial Group, Inc. (PFG) — Stock Score Summary

Principal Financial Group, Inc. (PFG) has a MoatMap StockRank of 64/100 based on Quality (40/100), Value (39/100), and Momentum (78/100) factor scores. The current signal is HOLD.

Principal Financial Group, Inc. is a global financial investment management and insurance company offering retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients. Its competitive moat is built on its diversified business model, strong distribution capabilities, and deep expertise in retirement planning and asset management. Principal holds a significant position in the U.S. small and medium-sized business retirement market and has a growing international presence.

Key Financial Metrics

Price$109.40
Market Cap$23.6B
P/E (TTM)16.34
P/E (Forward)10.90
Price/Book2.05
Return on Equity13.4%
Debt/Equity0.34x
Gross Margin47.6%
Operating Margin14.8%
Revenue Growth-4.5%
Dividend Yield2.7%
Free Cash Flow$1.5B

Principal Financial Group, Inc. operates in the Asset Management industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Principal Financial Group, Inc.’s (PFG) StockRank?
MoatMap’s StockRank for Principal Financial Group, Inc. (PFG) is 64/100, with a Hold signal. It is a composite of Quality (40), Value (39), and Momentum (78) factor ranks across MoatMap’s 20,000+ stock universe.
Does Principal Financial Group, Inc. have an economic moat?
Principal Financial Group, Inc. (PFG) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Principal Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Principal Financial Group, Inc. (PFG) is Hold, based on a StockRank of 64/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Principal Financial Group, Inc. in?
Principal Financial Group, Inc. (PFG) operates in the Financial Services sector, specifically the Asset Management industry (United States).