Qliro AB (publ) (QLIRO.ST) — Stock Score Summary

Qliro AB (publ) (QLIRO.ST) has a MoatMap StockRank of 20/100 based on Quality (27/100), Value (34/100), and Momentum (45/100) factor scores. The current signal is SELL. Qliro is a small Swedish niche financial services provider lacking the scale, competitive moat, and macro tailwinds required for our concentrated portfolio.

Qliro AB is a Nordic fintech company that provides digital payment solutions, including buy-now-pay-later (BNPL) and checkout services, to large e-merchants, alongside digital consumer loans. The company's competitive moat is built on its deep integration with major Nordic e-commerce platforms and its data-driven credit underwriting capabilities. It operates as a specialized niche player in the competitive Nordic digital payments market.

Key Financial Metrics

Price$2.09
Market Cap$70M
P/E (Forward)17.57
Price/Book1.01
Return on Equity-12.8%
Return on Invested Capital-15.8%
Gross Margin0.0%
Operating Margin0.2%
Revenue Growth28.1%

Qliro AB (publ) operates in the Credit Services industry, part of the Financial Services sector (Sweden).

Frequently Asked Questions

What is Qliro AB (publ)’s (QLIRO.ST) StockRank?
MoatMap’s StockRank for Qliro AB (publ) (QLIRO.ST) is 20/100, with a Sell signal. It is a composite of Quality (27), Value (34), and Momentum (45) factor ranks across MoatMap’s 19,000+ stock universe.
Does Qliro AB (publ) have an economic moat?
Qliro AB (publ) (QLIRO.ST) has a Quality factor score of 27/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Qliro AB (publ) a buy, hold, or sell?
MoatMap’s current signal for Qliro AB (publ) (QLIRO.ST) is Sell, based on a StockRank of 20/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Qliro AB (publ) in?
Qliro AB (publ) (QLIRO.ST) operates in the Financial Services sector, specifically the Credit Services industry (Sweden).
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