Renta 4 Banco, S.A. (R4.MC) — Stock Score Summary

Renta 4 Banco, S.A. (R4.MC) has a MoatMap StockRank of 53/100 based on Quality (57/100), Value (31/100), and Momentum (50/100) factor scores. The current signal is HOLD. Renta 4 Banco is a Spanish financial services firm focused on wealth management. It is a small-cap financial stock with no clear connection to our 18-month macro themes and lacks the scale to compete globally.

Renta 4 Banco, S.A. is a specialized Spanish financial institution focused on wealth management, asset management, and brokerage services. The firm distinguishes itself as Spain's leading independent investment services provider, free from the conflicts of traditional retail banking conglomerates. Its competitive moat is built on a proprietary digital platform and a highly personalized advisory model catering to retail and institutional clients.

Key Financial Metrics

Price$22.37
Market Cap$903M
P/E (TTM)16.67
Price/Book4.33
Return on Equity27.1%
Gross Margin63.0%
Operating Margin19.5%
Revenue Growth16.6%
Dividend Yield3.7%

Renta 4 Banco, S.A. operates in the Asset Management industry, part of the Financial Services sector (Spain).

Frequently Asked Questions

What is Renta 4 Banco, S.A.’s (R4.MC) StockRank?
MoatMap’s StockRank for Renta 4 Banco, S.A. (R4.MC) is 53/100, with a Hold signal. It is a composite of Quality (57), Value (31), and Momentum (50) factor ranks across MoatMap’s 19,000+ stock universe.
Does Renta 4 Banco, S.A. have an economic moat?
Renta 4 Banco, S.A. (R4.MC) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Renta 4 Banco, S.A. a buy, hold, or sell?
MoatMap’s current signal for Renta 4 Banco, S.A. (R4.MC) is Hold, based on a StockRank of 53/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Renta 4 Banco, S.A. in?
Renta 4 Banco, S.A. (R4.MC) operates in the Financial Services sector, specifically the Asset Management industry (Spain).
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