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TFC

BUY

Truist Financial Corporation · Financial Services · United States · $63.2B · Avg Vol: $528M/d

66
StockRank
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Q
54
V
56
M
49
P/E (TTM)
12.1x
ROE
9.1%
D/E
1.0x
Dividend %
4.0%

COMPANY DESCRIPTION

Truist Financial Corporation is a top-10 U.S. commercial bank, formed from the merger of BB&T and SunTrust, offering a wide range of banking, wealth management, and insurance services. The company benefits from a diversified revenue stream across retail and commercial banking, with a strong presence in the Southeastern and Mid-Atlantic United States. Its scale and integrated financial solutions provide a significant competitive advantage.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue20.0B20.0B13.3B20.3B0.6%19.0B21.1B21.8B3.6%
EPS4.46-1.093.363.87-4.6%4.234.444.8311.7%
Shares1.3B1.3B1.3B1.3B-4.9%1.2B
Debt62.9B59.7B52.6B64.3B0.7%69.9B
Equity60.5B59.1B63.7B65.2B2.5%
Op CF11.1B8.6B2.2B5.7B-19.7%5.7B
Inv CF-30.0B22.9B18.6B-17.8B
Fin CF20.0B-22.3B-11.6B8.6B
Loading 1Y...
PRICE (1Y)+9.3%
48.1749.4450.7151.9853.25Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$52.99
RSI (14)
68.6
52W High
$55.06
From 52W High
1.0%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.1%*39.0
ROE
9.1%46.9
GP/Assets
3.5%N/A
Op. Margin
39.8%59.2
FCF/Assets
bankN/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.99xN/A
Current Ratio
bankN/A
Value
56
P/E (TTM)
12.1x58.2
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.1x54.4
P/S
3.3x58.4
Div Yield
4.0%51.1
Momentum
49
52W High %
96%57.7
RS 6M
0%55.6
SMA 50/200
1.04x54.6
EPS Rev 4W
-1.8%25.7
EPS Rev 12W
-2.0%29.0
EPS Improve
+19%45.4
Q Growth
25%59.6

FUNDAMENTALS

Market Cap
$63.2B
P/E (Forward)
10.1x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TFC are excluded.

TickerCompanyMkt CapStockRankSignal
TFCTruist Financial Corporation(you)$63.2B66BUY
GLE.PASociété Générale Société anonyme$63.8B66BUY
NDA-FI.HENordea Bank Abp$63.0B64HOLD
DBK.DEDeutsche Bank Aktiengesellschaft$64.6B67BUY
2388.HKBOC Hong Kong (Holdings) Limited$61.4B69BUY
KBC.BRKBC Group NV$53.0B61HOLD
2891.TWCTBC Financial Holding Co., Ltd.$43.4B65HOLD
O39.SIOversea-Chinese Banking Corporation Limited$86.3B68BUY
DANSKE.CODanske Bank A/S$42.5B66BUY
601658.SSPostal Savings Bank of China Co., Ltd.$87.0B63HOLD

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%

Truist Financial Corporation (TFC) — Stock Score Summary

Truist Financial Corporation (TFC) has a MoatMap StockRank of 66/100 based on Quality (54/100), Value (56/100), and Momentum (49/100) factor scores. The current signal is BUY.

Truist Financial Corporation is a top-10 U.S. commercial bank, formed from the merger of BB&T and SunTrust, offering a wide range of banking, wealth management, and insurance services. The company benefits from a diversified revenue stream across retail and commercial banking, with a strong presence in the Southeastern and Mid-Atlantic United States. Its scale and integrated financial solutions provide a significant competitive advantage.

Key Financial Metrics

Price$52.99
Market Cap$63.2B
P/E (TTM)12.06
P/E (Forward)10.15
Price/Book1.07
Return on Equity9.1%
Debt/Equity0.99x
Operating Margin39.8%
Revenue Growth8.2%
Dividend Yield4.0%

Truist Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Truist Financial Corporation’s (TFC) StockRank?
MoatMap’s StockRank for Truist Financial Corporation (TFC) is 66/100, with a Buy signal. It is a composite of Quality (54), Value (56), and Momentum (49) factor ranks across MoatMap’s 20,000+ stock universe.
Does Truist Financial Corporation have an economic moat?
Truist Financial Corporation (TFC) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Truist Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Truist Financial Corporation (TFC) is Buy, based on a StockRank of 66/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Truist Financial Corporation in?
Truist Financial Corporation (TFC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).