Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TFC
HoldUnloved QualityTruist Financial Corporation · Financial Services · United States · $61.6B · Avg Vol: $307M/d
COMPANY DESCRIPTION
Truist Financial Corporation is a top-10 U.S. commercial bank, formed from the merger of BB&T and SunTrust, offering a wide range of banking, wealth management, and insurance services. The company benefits from a diversified revenue stream across retail and commercial banking, with a strong presence in the Southeastern and Mid-Atlantic United States. Its scale and integrated financial solutions provide a significant competitive advantage.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 20.0B | 20.0B | 13.3B | 20.3B | 0.6% | 19.0B | 21.1B | 21.8B | 3.5% |
| EPS | 4.46 | -1.09 | 3.36 | 3.87 | -4.6% | 4.35 | 4.45 | 4.80 | 11.4% |
| Shares | 1.3B | 1.3B | 1.3B | 1.3B | -4.9% | 1.2B | — | — | — |
| Debt | 62.9B | 59.7B | 52.6B | 64.3B | 0.7% | 73.3B | — | — | — |
| Equity | 60.5B | 59.1B | 63.7B | 65.2B | 2.5% | — | — | — | — |
| Op CF | 11.1B | 8.6B | 2.2B | 5.7B | -19.7% | 5.8B | — | — | — |
| Inv CF | -30.0B | 22.9B | 18.6B | -17.8B | — | — | — | — | — |
| Fin CF | 20.0B | -22.3B | -11.6B | 8.6B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TFC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TFC | Truist Financial Corporation(you) | $61.6B | 61 | Hold |
| NDA-FI.HE | Nordea Bank Abp | $69.4B | 64 | Hold |
| CBK.DE | Commerzbank AG | $50.7B | 64 | Hold |
| SEB-A.ST | Skandinaviska Enskilda Banken AB (publ) | $45.4B | 63 | Hold |
| ITUB4.SA | Itaú Unibanco Holding S.A. | $83.0B | 63 | Hold |
| 2388.HK | BOC Hong Kong (Holdings) Limited | $68.7B | 67 | Buy |
| 2891.TW | CTBC Financial Holding Co., Ltd. | $40.1B | 62 | Hold |
| SHG | Shinhan Financial Group Co., Ltd. | $37.3B | 60 | Hold |
| 6178.T | Japan Post Holdings Co., Ltd. | $41.6B | 58 | Hold |
| FITB | Fifth Third Bancorp | $49.5B | 54 | Hold |
Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 81.8%