Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TIPT
STRONG SELLTiptree Inc. · Financial Services · United States · $668M · Avg Vol: $5M/d
COMPANY DESCRIPTION
Tiptree is a diversified holding company that acquires and operates businesses in the specialty insurance and asset management sectors, anchored by its majority ownership of Fortegra. Fortegra provides specialty program underwriting, warranty products, and service contracts, operating in niche markets with limited direct competition. Tiptree's disciplined capital allocation strategy focuses on compounding book value by reinvesting insurance float into high-yield specialty finance and real estate assets.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1.4B | -3.2M | 0.6M | -1.0M | -97.9% | -2.4M |
| EPS | -0.23 | 0.38 | 1.44 | 0.93 | 56.4% | -0.99 |
| Shares | 36.4M | 36.8M | 37.3M | 37.8M | +4.0% | 37.6M |
| Debt | 262.4M | 407.8M | 11.1M | 80.7M | -32.5% | 80.2M |
| Equity | 397.4M | 416.9M | 457.7M | 508.6M | 8.6% | — |
| Op CF | 463.1M | 71.5M | 240.8M | 168.2M | -28.6% | 183.4M |
| Inv CF | 9.5M | -244.7M | -323.0M | -202.0M | — | — |
| Fin CF | -115.2M | 113.4M | 6.3M | 11.5M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TIPT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TIPT | Tiptree Inc.(you) | $668M | 17 | STRONG SELL |
| EIG | Employers Holdings, Inc. | $908M | 32 | SELL |
| AMSF | AMERISAFE, Inc. | $569M | 38 | HOLD |
| MBI | MBIA Inc. | $288M | 25 | SELL |
| OSG | Octave Specialty Group, Inc. | $252M | 39 | HOLD |
| JRVR | James River Group Holdings, Inc. | $218M | 44 | HOLD |
| RYAN | Ryan Specialty Holdings, Inc. | $11.0B | 27 | SELL |
| ITIC | Investors Title Company | $533M | 86 | STRONG BUY |
| FNF | Fidelity National Financial, Inc. | $13.9B | 58 | HOLD |
| ABTC | American Bitcoin Corp | $698M | 15 | STRONG SELL |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%