Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TXT.WA
STRONG BUYREMOVEText S.A. · Technology · Poland · $286M · Avg Vol: $314K/d
Text S.A. (formerly LiveChat) is a high-quality, high-margin Polish SaaS provider. However, its core live chat product faces existential disruption risks from generative AI customer service agents, which could rapidly commoditize its offering and erode its customer base.
COMPANY DESCRIPTION
Text S.A. (formerly LiveChat Software) is a global SaaS provider of customer service and communication software, including its flagship LiveChat, ChatBot, and HelpDesk products. The company serves over 37,000 paid customers across 150 countries, generating nearly all of its revenue in foreign currencies, primarily USD. Its competitive moat is characterized by high operating margins, a highly scalable product architecture, and strong organic customer acquisition channels.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 59.6M | 79.2M | 89.8M | 94.8M | 16.8% |
| EPS | 1.24 | 1.61 | 1.73 | 1.71 | 11.4% |
| Shares | 25.8M | 25.8M | 25.8M | 25.8M | 0.0% |
| Debt | 0.4M | 0.3M | 0.3M | 24.2M | 282.4% |
| Equity | 33.3M | 31.2M | 33.9M | 36.5M | 3.1% |
| Op CF | 30.9M | 52.2M | 47.5M | 48.1M | 15.8% |
| Inv CF | -4.5M | -8.7M | -8.1M | -8.2M | — |
| Fin CF | -27.4M | -32.7M | -42.4M | -41.7M | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of TXT.WA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TXT.WA | Text S.A.(you) | $286M | 96 | STRONG BUY |
| ABS.WA | Asseco Business Solutions S.A. | $778M | 95 | STRONG BUY |
| VRC.WA | Vercom S.A. | $692M | 87 | STRONG BUY |
| SPR.WA | Spyrosoft Spólka Akcyjna | $113M | 87 | STRONG BUY |
| ASE.WA | Asseco South Eastern Europe S.A. | $868M | 86 | STRONG BUY |
| LSI.WA | LSI Software S.A. | $38M | 99 | STRONG BUY |
| SHO.WA | Shoper S.A. | $311M | 52 | HOLD |
| FAB.WA | Fabrity S.A. | $19M | 97 | STRONG BUY |
| ACP.WA | Asseco Poland S.A. | $3.7B | 89 | STRONG BUY |
| ACT.WA | Action S.A. | $126M | 98 | STRONG BUY |
Peer medians: ROE 13.9% · P/E 17.5x · Gross margin 27.2%