VOT.WA
Strong BuyFull HouseAI neutralVotum S.A. · Industrials · Poland · $138M
PLN 45.30 +0.0% · close 7 Oct · scored 9 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
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Votum S.A. operates as Poland's preeminent consumer claims and legal representation firm, achieving extraordinary returns on equity through its leadership in Swiss-franc mortgage dispute litigation. While current cash flows are robust, the pool of unresolved foreign-currency mortgages is finite and maturing, posing significant long-term reinvestment and terminal-value risk.
ABOUT VOTUM S.A.
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Votum S.A. provides specialized legal and financial advocacy services, primarily representing consumers in claims against financial institutions and insurance companies in Poland. The company's competitive moat is defined by its dominant market share in Swiss Franc mortgage litigation and its extensive network of legal experts. It is a market leader in the Polish consumer litigation and claims recovery sector.
FINANCIAL SUMMARY (PLN)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 302.2M | 387.1M | 407.4M | 462.4M | 15.2% | 444.2M |
| EPS (PLN) | 7.65 | 11.16 | 9.62 | 11.90 | 15.9% | 10.06 |
| Shares | 12.0M | 12.0M | 12.0M | 12.0M | 0.0% | 12.0M |
| Debt | 26.1M | 24.5M | 26.0M | 24.5M | -2.0% | 29.1M |
| Equity | 150.9M | 242.9M | 321.8M | 381.7M | 36.3% | — |
| Op CF | 18.4M | 41.0M | 108.1M | 201.8M | 122.1% | 184.7M |
| Inv CF | -0.5M | -2.9M | -15.6M | -23.6M | — | — |
| Fin CF | -11.7M | -36.3M | -44.3M | -88.3M | — | — |
Calmer than 82% of stocks we rank over the past year (25% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Industrials, ranked by industry match, size, and score similarity. Cross-listings of VOT.WA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| VOT.WA | Votum S.A.(you) | $138M | 100 | Strong Buy |
| VIN.WA | Gielda Praw Majatkowych Vindexus Spolka Akcyjna | $42M | 90 | Strong Buy |
| FRO.WA | FERRO S.A. | $178M | 100 | Strong Buy |
| ODL.WA | Odlewnie Polskie S.A. | $109M | 97 | Strong Buy |
| TOA.WA | TOYA S.A. | $200M | 98 | Strong Buy |
| STX.WA | Stalexport Autostrady S.A. | $114M | 93 | Strong Buy |
| APT.WA | Apator S.A. | $187M | 95 | Strong Buy |
| UNI.WA | UNIBEP S.A. | $124M | 87 | Strong Buy |
| INK.WA | Instal Kraków S.A. | $67M | 96 | Strong Buy |
| MSZ.WA | Mostostal Zabrze S.A. | $108M | 85 | Strong Buy |
Peer medians: ROE 9.7% · P/E 13.0x · Gross margin 17.4%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.