What is Wise Group plc's (WISE.L) StockRank?

MoatMap's StockRank for Wise Group plc (WISE.L) is 74/100, with a Buy signal. This is a composite score combining Quality (54), Value (61), and Momentum (54) factor ranks across MoatMap's 20,000+ stock universe.

Does Wise Group plc have an economic moat?

Wise Group plc (WISE.L) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Wise Group plc a buy, hold, or sell?

MoatMap's current signal for Wise Group plc (WISE.L) is Buy, based on a StockRank of 74/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Wise Group plc in?

Wise Group plc (WISE.L) operates in the Technology sector, specifically the Information Technology Services industry (United Kingdom).

Company Deep Dive

Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.

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WISE.L

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Wise Group plc · Technology · United Kingdom · $12.9B · Avg Vol: $20M/d

StockRank

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P/E (TTM)

26.2x

ROE

27.2%

D/E

0.3x

Dividend %

—

AI CONVICTION THESIS

Wise clears stage one on the stricter path with all three legs above 60 (Q60 V63 M64) and carries a 23.7% upward earnings revision. Insiders sold 0.02% with no offsetting purchases, so there is net selling and stage two blocks approval.

COMPANY DESCRIPTION

Wise plc, formerly TransferWise, is a global technology company providing international money transfer services and multi-currency accounts at mid-market exchange rates, focusing on transparency and low fees. Its competitive moat is built on a superior technology platform, a unique peer-to-peer matching system for currency exchange, and a strong brand reputation for transparency and cost-effectiveness, disrupting traditional banking models. Wise is a market-leading fintech innovator, rapidly growing its global customer base by offering a more efficient and affordable alternative for international payments.

FINANCIAL SUMMARY (GBP)

Year	2022	2023	2024	2025	2026	CAGR	TTM	2027E	2028E	Fwd CAGR
Revenue	547.4M	902.9M	1.4B	1.7B	2.0B	38.2%	1.8B	2.3B	2.7B	17.1%
EPS (GBp)	3.12	10.56	35.90	39.40	36.16	84.5%	36.01	40.68	46.89	13.9%
Shares	1.0B	1.0B	1.0B	1.0B	988.0M	-3.6%	983.7M	—	—	—
Debt	92.9M	242.0M	209.2M	176.6M	357.5M	40.1%	357.5M	—	—	—
Equity	397.3M	528.1M	914.4M	1.3B	1.4B	37.6%	—	—	—	—
Op CF	3.0B	3.6B	3.0B	4.2B	5.6B	16.3%	5.6B	—	—	—
Inv CF	-476.2M	-2.4B	-133.9M	-560.6M	1.3B	—	—	—	—	—
Fin CF	-1.3M	140.9M	-109.4M	-169.9M	-203.2M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+8.1%

SMA 50SMA 200

$12.59

RSI (14)

43.0

52W High

$15.75

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

2.4%*33.6

ROE

27.2%89.0

GP/Assets

8.5%17.9

Op. Margin

59.8%99.2

FCF/Assets

23.2%96.2

Piotroski

420.1

Int. Cover

—84.9

D/E Ratio

0.25x45.0

Current Ratio

1.07x13.2

Value

P/E (TTM)

26.2x53.9

EV/EBITDA

5.7x89.3

P/FCF

2.2x98.4

P/B

9.2x13.4

P/S

5.0x33.4

Div Yield

—N/A

Momentum

52W High %

80%76.8

RS 6M

-0%61.6

SMA 50/200

1.02x54.1

EPS Rev 4W

+0.1%24.3

EPS Rev 12W

+26.0%91.8

EPS Improve

+37%34.4

Q Growth

-7%24.8

FUNDAMENTALS

Market Cap

$12.9B

P/E (Forward)

19.2x

Gross Margin

84.2%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of WISE.L are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
WISE.L	Wise Group plc(you)	$12.9B	74	Buy
CCC.L	Computacenter plc	$8.1B	89	Strong Buy
RWS.L	RWS Holdings plc	$630M	90	Strong Buy
CLVT	Clarivate Plc	$1.3B	41	Hold
FDM.L	FDM Group (Holdings) plc	$165M	78	Buy
TPX.L	TPXimpact Holdings plc	$108M	82	Strong Buy
SGE.L	The Sage Group plc	$13.3B	85	Strong Buy
TRD.L	Triad Group plc	$97M	91	Strong Buy
RCN.L	Redcentric plc	$143M	48	Hold
MTEC.L	Made Tech Group Plc	$88M	94	Strong Buy

Peer medians: ROE 3.3% · P/E 36.4x · Gross margin 55.8%

Wise Group plc (WISE.L): Stock Score Summary

Wise Group plc (WISE.L) has a MoatMap StockRank of 74/100 based on Quality (54/100), Value (61/100), and Momentum (54/100) factor scores. The current signal is BUY. Wise clears stage one on the stricter path with all three legs above 60 (Q60 V63 M64) and carries a 23.7% upward earnings revision. Insiders sold 0.02% with no offsetting purchases, so there is net selling and stage two blocks approval.

Key Financial Metrics

Price	$12.59
Market Cap	$12.9B
P/E (TTM)	26.21
P/E (Forward)	19.18
Price/Book	9.21
Return on Equity	27.2%
Debt/Equity	0.25x
Gross Margin	84.2%
Operating Margin	59.8%
Revenue Growth	26.8%
Free Cash Flow	$5.8B

Wise Group plc operates in the Information Technology Services industry, part of the Technology sector (United Kingdom).

Frequently Asked Questions

What is Wise Group plc’s (WISE.L) StockRank?: MoatMap’s StockRank for Wise Group plc (WISE.L) is 74/100, with a Buy signal. It is a composite of Quality (54), Value (61), and Momentum (54) factor ranks across MoatMap’s 20,000+ stock universe.
Does Wise Group plc have an economic moat?: Wise Group plc (WISE.L) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Wise Group plc a buy, hold, or sell?: MoatMap’s current signal for Wise Group plc (WISE.L) is Buy, based on a StockRank of 74/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Wise Group plc in?: Wise Group plc (WISE.L) operates in the Technology sector, specifically the Information Technology Services industry (United Kingdom).