WUW.DE

HoldBargain Bin

Wüstenrot & Württembergische AG · Financial Services · Germany · $1.6B · Avg Vol: $288K/d

Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.

62
StockRank
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Quality
33
Value
80
Momentum
43
P/E (TTM)
9.9x
peers 10.6x
ROE
2.7%
peers 8.9%
D/E
1.9x
peers 0.4x
Dividend %
4.5%
trailing yield

ABOUT WÜSTENROT & WÜRTTEMBERGISCHE AG

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Wüstenrot & Württembergische AG (W&W) is a German financial services group specializing in home loan savings (Bausparen) and insurance products. The company's competitive moat is built on its unique 'financial planning from a single source' model and a vast, established sales network in Germany. It is a leading niche player in the German retail financial services and housing finance market.

FINANCIAL SUMMARY (EUR)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue4.3B6.0B6.2B5.8B10.6%5.8B
EPS (EUR)2.511.480.351.29-19.9%1.441.542.0124.8%
Shares93.7M93.7M93.6M93.7M+0.0%93.5M
Debt5.3B5.8B5.1B8.2B16.0%9.6B
Equity4.9B4.9B4.9B4.9B0.5%
Op CF-2.2B-108.0M333.0M983.0M195.2%579.7M
Inv CF2.6B54.0M-66.0M-1.1B
Fin CF-102.5M-98.0M-333.0M201.0M
Loading 1Y...
PRICE (1Y)-1.0%
16.1216.2816.4416.6116.77Aug 4Aug 26Sep 16
SMA 50SMA 200

Close
$16.49
RSI (14)
57.9
52W High
$18.41
From 52W High
0.9%

SCORE BREAKDOWN

Quality
33
ROIC (ROA)
0.9%*33.1
ROE
2.7%17.6
GP/Assets
2.1%19.6
Op. Margin
18.4%34.9
FCF/Assets
n/mN/A
Piotroski
446.2
Int. Cover
N/A
D/E Ratio
1.91x17.7
Current Ratio
6.38x81.1
Value
80
P/E (TTM)
9.9x67.3
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.3x97.9
P/S
0.2x98.0
Div Yield
4.5%58.5
Momentum
43
52W High %
90%48.3
RS 6M
-20%15.7
SMA 50/200
1.00x33.0
EPS Rev 4W
+0.9%74.4
EPS Rev 12W
-1.7%25.4
EPS Improve
+40%68.5
Q Growth
16%46.2

FUNDAMENTALS

Market Cap
$1.6B
P/E (Forward)
7.1x
Gross Margin
26.7%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WUW.DE are excluded.

TickerCompanyMkt CapStockRankSignal
WUW.DEWüstenrot & Württembergische AG(you)$1.6B62Hold
MLP.DEMLP SE$1.2B82Strong Buy
PCZ.DEProCredit Holding AG$599M69Buy
FTK.DEflatexDEGIRO SE$4.7B51Hold
BWB.DEBaader Bank Aktiengesellschaft$378M56Hold
MPCK.DEMPC Münchmeyer Petersen Capital AG$223M67Buy
MUX.DEMutares SE & Co. KGaA$653M35Sell
HYQ.DEHypoport SE$679M33Sell
CEEThe Central and Eastern Europe Fund, Inc.$135M65Buy
GLJ.DEGrenke AG$596M27Sell

Peer medians: ROE 8.9% · P/E 10.6x · Gross margin 48.7%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Wüstenrot & Württembergische AG (WUW.DE): Stock Score Summary

Wüstenrot & Württembergische AG (WUW.DE) has a MoatMap StockRank of 62/100 based on Quality (33/100), Value (80/100), and Momentum (43/100) factor scores. The current signal is HOLD.

Wüstenrot & Württembergische AG (W&W) is a German financial services group specializing in home loan savings (Bausparen) and insurance products. The company's competitive moat is built on its unique 'financial planning from a single source' model and a vast, established sales network in Germany. It is a leading niche player in the German retail financial services and housing finance market.

Key Financial Metrics

Price$16.49
Market Cap$1.6B
P/E (TTM)9.90
P/E (Forward)7.09
Price/Book0.27
Return on Equity2.7%
Debt/Equity1.91x
Gross Margin26.7%
Operating Margin18.4%
Revenue Growth-0.2%
Dividend Yield4.5%
Free Cash Flow$1.1B

Wüstenrot & Württembergische AG operates in the Insurance - Life industry, part of the Financial Services sector (Germany).

Frequently Asked Questions

What is Wüstenrot & Württembergische AG’s (WUW.DE) StockRank?
MoatMap’s StockRank for Wüstenrot & Württembergische AG (WUW.DE) is 62/100, with a Hold signal. It is a composite of Quality (33), Value (80), and Momentum (43) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Wüstenrot & Württembergische AG have an economic moat?
Wüstenrot & Württembergische AG (WUW.DE) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Wüstenrot & Württembergische AG a buy, hold, or sell?
MoatMap’s current signal for Wüstenrot & Württembergische AG (WUW.DE) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Wüstenrot & Württembergische AG in?
Wüstenrot & Württembergische AG (WUW.DE) operates in the Financial Services sector, specifically the Insurance - Life industry (Germany).