Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
XP
SELLXP Inc. · Financial Services · Cayman Islands · $8.6B · Avg Vol: $94M/d
COMPANY DESCRIPTION
XP Inc. is a leading technology-driven financial services platform in Brazil, offering investment products, financial advisory, and brokerage services to a wide client base. Its competitive moat is built on its strong brand, extensive network of independent financial advisors, and a comprehensive digital platform that disrupts traditional banking models. XP is a market leader in investment advisory in Brazil, democratizing access to financial markets for a growing middle class.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.9B | 6.5B | 7.4B | 8.0B | 10.3% | 18.2B | 8.7B | 9.8B | 10.8% |
| EPS | 6.44 | 7.22 | 8.33 | 9.80 | 15.0% | 1.93 | 10.66 | 11.95 | 10.4% |
| Shares | 541.6M | 535.3M | 537.4M | 518.7M | -4.2% | 414.9M | — | — | — |
| Debt | 33.7B | 68.6B | 115.1B | 104.2B | 45.8% | 167.5B | — | — | — |
| Equity | 17.0B | 19.4B | 20.0B | 23.5B | 11.4% | — | — | — | — |
| Op CF | 1.8B | 8.1B | 11.2B | 12.0B | 88.3% | 19.4B | — | — | — |
| Inv CF | -371.3M | 538.8M | -1.7B | -716.0M | — | — | — | — | — |
| Fin CF | -200.3M | -4.4B | -5.8B | -4.9B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of XP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| XP | XP Inc.(you) | $8.6B | 25 | SELL |
| ARX | Accelerant Holdings | $3.1B | 27 | SELL |
| PAX | Patria Investments Limited | $1.7B | 24 | SELL |
| FERA | Fifth Era Acquisition Corp I | $326M | 26 | SELL |
| AEAQ | Activate Energy Acquisition Corp. | $313M | 10 | STRONG SELL |
| MTAL | Metals Acquisition Corp. II | $391M | 4 | STRONG SELL |
| CRAC | Crown Reserve Acquisition Corp. I | $227M | 10 | STRONG SELL |
| PONO | Pono Capital Four, Inc. | $173M | 9 | STRONG SELL |
| FTHA | Forefront Tech Holdings Acquisition Corp. | $175M | 4 | STRONG SELL |
| GLRE | Greenlight Capital Re, Ltd. | $563M | 89 | STRONG BUY |
Peer medians: ROE 11.5% · P/E 14.1x · Gross margin 61.4%