YB
Strong BuyUnloved QualityAI neutralYuanbao Inc. · Technology · China · $563M
$12.70 -1.9% · close 5 Oct · scored 7 Oct
Unloved Quality: Strong and cheap; the market has not turned yet.
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Yuanbao is an online insurance technology platform operating in China, leveraging digital acquisition channels and underwriting algorithms. Although operational quality and valuation figures appear compelling on paper, share price momentum remains weak and visibility into regulatory compliance in domestic retail financial distribution is limited.
ABOUT YUANBAO INC.
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Yuanbao Inc. develops and operates specialized software applications, likely focusing on mobile platforms or enterprise solutions within the competitive Chinese market. The company benefits from a deep understanding of local market and user preferences, potentially leveraging a strong user base or strategic partnerships in its target niche. Yuanbao is a localized software application provider, operating within the competitive Chinese digital landscape.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 127.0M | 305.6M | 490.7M | 653.4M | 72.6% | 751.9M | — | — | — |
| EPS | -4.04 | -12.05 | -9.21 | 12.06 | 71.08 | 489.2% | 3.76 | 73.97 | 82.59 | 7.8% |
| Shares | — | 32.4M | 32.4M | 32.4M | 32.4M | 0.0% | 32.4M | — | — | — |
| Debt | — | 3.6M | 4.6M | 2.9M | 1.2M | -31.1% | 0.2M | — | — | — |
| Equity | — | 85.8M | 127.5M | 267.0M | 499.9M | 79.9% | — | — | — | — |
| Op CF | — | 13.1M | 66.0M | 180.4M | 223.4M | 157.4% | 223.6M | — | — | — |
| Inv CF | — | -32.7M | -6.8M | -23.5M | -406.8M | — | — | — | — | — |
| Fin CF | — | 0 | 2.7M | -1.4M | 29.4M | — | — | — | — | — |
Swung more than 67% of stocks we rank over the past year (53% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of YB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| YB | Yuanbao Inc.(you) | $563M | 99 | Strong Buy |
| 1450.HK | Be Friends Holding Limited | $130M | 99 | Strong Buy |
| 1588.HK | Chanjet Information Technology Company Limited | $168M | 77 | Buy |
| 9878.HK | Huitongda Network Co., Ltd. | $508M | 54 | Hold |
| 603383.SS | Fujian Apex Software Co.,LTD | $821M | 57 | Hold |
| 300532.SZ | New Trend International Logis-Tech Co.,Ltd. | $702M | 45 | Hold |
| 1675.HK | AsiaInfo Technologies Limited | $488M | 42 | Hold |
| 002777.SZ | Sichuan Jiuyuan Yinhai Software.Co.,Ltd | $761M | 44 | Hold |
| 688588.SS | Linkage Software Co., LTD | $523M | 38 | Hold |
| 002279.SZ | Beijing Join-Cheer Software Co., Ltd. | $844M | 44 | Hold |
Peer medians: ROE 3.8% · P/E 61.6x · Gross margin 26.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.