Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
002142.SZ
HOLDREMOVEBank of Ningbo Co., Ltd. · Financial Services · China · $30.1B · Avg Vol: $129M/d
Bank of Ningbo is a regional Chinese bank. While it is historically one of the better-managed city commercial banks, the Chinese banking sector faces structural net interest margin compression and real estate debt headwinds.
COMPANY DESCRIPTION
Bank of Ningbo Co., Ltd. provides commercial banking services, focusing on small and medium-sized enterprises (SMEs) and retail banking in China's affluent Yangtze River Delta region. The bank maintains a competitive moat through its superior asset quality, low non-performing loan (NPL) ratios, and deep local market penetration. It is recognized as one of China's most profitable and efficient regional joint-stock commercial banks.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 8.6B | 9.1B | 9.8B | 10.6B | 7.5% |
| EPS | 0.50 | 0.55 | 0.58 | 0.63 | 8.3% |
| Shares | 6.6B | 6.6B | 6.6B | 6.6B | 0.0% |
| Debt | 81.1B | 82.3B | 92.8B | 101.1B | 7.6% |
| Equity | 24.8B | 29.7B | 34.5B | 36.5B | 13.8% |
| Op CF | 14.0B | 25.6B | 12.6B | 34.8B | 35.5% |
| Inv CF | -18.8B | -14.5B | -13.4B | -35.0B | — |
| Fin CF | 5.7B | -10.4B | 7.0B | 1.1B | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 002142.SZ are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 002142.SZ | Bank of Ningbo Co., Ltd.(you) | $30.1B | 57 | HOLD |
| 600919.SS | Bank of Jiangsu Co., Ltd. | $30.4B | 60 | HOLD |
| 0998.HK | China CITIC Bank Corporation Limited | $51.8B | 58 | HOLD |
| 600926.SS | Bank of Hangzhou Co., Ltd. | $16.7B | 48 | HOLD |
| 000001.SZ | Ping An Bank Co., Ltd. | $30.5B | 36 | HOLD |
| 601838.SS | Bank of Chengdu Co., Ltd. | $11.5B | 53 | HOLD |
| 6818.HK | China Everbright Bank Company Limited | $24.3B | 36 | HOLD |
| 3618.HK | Chongqing Rural Commercial Bank Co., Ltd. | $9.1B | 59 | HOLD |
| 601009.SS | Bank of Nanjing Co., Ltd. | $19.8B | 40 | HOLD |
| 600015.SS | Hua Xia Bank Co., Limited | $15.9B | 37 | HOLD |
Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%