Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

600926.SS

HOLDREMOVE

Bank of Hangzhou Co., Ltd. · Financial Services · China · $16.7B · Avg Vol: $88M/d

48
StockRank
Q
41
V
52
M
45
P/E (TTM)
6.4x
ROE
12.4%
D/E
Dividend %
4.0%
AI CONVICTION THESIS

Bank of Hangzhou is a regional Chinese bank with solid metrics but is exposed to broader Chinese real estate and local government debt risks, lacking macro tailwinds.

COMPANY DESCRIPTION

Bank of Hangzhou is a high-performing regional commercial bank based in Zhejiang Province, focusing on SME lending, retail banking, and green finance. The bank benefits from Zhejiang's dynamic private sector and high-tech economy, maintaining superior asset quality and low non-performing loan ratios. It is recognized as a leading regional bank with strong profitability, driven by its focus on digital banking and wealth management.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue4.8B5.1B5.6B5.7B5.7%
EPS0.270.340.400.3913.3%
Shares5.9B5.9B6.0B7.2B+22.2%
Debt44.3B45.7B52.8B56.3B8.3%
Equity14.6B16.4B20.1B24.1B18.3%
Op CF13.4B10.7B9.7B23.5B20.5%
Inv CF-9.2B-8.1B-9.7B-14.3B
Fin CF-1.9B-325.0M7.9B4.1B
Loading...
PRICE (1Y)-9.7%
2.222.282.342.402.46May 14Jun 4Jun 25
SMA 50SMA 200
Close
$2.22
RSI (14)
42.3
52W High
$2.56
From 52W High
0.9%

SCORE BREAKDOWN

Quality
41
ROIC (ROA)
0.8%*34.4
ROE
12.4%63.3
GP/Assets
1.4%11.9
Op. Margin
76.1%87.9
FCF/Assets
N/A
Piotroski
565.9
Int. Cover
N/A
D/E Ratio
N/A
Current Ratio
N/A
Value
52
P/E (TTM)
6.4x86.6
EV/EBITDA
N/A
P/FCF
N/A
P/B
0.8x76.0
P/S
3.5x49.6
Div Yield
4.0%56.8
Momentum
45
52W High %
87%39.5
RS 6M
-8%41.0
SMA 50/200
1.03x52.2
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+25%55.1
Q Growth
10%45.3

FUNDAMENTALS

Market Cap
$16.7B
P/E (Forward)
5.1x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 600926.SS are excluded.

TickerCompanyMkt CapStockRankSignal
600926.SSBank of Hangzhou Co., Ltd.(you)$16.7B48HOLD
601009.SSBank of Nanjing Co., Ltd.$19.8B40HOLD
600015.SSHua Xia Bank Co., Limited$15.9B37HOLD
601077.SSChongqing Rural Commercial Bank Co., Ltd.$10.7B45HOLD
601838.SSBank of Chengdu Co., Ltd.$11.5B53HOLD
601229.SSBank of Shanghai Co., Ltd.$18.9B33SELL
601169.SSBank of Beijing Co., Ltd.$15.8B30SELL
6818.HKChina Everbright Bank Company Limited$24.3B36HOLD
002142.SZBank of Ningbo Co., Ltd.$30.1B57HOLD
601916.SSChina Zheshang Bank Co., Ltd$12.2B31SELL

Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%

Bank of Hangzhou Co., Ltd. (600926.SS) — Stock Score Summary

Bank of Hangzhou Co., Ltd. (600926.SS) has a MoatMap StockRank of 48/100 based on Quality (41/100), Value (52/100), and Momentum (45/100) factor scores. The current signal is HOLD. Bank of Hangzhou is a regional Chinese bank with solid metrics but is exposed to broader Chinese real estate and local government debt risks, lacking macro tailwinds.

Bank of Hangzhou is a high-performing regional commercial bank based in Zhejiang Province, focusing on SME lending, retail banking, and green finance. The bank benefits from Zhejiang's dynamic private sector and high-tech economy, maintaining superior asset quality and low non-performing loan ratios. It is recognized as a leading regional bank with strong profitability, driven by its focus on digital banking and wealth management.

Key Financial Metrics

Price$2.22
Market Cap$16.7B
P/E (TTM)6.36
P/E (Forward)5.07
Price/Book0.84
Return on Equity12.4%
Gross Margin0.0%
Operating Margin76.1%
Revenue Growth8.9%
Dividend Yield4.0%

Bank of Hangzhou Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Bank of Hangzhou Co., Ltd.’s (600926.SS) StockRank?
MoatMap’s StockRank for Bank of Hangzhou Co., Ltd. (600926.SS) is 48/100, with a Hold signal. It is a composite of Quality (41), Value (52), and Momentum (45) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bank of Hangzhou Co., Ltd. have an economic moat?
Bank of Hangzhou Co., Ltd. (600926.SS) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of Hangzhou Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Bank of Hangzhou Co., Ltd. (600926.SS) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of Hangzhou Co., Ltd. in?
Bank of Hangzhou Co., Ltd. (600926.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).