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2897.TW

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O-Bank Co., Ltd. · Financial Services · Taiwan · $917M · Avg Vol: $2M/d

52
StockRank
Q
39
V
54
M
53
P/E (TTM)
18.8x
ROE
5.5%
D/E
—
Dividend %
4.8%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →

COMPANY DESCRIPTION

O-Bank Co., Ltd. is Taiwan's first boutique commercial bank to transition into a digital-focused retail bank, while maintaining its core corporate banking and securitization businesses. The company's competitive advantage lies in its pioneer status in digital-only banking services and its strong niche in corporate syndication and securitization. It operates as an agile, technology-driven financial institution.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM
Revenue—269.5M293.0M317.3M328.6M6.8%310.7M
EPS0.020.060.030.03—16.7%0.02
Shares—2.7B2.7B2.8B2.8B+2.6%2.8B
Debt—440.7M421.2M435.8M473.4M2.4%—
Equity—1.2B1.3B1.3B1.4B5.4%—
Op CF—182.4M255.4M-222.2M43.0M-38.2%-389.1M
Inv CF—-89.2M-17.6M-11.0M-19.2M——
Fin CF—-120.4M-126.9M212.1M73.6M——
Loading 1Y...
PRICE (1Y)+6.0%
0.310.320.320.330.33May 25Jun 15Jul 6
SMA 50SMA 200
Close
$0.3313
RSI (14)
53.3
52W High
$0.336
From 52W High
1.0%

SCORE BREAKDOWN

Quality
39
ROIC (ROA)
0.5%*23.3
ROE
5.5%23.7
GP/Assets
1.4%N/A
Op. Margin
52.9%76.0
FCF/Assets
bankN/A
Piotroski
443.6
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
18.8x25.6
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.7x82.8
P/S
3.0x58.5
Div Yield
4.8%62.7
Momentum
53
52W High %
99%82.1
RS 6M
-51%5.5
SMA 50/200
1.07x67.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
43%72.5

FUNDAMENTALS

Market Cap
$917M
P/E (Forward)
—
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 2897.TW are excluded.

TickerCompanyMkt CapStockRankSignal
2897.TWO-Bank Co., Ltd.(you)$917M52HOLD
2849.TWEnTie Commercial Bank Co., Ltd.$885M35HOLD
2836.TWBank of Kaohsiung Co., Ltd.$708M32SELL
2845.TWFar Eastern International Bank Ltd.$2.0B30SELL
2838.TWUnion Bank of Taiwan$3.1B32SELL
2834.TWTaiwan Business Bank, Ltd.$5.4B38HOLD
2812.TWTaichung Commercial Bank Co., Ltd.$3.7B24SELL
5876.TWThe Shanghai Commercial & Savings Bank, Ltd.$6.5B35SELL
1718.TWChina Man-Made Fiber Corporation$467M96STRONG BUY
2887E.TWTS Financial Holding Co., Ltd.$4.7B27SELL

Peer medians: ROE 10.5% · P/E 15.8x · Gross margin 35.3%

O-Bank Co., Ltd. (2897.TW) — Stock Score Summary

O-Bank Co., Ltd. (2897.TW) has a MoatMap StockRank of 52/100 based on Quality (39/100), Value (54/100), and Momentum (53/100) factor scores. The current signal is HOLD.

O-Bank Co., Ltd. is Taiwan's first boutique commercial bank to transition into a digital-focused retail bank, while maintaining its core corporate banking and securitization businesses. The company's competitive advantage lies in its pioneer status in digital-only banking services and its strong niche in corporate syndication and securitization. It operates as an agile, technology-driven financial institution.

Key Financial Metrics

Price$0.33
Market Cap$917M
P/E (TTM)18.75
Price/Book0.69
Return on Equity5.5%
Gross Margin0.0%
Operating Margin52.9%
Revenue Growth25.4%
Dividend Yield4.8%

O-Bank Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (Taiwan).

Frequently Asked Questions

What is O-Bank Co., Ltd.’s (2897.TW) StockRank?
MoatMap’s StockRank for O-Bank Co., Ltd. (2897.TW) is 52/100, with a Hold signal. It is a composite of Quality (39), Value (54), and Momentum (53) factor ranks across MoatMap’s 20,000+ stock universe.
Does O-Bank Co., Ltd. have an economic moat?
O-Bank Co., Ltd. (2897.TW) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is O-Bank Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for O-Bank Co., Ltd. (2897.TW) is Hold, based on a StockRank of 52/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is O-Bank Co., Ltd. in?
O-Bank Co., Ltd. (2897.TW) operates in the Financial Services sector, specifically the Banks - Regional industry (Taiwan).
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