What is The People's Insurance Company (Group) of China Limited's (601319.SS) StockRank?

MoatMap's StockRank for The People's Insurance Company (Group) of China Limited (601319.SS) is 82/100, with a Strong Buy signal. This is a composite score combining Quality (63), Value (70), and Momentum (46) factor ranks across MoatMap's 20,000+ stock universe.

Does The People's Insurance Company (Group) of China Limited have an economic moat?

The People's Insurance Company (Group) of China Limited (601319.SS) has a Quality factor score of 63/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is The People's Insurance Company (Group) of China Limited a buy, hold, or sell?

MoatMap's current signal for The People's Insurance Company (Group) of China Limited (601319.SS) is Strong Buy, based on a StockRank of 82/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is The People's Insurance Company (Group) of China Limited in?

The People's Insurance Company (Group) of China Limited (601319.SS) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (China).

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601319.SS

Strong BuyUnloved Quality

The People's Insurance Company (Group) of China Limited · Financial Services · China · $47.0B · Avg Vol: $95M/d

StockRank

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P/E (TTM)

6.5x

ROE

18.0%

D/E

0.4x

Dividend %

3.2%

COMPANY DESCRIPTION

The People's Insurance Company (Group) of China Limited is a leading state-owned insurer offering comprehensive P&C, life, and health insurance products. Through its subsidiary PICC P&C, the group commands a dominant, market-leading position in China's property and casualty sector. It is a systemically important financial institution characterized by an extensive nationwide service network and deep institutional relationships.

FINANCIAL SUMMARY (CNY)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	475.1B	530.2B	599.4B	647.2B	10.9%	651.0B	573.8B	652.4B	0.4%
EPS (CNY)	0.57	0.50	0.95	1.04	22.2%	1.22	1.07	1.02	-0.8%
Shares	44.2B	44.2B	44.2B	44.2B	-0.0%	35.5B	—	—	—
Debt	45.6B	40.9B	52.6B	44.0B	-1.2%	185.5B	—	—	—
Equity	222.9B	243.2B	268.9B	309.2B	11.5%	—	—	—	—
Op CF	71.1B	70.5B	88.0B	118.7B	18.6%	108.0B	—	—	—
Inv CF	-72.8B	-70.9B	-77.6B	-155.7B	—	—	—	—	—
Fin CF	8.6B	-11.5B	4.9B	53.4B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+7.5%

SMA 50SMA 200

$1.19

RSI (14)

87.5

52W High

$1.49

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

3.1%*66.2

ROE

18.0%81.0

GP/Assets

5.5%61.1

Op. Margin

26.0%43.8

FCF/Assets

n/mN/A

Piotroski

566.5

Int. Cover

23.4x69.4

D/E Ratio

0.40x49.5

Current Ratio

2.35x62.8

Value

P/E (TTM)

6.5x85.0

EV/EBITDA

n/mN/A

P/FCF

n/mN/A

P/B

1.1x52.8

P/S

0.5x94.8

Div Yield

3.2%41.4

Momentum

52W High %

80%22.8

RS 6M

1%58.6

SMA 50/200

0.92x12.8

EPS Rev 4W

+3.4%78.1

EPS Rev 12W

+1.4%59.9

EPS Improve

-14%14.9

Q Growth

104%85.3

FUNDAMENTALS

Market Cap

$47.0B

P/E (Forward)

7.6x

Gross Margin

17.1%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601319.SS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
601319.SS	The People's Insurance Company (Group) of China Limited(you)	$47.0B	82	Strong Buy
2328.HK	PICC Property and Casualty Company Limited	$45.3B	94	Strong Buy
6060.HK	ZhongAn Online P & C Insurance Co., Ltd.	$2.5B	73	Buy
6030.HK	CITIC Securities Company Limited	$54.7B	76	Buy
2611.HK	Guotai Haitong Securities Co., Ltd.	$35.2B	86	Strong Buy
2601.HK	China Pacific Insurance (Group) Co., Ltd.	$37.0B	78	Buy
002142.SZ	Bank of Ningbo Co., Ltd.	$33.3B	88	Strong Buy
1658.HK	Postal Savings Bank of China Co., Ltd.	$75.9B	85	Strong Buy
0998.HK	China CITIC Bank Corporation Limited	$59.0B	90	Strong Buy
600919.SS	Bank of Jiangsu Co., Ltd.	$32.9B	90	Strong Buy

Peer medians: ROE 8.3% · P/E 7.6x · Gross margin 55.0%

The People's Insurance Company (Group) of China Limited (601319.SS): Stock Score Summary

The People's Insurance Company (Group) of China Limited (601319.SS) has a MoatMap StockRank of 82/100 based on Quality (63/100), Value (70/100), and Momentum (46/100) factor scores. The current signal is STRONG BUY.

Key Financial Metrics

Price	$1.19
Market Cap	$47.0B
P/E (TTM)	6.55
P/E (Forward)	7.59
Price/Book	1.11
Return on Equity	18.0%
Debt/Equity	0.40x
Gross Margin	17.1%
Operating Margin	26.0%
Revenue Growth	19.9%
Dividend Yield	3.2%
Free Cash Flow	$-7.2B

The People's Insurance Company (Group) of China Limited operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is The People's Insurance Company (Group) of China Limited’s (601319.SS) StockRank?: MoatMap’s StockRank for The People's Insurance Company (Group) of China Limited (601319.SS) is 82/100, with a Strong Buy signal. It is a composite of Quality (63), Value (70), and Momentum (46) factor ranks across MoatMap’s 20,000+ stock universe.
Does The People's Insurance Company (Group) of China Limited have an economic moat?: The People's Insurance Company (Group) of China Limited (601319.SS) has a Quality factor score of 63/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The People's Insurance Company (Group) of China Limited a buy, hold, or sell?: MoatMap’s current signal for The People's Insurance Company (Group) of China Limited (601319.SS) is Strong Buy, based on a StockRank of 82/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The People's Insurance Company (Group) of China Limited in?: The People's Insurance Company (Group) of China Limited (601319.SS) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (China).