What is China Everbright Bank Company Limited's (601818.SS) StockRank?

MoatMap's StockRank for China Everbright Bank Company Limited (601818.SS) is 25/100, with a Sell signal. This is a composite score combining Quality (31), Value (60), and Momentum (22) factor ranks across MoatMap's 20,000+ stock universe.

Does China Everbright Bank Company Limited have an economic moat?

China Everbright Bank Company Limited (601818.SS) has a Quality factor score of 31/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is China Everbright Bank Company Limited a buy, hold, or sell?

MoatMap's current signal for China Everbright Bank Company Limited (601818.SS) is Sell, based on a StockRank of 25/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is China Everbright Bank Company Limited in?

China Everbright Bank Company Limited (601818.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).

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601818.SS

SELLREMOVE

China Everbright Bank Company Limited · Financial Services · China · $27.0B · Avg Vol: $83M/d

StockRank

P/E (TTM)

5.7x

ROE

6.5%

D/E

—

Dividend %

5.4%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

China Everbright Bank is a highly leveraged financial institution exposed to Chinese real estate and local government debt risks. It lacks a structural cost advantage or network effects, failing the Buffett moat criteria.

COMPANY DESCRIPTION

China Everbright Bank Company Limited is a national joint-stock commercial bank providing comprehensive corporate, retail, and wealth management services. The bank is highly regarded for its strong wealth management franchise and digital banking innovation, supported by the resources of the China Everbright Group. It maintains a balanced asset portfolio and is strategically focused on expanding its retail banking and green finance segments.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	22.4B	21.5B	20.0B	18.7B	-5.9%
EPS	0.11	0.09	0.09	0.09	-7.8%
Shares	54.0B	59.1B	59.1B	59.1B	+9.4%
Debt	158.8B	192.7B	215.5B	228.6B	12.9%
Equity	75.1B	81.6B	86.8B	89.4B	6.0%
Op CF	-8.3B	-534.1M	-30.3B	24.1B	—
Inv CF	-15.2B	-30.4B	18.3B	-15.4B	—
Fin CF	10.4B	29.0B	12.6B	7.8B	—

PRICE (1Y)-4.1%

SMA 50SMA 200

$0.44

RSI (14)

41.3

52W High

$0.63

From 52W High

0.7%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.5%*24.2

ROE

6.5%28.7

GP/Assets

1.2%8.9

Op. Margin

63.9%82.5

FCF/Assets

—N/A

Piotroski

446.1

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

5.7x90.0

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.4x94.6

P/S

2.1x72.2

Div Yield

5.4%72.4

Momentum

52W High %

70%18.0

RS 6M

-20%21.9

SMA 50/200

0.95x19.6

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+7%28.6

Q Growth

-8%22.8

FUNDAMENTALS

Market Cap

$27.0B

P/E (Forward)

5.3x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601818.SS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
601818.SS	China Everbright Bank Company Limited(you)	$27.0B	25	SELL
600016.SS	China Minsheng Banking Corp., Ltd.	$22.6B	20	STRONG SELL
000001.SZ	Ping An Bank Co., Ltd.	$30.5B	36	HOLD
600000.SS	Shanghai Pudong Development Bank Co., Ltd.	$45.1B	21	SELL
601229.SS	Bank of Shanghai Co., Ltd.	$18.9B	33	SELL
601169.SS	Bank of Beijing Co., Ltd.	$15.8B	30	SELL
601166.SS	Industrial Bank Co., Ltd.	$55.4B	28	SELL
601825.SS	Shanghai Rural Commercial Bank Co., Ltd.	$11.7B	27	SELL
601009.SS	Bank of Nanjing Co., Ltd.	$19.8B	40	HOLD
601916.SS	China Zheshang Bank Co., Ltd	$12.2B	31	SELL

Peer medians: ROE 8.2% · P/E 8.4x · Gross margin 36.1%

China Everbright Bank Company Limited (601818.SS) — Stock Score Summary

China Everbright Bank Company Limited (601818.SS) has a MoatMap StockRank of 25/100 based on Quality (31/100), Value (60/100), and Momentum (22/100) factor scores. The current signal is SELL. China Everbright Bank is a highly leveraged financial institution exposed to Chinese real estate and local government debt risks. It lacks a structural cost advantage or network effects, failing the Buffett moat criteria.

Key Financial Metrics

Price	$0.44
Market Cap	$27.0B
P/E (TTM)	5.70
P/E (Forward)	5.31
Price/Book	0.37
Return on Equity	6.5%
Gross Margin	0.0%
Operating Margin	63.9%
Revenue Growth	-7.1%
Dividend Yield	5.4%

China Everbright Bank Company Limited operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is China Everbright Bank Company Limited’s (601818.SS) StockRank?: MoatMap’s StockRank for China Everbright Bank Company Limited (601818.SS) is 25/100, with a Sell signal. It is a composite of Quality (31), Value (60), and Momentum (22) factor ranks across MoatMap’s 20,000+ stock universe.
Does China Everbright Bank Company Limited have an economic moat?: China Everbright Bank Company Limited (601818.SS) has a Quality factor score of 31/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is China Everbright Bank Company Limited a buy, hold, or sell?: MoatMap’s current signal for China Everbright Bank Company Limited (601818.SS) is Sell, based on a StockRank of 25/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is China Everbright Bank Company Limited in?: China Everbright Bank Company Limited (601818.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).