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601916.SS

SELLREMOVE

China Zheshang Bank Co., Ltd · Financial Services · China · $12.2B · Avg Vol: $55M/d

31
StockRank
Q
28
V
57
M
36
P/E (TTM)
7.0x
ROE
6.5%
D/E
—
Dividend %
4.3%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

Zheshang Bank is a commercial bank facing structural headwinds in the Chinese financial sector, including compressed net interest margins and real estate exposure. It lacks any clear macro tailwind or competitive moat, failing all our core investment lenses.

COMPANY DESCRIPTION

China Zheshang Bank Co., Ltd. is one of the 12 nationwide joint-stock commercial banks in China, headquartered in the economically vibrant Zhejiang province. The bank specializes in providing financial services to small and medium-sized enterprises (SMEs) and is a pioneer in platform-based internet banking. Its strategic focus on supply chain finance and digital banking provides a distinct competitive edge in serving private enterprises.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue7.2B7.7B9.7B8.9B7.5%
EPS0.080.080.080.07-6.0%
Shares22.5B27.5B27.5B27.5B+22.2%
Debt48.2B59.0B80.5B76.2B16.5%
Equity24.1B27.5B29.4B30.0B7.6%
Op CF24.8B28.7B-17.8B-1.9B15.9%
Inv CF-19.2B-29.8B-6.6B8.8B—
Fin CF-3.3B10.3B18.9B-6.8B—
Loading...
PRICE (1Y)+0.0%
0.440.440.450.450.46May 14Jun 4Jun 25
SMA 50SMA 200
Close
$0.44
RSI (14)
41.5
52W High
$0.57
From 52W High
0.8%

SCORE BREAKDOWN

Quality
28
ROIC (ROA)
0.4%*19.2
ROE
6.5%28.6
GP/Assets
1.1%7.8
Op. Margin
63.6%82.3
FCF/Assets
—N/A
Piotroski
323.3
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
57
P/E (TTM)
7.0x83.5
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
0.5x92.0
P/S
2.2x71.1
Div Yield
4.3%60.5
Momentum
36
52W High %
78%25.0
RS 6M
-10%36.0
SMA 50/200
0.99x31.1
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+36%65.1
Q Growth
1%30.7

FUNDAMENTALS

Market Cap
$12.2B
P/E (Forward)
5.1x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601916.SS are excluded.

TickerCompanyMkt CapStockRankSignal
601916.SSChina Zheshang Bank Co., Ltd(you)$12.2B31SELL
601825.SSShanghai Rural Commercial Bank Co., Ltd.$11.7B27SELL
601169.SSBank of Beijing Co., Ltd.$15.8B30SELL
601229.SSBank of Shanghai Co., Ltd.$18.9B33SELL
600015.SSHua Xia Bank Co., Limited$15.9B37HOLD
1988.HKChina Minsheng Banking Corp., Ltd.$18.7B24SELL
601077.SSChongqing Rural Commercial Bank Co., Ltd.$10.7B45HOLD
601009.SSBank of Nanjing Co., Ltd.$19.8B40HOLD
6818.HKChina Everbright Bank Company Limited$24.3B36HOLD
002966.SZBank of Suzhou Co., Ltd.$5.1B33SELL

Peer medians: ROE 8.2% · P/E 8.4x · Gross margin 36.1%

China Zheshang Bank Co., Ltd (601916.SS) — Stock Score Summary

China Zheshang Bank Co., Ltd (601916.SS) has a MoatMap StockRank of 31/100 based on Quality (28/100), Value (57/100), and Momentum (36/100) factor scores. The current signal is SELL. Zheshang Bank is a commercial bank facing structural headwinds in the Chinese financial sector, including compressed net interest margins and real estate exposure. It lacks any clear macro tailwind or competitive moat, failing all our core investment lenses.

China Zheshang Bank Co., Ltd. is one of the 12 nationwide joint-stock commercial banks in China, headquartered in the economically vibrant Zhejiang province. The bank specializes in providing financial services to small and medium-sized enterprises (SMEs) and is a pioneer in platform-based internet banking. Its strategic focus on supply chain finance and digital banking provides a distinct competitive edge in serving private enterprises.

Key Financial Metrics

Price$0.44
Market Cap$12.2B
P/E (TTM)7.00
P/E (Forward)5.13
Price/Book0.46
Return on Equity6.5%
Gross Margin0.0%
Operating Margin63.6%
Revenue Growth0.2%
Dividend Yield4.3%

China Zheshang Bank Co., Ltd operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is China Zheshang Bank Co., Ltd’s (601916.SS) StockRank?
MoatMap’s StockRank for China Zheshang Bank Co., Ltd (601916.SS) is 31/100, with a Sell signal. It is a composite of Quality (28), Value (57), and Momentum (36) factor ranks across MoatMap’s 20,000+ stock universe.
Does China Zheshang Bank Co., Ltd have an economic moat?
China Zheshang Bank Co., Ltd (601916.SS) has a Quality factor score of 28/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is China Zheshang Bank Co., Ltd a buy, hold, or sell?
MoatMap’s current signal for China Zheshang Bank Co., Ltd (601916.SS) is Sell, based on a StockRank of 31/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is China Zheshang Bank Co., Ltd in?
China Zheshang Bank Co., Ltd (601916.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).
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