What is Chongqing Rural Commercial Bank Co., Ltd.'s (601077.SS) StockRank?

MoatMap's StockRank for Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) is 45/100, with a Hold signal. This is a composite score combining Quality (33), Value (56), and Momentum (47) factor ranks across MoatMap's 20,000+ stock universe.

Does Chongqing Rural Commercial Bank Co., Ltd. have an economic moat?

Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Chongqing Rural Commercial Bank Co., Ltd. a buy, hold, or sell?

MoatMap's current signal for Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Chongqing Rural Commercial Bank Co., Ltd. in?

Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).

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601077.SS

HOLDREMOVE

Chongqing Rural Commercial Bank Co., Ltd. · Financial Services · China · $10.7B · Avg Vol: $47M/d

StockRank

P/E (TTM)

6.4x

ROE

9.0%

D/E

—

Dividend %

4.6%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Chongqing Rural Commercial Bank is a low-quality financial institution with no structural growth drivers or thematic alignment.

COMPANY DESCRIPTION

Chongqing Rural Commercial Bank Co., Ltd. provides comprehensive banking services, including corporate and retail banking, treasury operations, and financial leasing. As the largest rural commercial bank in China by assets, it holds a dominant market share and an extensive branch network across the Chongqing municipality. The bank leverages its deep regional penetration and strong local government ties to maintain a stable, low-cost deposit base.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	4.3B	4.0B	4.1B	4.2B	-0.7%
EPS	0.13	0.14	0.15	0.16	5.7%
Shares	11.4B	11.4B	11.4B	11.4B	0.0%
Debt	25.4B	17.8B	25.5B	28.2B	3.6%
Equity	16.8B	18.1B	19.5B	20.3B	6.6%
Op CF	10.5B	5.8B	679.4M	55.0M	-82.6%
Inv CF	-2.3B	4.6B	-7.8B	342.1M	—
Fin CF	-8.9B	-8.7B	6.7B	1.4B	—

PRICE (1Y)-8.8%

SMA 50SMA 200

$0.94

RSI (14)

46.6

52W High

$1.10

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.7%*31.5

ROE

9.0%43.4

GP/Assets

1.4%11.5

Op. Margin

72.2%86.3

FCF/Assets

—N/A

Piotroski

323.3

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

6.4x86.2

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.6x88.5

P/S

3.2x54.1

Div Yield

4.6%64.7

Momentum

52W High %

85%36.8

RS 6M

-3%55.1

SMA 50/200

1.05x59.1

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+20%47.0

Q Growth

5%37.5

FUNDAMENTALS

Market Cap

$10.7B

P/E (Forward)

5.4x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601077.SS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
601077.SS	Chongqing Rural Commercial Bank Co., Ltd.(you)	$10.7B	45	HOLD
601838.SS	Bank of Chengdu Co., Ltd.	$11.5B	53	HOLD
600926.SS	Bank of Hangzhou Co., Ltd.	$16.7B	48	HOLD
2016.HK	China Zheshang Bank Co., Ltd	$8.0B	38	HOLD
601665.SS	Qilu Bank Co., Ltd.	$5.5B	47	HOLD
600015.SS	Hua Xia Bank Co., Limited	$15.9B	37	HOLD
601009.SS	Bank of Nanjing Co., Ltd.	$19.8B	40	HOLD
601577.SS	Bank of Changsha Co., Ltd.	$5.4B	40	HOLD
601963.SS	Bank of Chongqing Co., Ltd.	$5.5B	38	HOLD
601825.SS	Shanghai Rural Commercial Bank Co., Ltd.	$11.7B	27	SELL

Peer medians: ROE 8.2% · P/E 8.4x · Gross margin 36.1%

Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) — Stock Score Summary

Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) has a MoatMap StockRank of 45/100 based on Quality (33/100), Value (56/100), and Momentum (47/100) factor scores. The current signal is HOLD. Chongqing Rural Commercial Bank is a low-quality financial institution with no structural growth drivers or thematic alignment.

Key Financial Metrics

Price	$0.94
Market Cap	$10.7B
P/E (TTM)	6.43
P/E (Forward)	5.37
Price/Book	0.56
Return on Equity	9.0%
Gross Margin	0.0%
Operating Margin	72.2%
Revenue Growth	7.0%
Dividend Yield	4.6%

Chongqing Rural Commercial Bank Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Chongqing Rural Commercial Bank Co., Ltd.’s (601077.SS) StockRank?: MoatMap’s StockRank for Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) is 45/100, with a Hold signal. It is a composite of Quality (33), Value (56), and Momentum (47) factor ranks across MoatMap’s 20,000+ stock universe.
Does Chongqing Rural Commercial Bank Co., Ltd. have an economic moat?: Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Chongqing Rural Commercial Bank Co., Ltd. a buy, hold, or sell?: MoatMap’s current signal for Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Chongqing Rural Commercial Bank Co., Ltd. in?: Chongqing Rural Commercial Bank Co., Ltd. (601077.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).