Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
7322.T
BUYSan ju San Financial Group,Inc. · Financial Services · Japan · $1.1B · Avg Vol: $4M/d
77
StockRankGet insider-trade alerts
Q
36
V
53
M
81
P/E (TTM)
15.2x
ROE
5.6%
D/E
—
Dividend %
2.0%
COMPANY DESCRIPTION
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Retail and Leasing.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | 411.1M | 384.7M | 394.1M | 418.7M | 492.0M | 4.6% | 508.8M |
| EPS | 0.27 | 0.37 | 0.41 | 0.51 | 0.73 | 28.3% | 0.73 |
| Shares | 104.7M | 104.0M | 104.0M | 104.1M | 104.1M | -0.6% | 104.1M |
| Debt | 3.6B | 1.3B | 1.8B | 1.9B | 1.7B | -16.4% | 1.7B |
| Equity | 1.4B | 1.2B | 1.3B | 1.3B | 1.4B | 0.2% | — |
| Op CF | 2.3B | -2.4B | 415.0M | 60.3M | -307.5M | -70.4% | -694.0M |
| Inv CF | -31.2M | -890.2M | 144.6M | -72.2M | -129.0M | — | — |
| Fin CF | -13.9M | -199.7M | -14.1M | -13.1M | -22.8M | — | — |
Loading 1Y...
PRICE (1Y)+13.8%
SMA 50SMA 200
Close
$11.13
RSI (14)
60.3
52W High
$11.62
From 52W High
1.0%
SCORE BREAKDOWN
Quality
36
ROIC (ROA)
0.3%*16.1
ROE
5.6%28.2
GP/Assets
1.8%N/A
Op. Margin
18.9%36.5
FCF/Assets
bankN/A
Piotroski
566.0
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
53
P/E (TTM)
15.2x39.8
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.8x78.1
P/S
2.3x69.9
Div Yield
2.0%22.9
Momentum
81
52W High %
96%66.8
RS 6M
30%94.1
SMA 50/200
1.29x96.9
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
31%65.6
FUNDAMENTALS
Market Cap
$1.1B
P/E (Forward)
—
Gross Margin
0.0%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 7322.T are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 7322.T | San ju San Financial Group,Inc.(you) | $1.1B | 77 | BUY |
| 8392.T | The Oita Bank, Ltd. | $1.1B | 74 | BUY |
| 8345.T | The Bank of Iwate, Ltd. | $867M | 78 | BUY |
| 8393.T | The Miyazaki Bank, Ltd. | $1.1B | 84 | STRONG BUY |
| 8522.T | The Bank of Nagoya, Ltd. | $1.8B | 77 | BUY |
| 8362.T | The Fukui Bank, Ltd. | $796M | 74 | BUY |
| 8346.T | The Toho Bank, Ltd. | $1.2B | 68 | BUY |
| 7184.T | The First Bank Of Toyama, Ltd. | $917M | 84 | STRONG BUY |
| 8600.T | TOMONY Holdings, Inc. | $1.0B | 67 | BUY |
| 8367.T | The Nanto Bank, Ltd. | $1.7B | 75 | BUY |
Peer medians: ROE 8.0% · P/E 15.3x · Gross margin 0.0%