Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
8393.T
STRONG BUYThe Miyazaki Bank, Ltd. · Financial Services · Japan · $1.1B · Avg Vol: $4M/d
COMPANY DESCRIPTION
The Miyazaki Bank, Ltd. provides comprehensive banking and financial services to individuals and corporate clients in Miyazaki Prefecture. The bank holds a dominant market share in loans and deposits within its home prefecture, acting as the primary financial engine for the region. It is a leading regional bank with strong profitability driven by local agricultural and commercial lending.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | 360.4M | 357.6M | 331.9M | 357.9M | 394.2M | 2.3% | 413.9M |
| EPS | — | 0.58 | 0.51 | 0.71 | 1.03 | 21.1% | 1.03 |
| Shares | — | 86.3M | 86.6M | 84.9M | 83.9M | -2.8% | 83.9M |
| Debt | — | 3.7B | 3.1B | 2.3B | 1.7B | -22.9% | 3.7B |
| Equity | — | 1.0B | 1.2B | 1.2B | 1.4B | 10.9% | — |
| Op CF | — | -1.2B | 30.2M | -768.6M | -684.1M | — | -1.0B |
| Inv CF | — | 168.6M | -587.1M | 188.9M | 356.4M | — | — |
| Fin CF | — | -11.7M | -10.7M | -18.0M | -20.9M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8393.T are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 8393.T | The Miyazaki Bank, Ltd.(you) | $1.1B | 84 | STRONG BUY |
| 7184.T | The First Bank Of Toyama, Ltd. | $917M | 84 | STRONG BUY |
| 7322.T | San ju San Financial Group,Inc. | $1.1B | 77 | BUY |
| 8392.T | The Oita Bank, Ltd. | $1.1B | 74 | BUY |
| 8345.T | The Bank of Iwate, Ltd. | $867M | 78 | BUY |
| 8386.T | The Hyakujushi Bank, Ltd. | $1.8B | 80 | STRONG BUY |
| 8399.T | Bank of The Ryukyus, Limited | $644M | 78 | BUY |
| 8522.T | The Bank of Nagoya, Ltd. | $1.8B | 77 | BUY |
| 8362.T | The Fukui Bank, Ltd. | $796M | 74 | BUY |
| 8541.T | The Ehime Bank, Ltd. | $496M | 83 | STRONG BUY |
Peer medians: ROE 8.0% · P/E 15.3x · Gross margin 0.0%