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ALKT

SELL

Alkami Technology, Inc. · Technology · United States · $1.8B · Avg Vol: $31M/d

29
StockRank
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Q
36
V
32
M
51
P/E (TTM)
ROE
-14.1%
D/E
1.0x
Dividend %

COMPANY DESCRIPTION

Alkami Technology, Inc. provides a cloud-based digital banking platform to U.S. financial institutions, enabling them to deliver enhanced digital experiences to their retail and business customers. The company offers a highly scalable and customizable platform with robust features, helping regional banks and credit unions compete with larger institutions. Alkami is a leading fintech software-as-a-service (SaaS) provider driving digital transformation for mid-tier financial institutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue204.3M264.8M333.8M443.6M29.5%471.9M529.7M620.4M18.3%
EPS-0.64-0.67-0.41-0.46-0.47
Shares92.1M96.7M102.1M106.1M+15.2%107.0M
Debt104.1M19.3M18.5M368.5M52.4%358.2M
Equity334.0M324.9M357.0M362.0M2.7%
Op CF-38.0M-17.5M18.6M42.9M130.7%43.8M
Inv CF-223.8M33.9M23.0M-397.6M
Fin CF61.2M-87.8M11.8M323.8M
Loading 1Y...
PRICE (1Y)+12.6%
14.5915.7016.8117.9119.02Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$16.79
RSI (14)
32.6
52W High
$28.53
From 52W High
0.6%

SCORE BREAKDOWN

Quality
36
ROIC
-6.5%16.7
ROE
-14.1%13.0
GP/Assets
32.2%72.9
Op. Margin
-4.2%21.8
FCF/Assets
7.7%71.8
Piotroski
37.9
Int. Cover
-5.2x16.0
D/E Ratio
0.97x13.5
Current Ratio
2.30x58.0
Value
32
P/E (TTM)
N/A
EV/EBITDA
-72.4x25.0
P/FCF
27.4x49.7
P/B
5.2x28.3
P/S
4.1x39.7
Div Yield
N/A
Momentum
51
52W High %
59%43.1
RS 6M
-29%38.7
SMA 50/200
0.89x25.9
EPS Rev 4W
+0.3%84.8
EPS Rev 12W
+2.6%66.0
EPS Improve
+341%88.2
Q Growth
N/A

FUNDAMENTALS

Market Cap
$1.8B
P/E (Forward)
15.9x
Gross Margin
57.8%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of ALKT are excluded.

TickerCompanyMkt CapStockRankSignal
ALKTAlkami Technology, Inc.(you)$1.8B29SELL
VERXVertex, Inc.$1.9B22SELL
BRZEBraze, Inc.$2.5B31SELL
ASANAsana, Inc.$1.6B20SELL
INTAIntapp, Inc.$2.1B37HOLD
PDFSPDF Solutions, Inc.$2.1B38HOLD
BLBlackLine, Inc.$1.7B41HOLD
AMPLAmplitude, Inc.$1.1B25SELL
WKWorkiva Inc.$2.9B33SELL
ALITAlight, Inc.$884M30SELL

Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%

Alkami Technology, Inc. (ALKT) — Stock Score Summary

Alkami Technology, Inc. (ALKT) has a MoatMap StockRank of 29/100 based on Quality (36/100), Value (32/100), and Momentum (51/100) factor scores. The current signal is SELL.

Alkami Technology, Inc. provides a cloud-based digital banking platform to U.S. financial institutions, enabling them to deliver enhanced digital experiences to their retail and business customers. The company offers a highly scalable and customizable platform with robust features, helping regional banks and credit unions compete with larger institutions. Alkami is a leading fintech software-as-a-service (SaaS) provider driving digital transformation for mid-tier financial institutions.

Key Financial Metrics

Price$16.79
Market Cap$1.8B
P/E (Forward)15.90
Price/Book5.19
Return on Equity-14.1%
Return on Invested Capital-6.5%
Debt/Equity0.97x
Gross Margin57.8%
Operating Margin-4.2%
Revenue Growth28.9%
Free Cash Flow$66M

Alkami Technology, Inc. operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Alkami Technology, Inc.’s (ALKT) StockRank?
MoatMap’s StockRank for Alkami Technology, Inc. (ALKT) is 29/100, with a Sell signal. It is a composite of Quality (36), Value (32), and Momentum (51) factor ranks across MoatMap’s 20,000+ stock universe.
Does Alkami Technology, Inc. have an economic moat?
Alkami Technology, Inc. (ALKT) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Alkami Technology, Inc. a buy, hold, or sell?
MoatMap’s current signal for Alkami Technology, Inc. (ALKT) is Sell, based on a StockRank of 29/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Alkami Technology, Inc. in?
Alkami Technology, Inc. (ALKT) operates in the Technology sector, specifically the Software - Application industry (United States).