ASG.DE

BuyHot AirFLAG

Assicurazioni Generali S.p.A. · Financial Services · Italy · $74.2B · Avg Vol: $35K/d

Hot Air: Rising on momentum alone: weak business, rich price.

70
StockRank
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Quality
45
Value
44
Momentum
75
P/E (TTM)
15.4x
peers 12.4x
ROE
15.1%
peers 10.1%
D/E
1.2x
peers 0.4x
Dividend %
3.6%
trailing yield
AI CONVICTION THESIS

Assicurazioni Generali has very strong momentum M76 and value exactly at V50, but quality at Q48 is below the calibrated floor, so stage one fails.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT ASSICURAZIONI GENERALI S.P.A.

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Assicurazioni Generali S.p.A. is one of the largest global insurance and asset management providers, offering life, property and casualty, and specialty insurance solutions. The company's competitive moat is established by its dominant market position in Europe, an extensive multi-channel distribution network, and strong brand recognition. It operates as a highly diversified, scale-driven financial services giant.

FINANCIAL SUMMARY (EUR)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue33.1B66.9B58.5B74.1B30.9%59.7B78.1B81.5B4.9%
EPS (EUR)1.422.432.452.7524.6%2.97———
Shares1.5B1.5B1.5B1.5B-2.9%1.5B———
Debt36.2B35.3B37.5B39.6B3.0%41.8B———
Equity26.6B29.0B30.4B32.1B6.4%————
Op CF10.3B1.7B15.4B19.7B23.9%22.2B———
Inv CF-9.0B2.3B-13.8B-18.8B—————
Fin CF-2.4B-3.8B-342.0M-1.8B—————
Loading 1Y...
PRICE (1Y)-2.3%
48.8549.8150.7651.7152.6612 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$49.41
RSI (14)
37.4
52-Week Range-6.2% from high
Low $34.78High $52.68

SCORE BREAKDOWN

Quality
45
ROIC (ROA)
0.8%*31.9
ROE
15.1%73.4
GP/Assets
2.2%20.8
Op. Margin
14.6%31.6
FCF/Assets
n/mN/A
Piotroski
685.8
Int. Cover
—N/A
D/E Ratio
1.19x27.0
Current Ratio
2.46x63.8
Value
44
P/E (TTM)
15.4x35.2
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
2.1x23.2
P/S
1.2x86.1
Div Yield
3.6%48.2
Momentum
75
52W High %
94%71.6
RS 6M
22%86.9
SMA 50/200
1.16x88.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
18%49.2

FUNDAMENTALS

Market Cap
$74.2B
P/E (Forward)
—
Gross Margin
20.4%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ASG.DE are excluded.

TickerCompanyMkt CapStockRankSignal
ASG.DEAssicurazioni Generali S.p.A.(you)$74.2B70Buy
CS.PAAXA SA$102.9B76Buy
SLFSun Life Financial Inc.$44.5B61Hold
ALVN.MXAllianz SE$193.5B70Buy
HIGThe Hartford Insurance Group, Inc.$34.3B65Buy
ACGLArch Capital Group Ltd.$32.5B64Hold
ZURN.SWZurich Insurance Group AG$105.8B54Hold
TLX.DETalanx AG$35.2B80Buy
SAMPO.HESampo Oyj$26.2B62Hold
AGS.BRageas SA/NV$17.6B69Buy

Peer medians: ROE 10.1% · P/E 12.4x · Gross margin 86.5%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Assicurazioni Generali S.p.A. (ASG.DE): Stock Score Summary

Assicurazioni Generali S.p.A. (ASG.DE) has a MoatMap StockRank of 70/100 based on Quality (45/100), Value (44/100), and Momentum (75/100) factor scores. The current signal is BUY. Assicurazioni Generali has very strong momentum M76 and value exactly at V50, but quality at Q48 is below the calibrated floor, so stage one fails.

Assicurazioni Generali S.p.A. is one of the largest global insurance and asset management providers, offering life, property and casualty, and specialty insurance solutions. The company's competitive moat is established by its dominant market position in Europe, an extensive multi-channel distribution network, and strong brand recognition. It operates as a highly diversified, scale-driven financial services giant.

Key Financial Metrics

Price$49.41
Market Cap$74.2B
P/E (TTM)15.35
Price/Book2.13
Return on Equity15.1%
Debt/Equity1.19x
Gross Margin20.4%
Operating Margin14.6%
Revenue Growth5.4%
Dividend Yield3.6%
Free Cash Flow$21.9B

Assicurazioni Generali S.p.A. operates in the Insurance - Diversified industry, part of the Financial Services sector (Italy).

Frequently Asked Questions

What is Assicurazioni Generali S.p.A.’s (ASG.DE) StockRank?
MoatMap’s StockRank for Assicurazioni Generali S.p.A. (ASG.DE) is 70/100, with a Buy signal. It is a composite of Quality (45), Value (44), and Momentum (75) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Assicurazioni Generali S.p.A. have an economic moat?
Assicurazioni Generali S.p.A. (ASG.DE) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Assicurazioni Generali S.p.A. a buy, hold, or sell?
MoatMap’s current signal for Assicurazioni Generali S.p.A. (ASG.DE) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Assicurazioni Generali S.p.A. in?
Assicurazioni Generali S.p.A. (ASG.DE) operates in the Financial Services sector, specifically the Insurance - Diversified industry (Italy).