ACGL

HoldUnloved QualityAPPROVE

Arch Capital Group Ltd. · Financial Services · Bermuda · $32.5B · Avg Vol: $315M/d

Unloved Quality: Strong and cheap, but the market has not turned yet. Patience required.

64
StockRank
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Quality
68
Value
58
Momentum
32
P/E (TTM)
7.6x
peers 7.1x
ROE
19.9%
peers 17.5%
D/E
0.2x
peers 0.2x
Dividend %
—
trailing yield
AI CONVICTION THESIS

Arch Capital clears the calibrated bar with all three legs above the floor (Q71 V64 M55) and an active buyback on file. Specialty insurance and reinsurance is one of the few groups where higher-for-longer rates are a genuine tailwind through investment income on float, and the quality reading supports the valuation rather than contradicting it. The insider activity on both sides rounds to zero, so nothing adverse is known.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT ARCH CAPITAL GROUP LTD.

Read

Arch Capital Group Ltd. is a global provider of insurance, reinsurance, and mortgage insurance products and services through its subsidiaries worldwide. The company benefits from a diversified underwriting portfolio across specialty insurance and reinsurance lines, combined with a strong capital position and disciplined underwriting approach. Arch Capital Group is a financially strong and agile specialty insurer/reinsurer, known for its robust risk management and ability to capitalize on market opportunities in niche and challenging segments.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—9.6B13.3B16.9B19.3B26.1%19.2B18.5B18.6B-1.7%
EPS—3.9011.9411.4711.8344.8%12.7811.2711.72-0.5%
Shares—370.3M373.4M376.4M359.0M-3.1%341.2M———
Debt—2.7B2.7B2.7B2.7B0.0%4.3B———
Equity—12.9B18.4B20.8B24.2B23.3%————
Op CF—3.8B5.7B6.7B6.2B17.4%6.1B———
Inv CF—-3.1B-5.5B-4.5B-4.0B—————
Fin CF-1.2B-706.0M-69.0M-1.9B-1.9B—————
Loading 1Y...
PRICE (1Y)-3.1%
94.9596.5098.0499.5910113 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$95.02
RSI (14)
26.7
52-Week Range-11.3% from high
Low $82.45High $107.09

SCORE BREAKDOWN

Quality
68
ROIC (ROA)
4.1%*69.9
ROE
19.9%83.5
GP/Assets
9.4%71.7
Op. Margin
26.6%42.7
FCF/Assets
n/mN/A
Piotroski
685.8
Int. Cover
34.6x73.3
D/E Ratio
0.18x65.0
Current Ratio
0.59x19.2
Value
58
P/E (TTM)
7.6x78.7
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.4x39.2
P/S
1.7x79.1
Div Yield
—N/A
Momentum
32
52W High %
89%50.1
RS 6M
-16%29.6
SMA 50/200
1.03x51.1
EPS Rev 4W
-0.1%25.3
EPS Rev 12W
-1.4%27.5
EPS Improve
-24%10.6
Q Growth
-15%17.7

FUNDAMENTALS

Market Cap
$32.5B
P/E (Forward)
9.9x
Gross Margin
38.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ACGL are excluded.

TickerCompanyMkt CapStockRankSignal
ACGLArch Capital Group Ltd.(you)$32.5B64Hold
BNT.TOBrookfield Wealth Solutions Ltd.$10.2B13Strong Sell
PLGOPelagos Insurance Capital Limit$2.0B86Strong Buy
EGEverest Group, Ltd.$14.3B77Buy
HSX.LHiscox Ltd$7.9B70Buy
RNRRenaissanceRe Holdings Ltd.$13.7B87Strong Buy
AXSAXIS Capital Holdings Limited$7.0B50Hold
WTMWhite Mountains Insurance Group, Ltd.$4.8B72Buy
ESNTEssent Group Ltd.$5.9B83Strong Buy
SPNTSiriusPoint Ltd.$3.0B79Buy

Peer medians: ROE 17.5% · P/E 7.1x · Gross margin 42.0%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Arch Capital Group Ltd. (ACGL): Stock Score Summary

Arch Capital Group Ltd. (ACGL) has a MoatMap StockRank of 64/100 based on Quality (68/100), Value (58/100), and Momentum (32/100) factor scores. The current signal is HOLD. Arch Capital clears the calibrated bar with all three legs above the floor (Q71 V64 M55) and an active buyback on file. Specialty insurance and reinsurance is one of the few groups where higher-for-longer rates are a genuine tailwind through investment income on float, and the quality reading supports the valuation rather than contradicting it. The insider activity on both sides rounds to zero, so nothing adverse is known.

Arch Capital Group Ltd. is a global provider of insurance, reinsurance, and mortgage insurance products and services through its subsidiaries worldwide. The company benefits from a diversified underwriting portfolio across specialty insurance and reinsurance lines, combined with a strong capital position and disciplined underwriting approach. Arch Capital Group is a financially strong and agile specialty insurer/reinsurer, known for its robust risk management and ability to capitalize on market opportunities in niche and challenging segments.

Key Financial Metrics

Price$95.02
Market Cap$32.5B
P/E (TTM)7.58
P/E (Forward)9.94
Price/Book1.42
Return on Equity19.9%
Debt/Equity0.18x
Gross Margin38.8%
Operating Margin26.6%
Revenue Growth-10.5%
Free Cash Flow$5.3B

Arch Capital Group Ltd. operates in the Insurance - Diversified industry, part of the Financial Services sector (Bermuda).

Frequently Asked Questions

What is Arch Capital Group Ltd.’s (ACGL) StockRank?
MoatMap’s StockRank for Arch Capital Group Ltd. (ACGL) is 64/100, with a Hold signal. It is a composite of Quality (68), Value (58), and Momentum (32) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Arch Capital Group Ltd. have an economic moat?
Arch Capital Group Ltd. (ACGL) has a Quality factor score of 68/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Arch Capital Group Ltd. a buy, hold, or sell?
MoatMap’s current signal for Arch Capital Group Ltd. (ACGL) is Hold, based on a StockRank of 64/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Arch Capital Group Ltd. in?
Arch Capital Group Ltd. (ACGL) operates in the Financial Services sector, specifically the Insurance - Diversified industry (Bermuda).