Also trades as ACGLO.
ACGL
Full HouseAI screen passArch Capital Group Ltd. · Financial Services · Bermuda · $34.7B cap · $246.3M/day traded
$109.17 +0.0% · close 11 Nov · scored 11 Nov
Full House: Strong business, sensible price, and the market agrees.
After its 26 Oct results, analysts raised next year's EPS estimate 1.2%.
As of 11 Nov 2026, the MoatMap Score for Arch Capital Group Ltd. (ACGL) is 83/100, ranked against 25,000+ stocks in 38 markets (Quality 67, Value 54, Momentum 61, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
Arch Capital clears the calibrated bar with all three legs above the floor (Q71 V64 M55) and an active buyback on file. Specialty insurance and reinsurance is one of the few groups where higher-for-longer rates are a genuine tailwind through investment income on float, and the quality reading supports the valuation rather than contradicting it. The insider activity on both sides rounds to zero, so nothing adverse is known.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT ARCH CAPITAL GROUP LTD.
Read
Arch Capital Group Ltd. is a global provider of insurance, reinsurance, and mortgage insurance products and services through its subsidiaries worldwide. The company benefits from a diversified underwriting portfolio across specialty insurance and reinsurance lines, combined with a strong capital position and disciplined underwriting approach. Arch Capital Group is a financially strong and agile specialty insurer/reinsurer, known for its robust risk management and ability to capitalize on market opportunities in niche and challenging segments.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 9.7B | 13.3B | 16.9B | 19.3B | 26.0% | 18.8B | 18.5B | 18.4B | -2.4% |
| EPS | — | 3.90 | 11.94 | 11.47 | 11.83 | 44.8% | 12.23 | 12.30 | 12.00 | 0.7% |
| Shares | — | 370.3M | 373.4M | 376.4M | 359.0M | -3.1% | 325.5M | — | — | — |
| Debt | — | 2.7B | 2.7B | 2.7B | 2.7B | 0.0% | 4.3B | — | — | — |
| Equity | — | 12.9B | 18.4B | 20.8B | 24.2B | 23.3% | — | — | — | — |
| Op CF | — | 3.8B | 5.7B | 6.7B | 6.2B | 17.4% | 5.7B | — | — | — |
| Inv CF | — | -3.1B | -5.5B | -4.5B | -4.0B | — | — | — | — | — |
| Fin CF | -1.2B | -706.0M | -69.0M | -1.9B | -1.9B | — | — | — | — | — |
Above its 200-day average and 4% below its 52-week high.
Calmer than 90% of stocks we rank over the past year (volatility 21% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ACGL are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| ACGL | Arch Capital Group Ltd.(you) | $34.7B | 83 |
| PLGO | Pelagos Insurance Capital Limit | $2.1B | 91 |
| BNT.TO | Brookfield Wealth Solutions Ltd. | $10.4B | 17 |
| RNR | RenaissanceRe Holdings Ltd. | $14.7B | 87 |
| EG | Everest Group, Ltd. | $15.3B | 89 |
| ESNT | Essent Group Ltd. | $6.0B | 78 |
| WTM | White Mountains Insurance Group, Ltd. | $5.3B | 75 |
| HSX.L | Hiscox Ltd | $7.7B | 67 |
| SPNT | SiriusPoint Ltd. | $3.0B | 81 |
| AXS | AXIS Capital Holdings Limited | $7.5B | 63 |
Peer medians: ROE 16.0% · P/E 8.4x · Gross margin 32.9%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.