Blend Labs, Inc. (BLND) — Stock Score Summary

Blend Labs, Inc. (BLND) has a MoatMap StockRank of 38/100 based on Quality (48/100), Value (56/100), and Momentum (21/100) factor scores. The current signal is HOLD. Blend Labs provides cloud banking software. It is highly dependent on mortgage transaction volumes, which remain severely depressed. It lacks the profitability and quality metrics of a Terry Smith compounder.

Blend Labs, Inc. provides cloud-based software platform solutions that simplify and digitize the consumer banking and mortgage origination processes for financial institutions. The company's competitive moat lies in its deeply integrated, white-label platform that is utilized by hundreds of banks and credit unions to streamline complex lending workflows. It operates as a prominent fintech software provider, driving efficiency and modernizing the legacy infrastructure of the financial services industry.

Key Financial Metrics

Price$1.69
Market Cap$416M
P/E (Forward)16.86
Price/Book-7.61
Return on Equity0.3%
Return on Invested Capital-0.7%
Debt/Equity1.25
Gross Margin74.9%
Operating Margin-14.3%
Revenue Growth14.9%
Free Cash Flow$12M

Blend Labs, Inc. operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Blend Labs, Inc.’s (BLND) StockRank?
MoatMap’s StockRank for Blend Labs, Inc. (BLND) is 38/100, with a Hold signal. It is a composite of Quality (48), Value (56), and Momentum (21) factor ranks across MoatMap’s 19,000+ stock universe.
Does Blend Labs, Inc. have an economic moat?
Blend Labs, Inc. (BLND) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Blend Labs, Inc. a buy, hold, or sell?
MoatMap’s current signal for Blend Labs, Inc. (BLND) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Blend Labs, Inc. in?
Blend Labs, Inc. (BLND) operates in the Technology sector, specifically the Software - Application industry (United States).
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