Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BLND
SellFallen FavouriteBlend Labs, Inc. · Technology · United States · $360M · Avg Vol: $3M/d
COMPANY DESCRIPTION
Blend Labs, Inc. provides cloud-based software platform solutions that simplify and digitize the consumer banking and mortgage origination processes for financial institutions. The company's competitive moat lies in its deeply integrated, white-label platform that is utilized by hundreds of banks and credit unions to streamline complex lending workflows. It operates as a prominent fintech software provider, driving efficiency and modernizing the legacy infrastructure of the financial services industry.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 235.2M | 109.5M | 115.8M | 123.6M | -19.3% | 129.8M | 128.3M | 139.9M | 6.4% |
| EPS | -3.28 | -0.76 | -0.24 | -0.10 | — | -0.07 | — | — | — |
| Shares | 240.9M | 249.9M | 258.2M | 256.0M | +6.3% | 233.3M | — | — | — |
| Debt | 232.0M | 149.7M | 2.7M | 1.5M | -81.5% | 2.0M | — | — | — |
| Equity | 123.2M | -19.2M | -56.4M | -30.5M | — | — | — | — | — |
| Op CF | -190.4M | -127.6M | -13.0M | 11.5M | — | 13.2M | — | — | — |
| Inv CF | 99.4M | 127.3M | 45.4M | 18.5M | — | — | — | — | — |
| Fin CF | 2.2M | -91.0M | -21.1M | -32.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of BLND are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BLND | Blend Labs, Inc.(you) | $360M | 21 | Sell |
| LAW | CS Disco, Inc. | $278M | 21 | Sell |
| SMRT | SmartRent, Inc. | $257M | 18 | Strong Sell |
| API | Agora, Inc. | $347M | 31 | Sell |
| SVCO | Silvaco Group, Inc. | $232M | 25 | Sell |
| TONX | TON Strategy Co | $179M | 21 | Sell |
| GLOO | Gloo Holdings, Inc. | $299M | 8 | Strong Sell |
| ALIT | Alight, Inc. | $520M | 32 | Sell |
| RTB | RTB Digital, Inc. | $182M | 16 | Strong Sell |
| DOMO | Domo, Inc. | $182M | 15 | Strong Sell |
Peer medians: ROE 4.6% · P/E 35.2x · Gross margin 51.1%