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BLND

SELL

Blend Labs, Inc. · Technology · United States · $409M · Avg Vol: $4M/d

26
StockRank
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Q
53
V
31
M
31
P/E (TTM)
ROE
0.3%
D/E
0.0x
Dividend %

COMPANY DESCRIPTION

Blend Labs, Inc. provides cloud-based software platform solutions that simplify and digitize the consumer banking and mortgage origination processes for financial institutions. The company's competitive moat lies in its deeply integrated, white-label platform that is utilized by hundreds of banks and credit unions to streamline complex lending workflows. It operates as a prominent fintech software provider, driving efficiency and modernizing the legacy infrastructure of the financial services industry.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue235.2M109.5M115.8M123.6M-19.3%127.6M131.6M146.8M9.0%
EPS-3.28-0.76-0.24-0.10-0.07
Shares240.9M249.9M258.2M256.0M+6.3%238.9M
Debt232.0M149.7M2.7M1.5M-81.5%1.4M
Equity123.2M-19.2M-56.4M-30.5M
Op CF-190.4M-127.6M-13.0M11.5M
Inv CF99.4M127.3M45.4M18.5M
Fin CF2.2M-91.0M-21.1M-32.6M
Loading 1Y...
PRICE (1Y)+3.6%
1.591.661.741.811.88Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$1.75
RSI (14)
44.4
52W High
$4.49
From 52W High
0.4%

SCORE BREAKDOWN

Quality
53
ROIC
-0.7%24.6
ROE
0.3%25.0
GP/Assets
56.2%91.1
Op. Margin
-14.3%14.6
FCF/Assets
7.3%70.2
Piotroski
659.2
Int. Cover
N/A
D/E Ratio
0.01x85.4
Current Ratio
1.81x44.0
Value
31
P/E (TTM)
N/A
EV/EBITDA
-30.5x25.0
P/FCF
32.9x44.4
P/B
-8.0x25.0
P/S
3.4x46.2
Div Yield
N/A
Momentum
31
52W High %
39%11.9
RS 6M
-47%12.9
SMA 50/200
0.75x6.8
EPS Rev 4W
0.0%73.6
EPS Rev 12W
N/A
EPS Improve
+246%81.4
Q Growth
N/A

FUNDAMENTALS

Market Cap
$409M
P/E (Forward)
17.6x
Gross Margin
74.9%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of BLND are excluded.

TickerCompanyMkt CapStockRankSignal
BLNDBlend Labs, Inc.(you)$409M26SELL
SPTSprout Social, Inc.$455M36HOLD
RTBRTB Digital, Inc.$212M26SELL
SVCOSilvaco Group, Inc.$260M31SELL
LAWCS Disco, Inc.$226M21SELL
DUOTDuos Technologies Group, Inc.$254M18STRONG SELL
STRDStrategy Inc$896M23SELL
AMPLAmplitude, Inc.$1.1B27SELL
ALITAlight, Inc.$884M31SELL
GLOOGloo Holdings, Inc.$279M13STRONG SELL

Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%

Blend Labs, Inc. (BLND) — Stock Score Summary

Blend Labs, Inc. (BLND) has a MoatMap StockRank of 26/100 based on Quality (53/100), Value (31/100), and Momentum (31/100) factor scores. The current signal is SELL.

Blend Labs, Inc. provides cloud-based software platform solutions that simplify and digitize the consumer banking and mortgage origination processes for financial institutions. The company's competitive moat lies in its deeply integrated, white-label platform that is utilized by hundreds of banks and credit unions to streamline complex lending workflows. It operates as a prominent fintech software provider, driving efficiency and modernizing the legacy infrastructure of the financial services industry.

Key Financial Metrics

Price$1.75
Market Cap$409M
P/E (Forward)17.65
Price/Book-7.96
Return on Equity0.3%
Return on Invested Capital-0.7%
Debt/Equity0.01x
Gross Margin74.9%
Operating Margin-14.3%
Revenue Growth14.9%
Free Cash Flow$12M

Blend Labs, Inc. operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Blend Labs, Inc.’s (BLND) StockRank?
MoatMap’s StockRank for Blend Labs, Inc. (BLND) is 26/100, with a Sell signal. It is a composite of Quality (53), Value (31), and Momentum (31) factor ranks across MoatMap’s 20,000+ stock universe.
Does Blend Labs, Inc. have an economic moat?
Blend Labs, Inc. (BLND) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Blend Labs, Inc. a buy, hold, or sell?
MoatMap’s current signal for Blend Labs, Inc. (BLND) is Sell, based on a StockRank of 26/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Blend Labs, Inc. in?
Blend Labs, Inc. (BLND) operates in the Technology sector, specifically the Software - Application industry (United States).