What is Banco Macro S.A.'s (BMA) StockRank?

MoatMap's StockRank for Banco Macro S.A. (BMA) is 45/100, with a Hold signal. This is a composite score combining Quality (46), Value (31), and Momentum (60) factor ranks across MoatMap's 20,000+ stock universe.

Does Banco Macro S.A. have an economic moat?

Banco Macro S.A. (BMA) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Banco Macro S.A. a buy, hold, or sell?

MoatMap's current signal for Banco Macro S.A. (BMA) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Banco Macro S.A. in?

Banco Macro S.A. (BMA) operates in the Financial Services sector, specifically the Banks - Regional industry (Argentina).

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

BMA

HoldHot Air

Banco Macro S.A. · Financial Services · Argentina · $4.9B · Avg Vol: $25M/d

StockRank

Get insider-trade alerts

P/E (TTM)

19.8x

ROE

5.4%

D/E

0.1x

Dividend %

4.0%

COMPANY DESCRIPTION

Banco Macro S.A. is one of the largest private domestically-owned banks in Argentina, providing comprehensive financial services to individuals, corporate clients, and provincial governments. The bank holds a unique competitive moat as the exclusive financial agent for several Argentine provinces, giving it access to a highly stable, low-cost deposit base. It is characterized by its conservative risk management, high operational efficiency, and strong profitability relative to domestic peers.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	747.5M	2.2B	5.4B	3.9B	—	74.1%	2.3B	6.0B	6.8B	20.0%
EPS	1.46	4.60	61.98	34.21	3.00	19.7%	3.96	5.21	—	73.6%
Shares	62.8M	62.8M	62.8M	62.8M	—	0.0%	62.8M	—	—	—
Debt	59.9M	158.6M	572.4M	389.3M	—	86.6%	1.1B	—	—	—
Equity	309.4M	1.1B	2.9B	3.5B	—	125.1%	—	—	—	—
Op CF	180.2M	2.3B	-161.9M	1.7B	—	113.2%	1.7B	—	—	—
Inv CF	-27.9M	-109.4M	154.4M	-116.6M	—	—	—	—	—	—
Fin CF	-34.9M	-112.3M	-0.1M	-516.3M	—	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-14.8%

SMA 50SMA 200

$78.57

RSI (14)

49.3

52W High

$103.00

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.3%*46.8

ROE

5.4%27.9

GP/Assets

17.9%N/A

Op. Margin

26.1%43.9

FCF/Assets

13.0%N/A

Piotroski

566.5

Int. Cover

—50.0

D/E Ratio

0.11xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

19.8x23.0

EV/EBITDA

bankN/A

P/FCF

3.0xN/A

P/B

1822.1x0.1

P/S

2.2x72.8

Div Yield

4.0%52.1

Momentum

52W High %

76%19.3

RS 6M

-0%55.3

SMA 50/200

1.04x53.2

EPS Rev 4W

+11.1%95.4

EPS Rev 12W

+7.9%90.7

EPS Improve

+186%90.8

Q Growth

28%60.7

FUNDAMENTALS

Market Cap

$4.9B

P/E (Forward)

6.9x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BMA are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BMA	Banco Macro S.A.(you)	$4.9B	45	Hold
BBAR	Banco BBVA Argentina S.A.	$3.0B	25	Sell
GGAL	Grupo Financiero Galicia S.A.	$7.2B	17	Strong Sell
SUPV	Grupo Supervielle S.A.	$785M	11	Strong Sell

Peer medians: ROE 1.1% · P/E 70.1x ·

Banco Macro S.A. (BMA): Stock Score Summary

Banco Macro S.A. (BMA) has a MoatMap StockRank of 45/100 based on Quality (46/100), Value (31/100), and Momentum (60/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$78.57
Market Cap	$4.9B
P/E (TTM)	19.84
P/E (Forward)	6.95
Price/Book	1822.06
Return on Equity	5.4%
Debt/Equity	0.11x
Operating Margin	26.1%
Revenue Growth	21.4%
Dividend Yield	4.0%
Free Cash Flow	$1.6B

Banco Macro S.A. operates in the Banks - Regional industry, part of the Financial Services sector (Argentina).

Frequently Asked Questions

What is Banco Macro S.A.’s (BMA) StockRank?: MoatMap’s StockRank for Banco Macro S.A. (BMA) is 45/100, with a Hold signal. It is a composite of Quality (46), Value (31), and Momentum (60) factor ranks across MoatMap’s 20,000+ stock universe.
Does Banco Macro S.A. have an economic moat?: Banco Macro S.A. (BMA) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banco Macro S.A. a buy, hold, or sell?: MoatMap’s current signal for Banco Macro S.A. (BMA) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Banco Macro S.A. in?: Banco Macro S.A. (BMA) operates in the Financial Services sector, specifically the Banks - Regional industry (Argentina).