What is Grupo Financiero Galicia S.A.'s (GGAL) StockRank?

MoatMap's StockRank for Grupo Financiero Galicia S.A. (GGAL) is 17/100, with a Strong Sell signal. This is a composite score combining Quality (22), Value (24), and Momentum (52) factor ranks across MoatMap's 20,000+ stock universe.

Does Grupo Financiero Galicia S.A. have an economic moat?

Grupo Financiero Galicia S.A. (GGAL) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Grupo Financiero Galicia S.A. a buy, hold, or sell?

MoatMap's current signal for Grupo Financiero Galicia S.A. (GGAL) is Strong Sell, based on a StockRank of 17/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Grupo Financiero Galicia S.A. in?

Grupo Financiero Galicia S.A. (GGAL) operates in the Financial Services sector, specifically the Banks - Regional industry (Argentina).

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GGAL

Strong SellHot Air

Grupo Financiero Galicia S.A. · Financial Services · Argentina · $7.2B · Avg Vol: $37M/d

StockRank

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P/E (TTM)

126.7x

ROE

1.1%

D/E

0.4x

Dividend %

4.3%

COMPANY DESCRIPTION

Grupo Financiero Galicia S.A. is one of Argentina's largest private financial services groups, providing comprehensive banking, insurance, and investment services primarily through its flagship subsidiary, Banco Galicia. The company benefits from a strong domestic brand, extensive branch network, and diversified revenue streams, granting it a leading position within Argentina's often volatile financial sector.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	3.1B	6.3B	6.5B	5.7B	22.1%	3.9B	8.1B	10.2B	34.5%
EPS	16.49	34.00	94.59	10.65	-13.6%	—	—	—	—
Shares	132.5M	132.5M	132.5M	132.5M	0.0%	132.5M	—	—	—
Debt	325.7M	308.7M	1.5B	1.9B	81.2%	5.4B	—	—	—
Equity	1.3B	1.3B	5.3B	5.1B	60.0%	—	—	—	—
Op CF	2.6B	3.2B	3.1B	-1.1B	8.6%	-6.0B	—	—	—
Inv CF	-84.1M	-155.4M	754.5M	-147.8M	—	—	—	—	—
Fin CF	121.2M	-436.3M	360.6M	579.2M	—	—	—	—	—

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PRICE (1Y)-11.3%

SMA 50SMA 200

$44.36

RSI (14)

54.5

52W High

$60.30

From 52W High

0.7%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.2%*16.8

ROE

1.1%13.2

GP/Assets

0.0%N/A

Op. Margin

17.3%35.4

FCF/Assets

-4.1%N/A

Piotroski

28.8

Int. Cover

—50.0

D/E Ratio

0.38xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

126.7x1.4

EV/EBITDA

bankN/A

P/FCF

bankN/A

P/B

17678.4x0.0

P/S

1.9x76.2

Div Yield

4.3%55.3

Momentum

52W High %

74%16.9

RS 6M

-6%43.5

SMA 50/200

1.00x31.6

EPS Rev 4W

+3.6%84.0

EPS Rev 12W

+5.4%85.4

EPS Improve

+1901%99.3

Q Growth

12%43.3

FUNDAMENTALS

Market Cap

$7.2B

P/E (Forward)

6.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GGAL are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
GGAL	Grupo Financiero Galicia S.A.(you)	$7.2B	17	Strong Sell
BBAR	Banco BBVA Argentina S.A.	$3.0B	25	Sell
BMA	Banco Macro S.A.	$4.9B	45	Hold
SUPV	Grupo Supervielle S.A.	$785M	11	Strong Sell

Peer medians: ROE 5.4% · P/E 16.7x ·

Grupo Financiero Galicia S.A. (GGAL): Stock Score Summary

Grupo Financiero Galicia S.A. (GGAL) has a MoatMap StockRank of 17/100 based on Quality (22/100), Value (24/100), and Momentum (52/100) factor scores. The current signal is STRONG SELL.

Key Financial Metrics

Price	$44.36
Market Cap	$7.2B
P/E (TTM)	126.74
P/E (Forward)	6.33
Price/Book	17678.45
Return on Equity	1.1%
Debt/Equity	0.38x
Operating Margin	17.3%
Revenue Growth	-7.9%
Dividend Yield	4.3%
Free Cash Flow	$-1.9T

Grupo Financiero Galicia S.A. operates in the Banks - Regional industry, part of the Financial Services sector (Argentina).

Frequently Asked Questions

What is Grupo Financiero Galicia S.A.’s (GGAL) StockRank?: MoatMap’s StockRank for Grupo Financiero Galicia S.A. (GGAL) is 17/100, with a Strong Sell signal. It is a composite of Quality (22), Value (24), and Momentum (52) factor ranks across MoatMap’s 20,000+ stock universe.
Does Grupo Financiero Galicia S.A. have an economic moat?: Grupo Financiero Galicia S.A. (GGAL) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Grupo Financiero Galicia S.A. a buy, hold, or sell?: MoatMap’s current signal for Grupo Financiero Galicia S.A. (GGAL) is Strong Sell, based on a StockRank of 17/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Grupo Financiero Galicia S.A. in?: Grupo Financiero Galicia S.A. (GGAL) operates in the Financial Services sector, specifically the Banks - Regional industry (Argentina).