Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BMO
HOLDBank of Montreal · Financial Services · Canada · $124.5B · Avg Vol: $134M/d
COMPANY DESCRIPTION
Bank of Montreal (BMO) is a highly diversified financial services provider and one of the "Big Five" Canadian banks, offering personal, commercial, and investment banking services. The bank operates within a highly stable, oligopolistic domestic market while maintaining a significant and growing commercial banking presence in the United States, particularly in the Midwest. Its competitive moat is sustained by strong brand equity, a conservative risk profile, and a long history of consistent dividend payments.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19.4B | 23.0B | 23.7B | 26.7B | 11.2% | 24.4B | 28.6B | 29.8B | 5.7% |
| EPS | 14.83 | 4.27 | 7.04 | 8.48 | -17.0% | 8.97 | 10.11 | 11.36 | 15.8% |
| Shares | 677.1M | 720.9M | 729.5M | 708.9M | +4.7% | 700.4M | — | — | — |
| Debt | 164.8B | 184.1B | 196.8B | 207.4B | 8.0% | 232.5B | — | — | — |
| Equity | 52.6B | 56.3B | 62.3B | 65.2B | 7.4% | — | — | — | — |
| Op CF | 3.7B | 7.1B | 19.8B | 7.6B | 27.4% | 2.5B | — | — | — |
| Inv CF | -21.8B | -15.7B | -18.2B | 447.7M | — | — | — | — | — |
| Fin CF | 11.8B | 198.3M | -11.2B | -6.4B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BMO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BMO | Bank of Montreal(you) | $124.5B | 61 | HOLD |
| CM.TO | Canadian Imperial Bank of Commerce | $111.9B | 58 | HOLD |
| BOY.DE | Banco Bilbao Vizcaya Argentaria, S.A. | $135.9B | 67 | BUY |
| SAN.WA | Banco Santander, S.A. | $191.9B | 61 | HOLD |
| BNS.TO | The Bank of Nova Scotia | $110.9B | 54 | HOLD |
| INN1.DE | ING Groep N.V. | $88.7B | 57 | HOLD |
| BNY | The Bank of New York Mellon Cor | $107.8B | 69 | BUY |
| C | Citigroup Inc. | $221.7B | 61 | HOLD |
| BARC.L | Barclays PLC | $90.9B | 67 | BUY |
| UBS | UBS Group AG | $169.6B | 68 | BUY |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%