Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
WBC.NZ
SellWestpac Banking Corporation · Financial Services · Australia · $82.4B · Avg Vol: $198K/d
27
StockRankGet insider-trade alerts
Q
39
V
45
M
30
P/E (TTM)
16.7x
ROE
9.8%
D/E
2.9x
Dividend %
4.6%
COMPANY DESCRIPTION
Westpac Banking Corporation provides banking and other financial services in Australia, New Zealand, the Pacific Islands, Asia, the Americas, and Europe. It operates through the Consumer, Business & Wealth, Institutional, and New Zealand segments.
FINANCIAL SUMMARY (NZD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.5B | 24.7B | 25.9B | 26.1B | — | 0.9% | 45.3B | 27.7B | 28.5B | 2.9% |
| EPS (NZD) | 1.80 | 1.94 | 2.49 | 2.43 | 2.45 | 7.9% | 2.45 | — | — | — |
| Shares | 3.7B | 3.5B | 3.5B | 3.4B | — | -6.2% | 3.4B | — | — | — |
| Debt | 191.2B | 213.3B | 229.8B | 250.9B | — | 9.5% | 524.7B | — | — | — |
| Equity | 87.3B | 85.3B | 87.8B | 86.9B | — | -0.2% | — | — | — | — |
| Op CF | 61.1B | 20.5B | -13.1B | -23.9B | — | -66.4% | -147.8B | — | — | — |
| Inv CF | 6.8B | 3.4B | 2.1B | -31.7B | — | — | — | — | — | — |
| Fin CF | -18.3B | 16.0B | 6.8B | 11.9B | — | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-7.0%
SMA 50SMA 200
Close
$24.10
RSI (14)
31.2
52W High
$30.47
From 52W High
0.8%
SCORE BREAKDOWN
Quality
39
ROIC (ROA)
0.6%*27.2
ROE
9.8%50.0
GP/Assets
3.6%N/A
Op. Margin
50.4%70.9
FCF/Assets
-1.9%N/A
Piotroski
28.8
Int. Cover
—50.0
D/E Ratio
2.89xN/A
Current Ratio
bankN/A
Value
45
P/E (TTM)
16.7x32.1
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.3x41.6
P/S
3.1x59.8
Div Yield
4.6%58.9
Momentum
30
52W High %
79%23.0
RS 6M
-22%11.9
SMA 50/200
0.97x21.6
EPS Rev 4W
+5.6%88.6
EPS Rev 12W
—N/A
EPS Improve
-7%16.9
Q Growth
6%35.4
FUNDAMENTALS
Market Cap
$82.4B
P/E (Forward)
18.0x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WBC.NZ are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WBC.NZ | Westpac Banking Corporation(you) | $82.4B | 27 | Sell |
| NAB.AX | National Australia Bank Limited | $79.2B | 23 | Sell |
| ANZ.AX | ANZ Group Holdings Limited | $72.8B | 37 | Hold |
| SMFG | Sumitomo Mitsui Financial Group, Inc. | $164.1B | 27 | Sell |
| SHB-B.ST | Svenska Handelsbanken AB (publ) | $48.3B | 32 | Sell |
| CBA.AX | Commonwealth Bank of Australia | $188.3B | 25 | Sell |
| BMO | Bank of Montreal | $119.8B | 42 | Hold |
| CM | Canadian Imperial Bank of Commerce | $103.8B | 49 | Hold |
| MUFG | Mitsubishi UFJ Financial Group, Inc. | $257.8B | 34 | Sell |
| BNS | The Bank of Nova Scotia | $112.6B | 51 | Hold |
Peer medians: ROE 9.8% · P/E 12.7x · Gross margin 85.2%