What is Bank Ochrony Srodowiska S.A.'s (BOS.WA) StockRank?

MoatMap's StockRank for Bank Ochrony Srodowiska S.A. (BOS.WA) is 23/100, with a Sell signal. This is a composite score combining Quality (28), Value (54), and Momentum (31) factor ranks across MoatMap's 20,000+ stock universe.

Does Bank Ochrony Srodowiska S.A. have an economic moat?

Bank Ochrony Srodowiska S.A. (BOS.WA) has a Quality factor score of 28/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Bank Ochrony Srodowiska S.A. a buy, hold, or sell?

MoatMap's current signal for Bank Ochrony Srodowiska S.A. (BOS.WA) is Sell, based on a StockRank of 23/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Bank Ochrony Srodowiska S.A. in?

Bank Ochrony Srodowiska S.A. (BOS.WA) operates in the Financial Services sector, specifically the Banks - Regional industry (Poland).

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

BOS.WA

SELLREMOVE

Bank Ochrony Srodowiska S.A. · Financial Services · Poland · $257M · Avg Vol: $43K/d

StockRank

P/E (TTM)

4.8x

ROE

5.5%

D/E

—

Dividend %

—

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Bank Ochrony Srodowiska is a Polish bank focused on environmental sector financing. It lacks the scale, network effects, and high-quality compounding characteristics required for our concentrated global equity strategy.

COMPANY DESCRIPTION

Bank Ochrony Srodowiska S.A. (BOS Bank) is a specialized Polish commercial bank with a unique focus on financing environmental protection and green energy projects. The bank collaborates closely with state environmental funds to offer preferential green loans, ecological leasing, and advisory services to corporate and municipal clients. Its competitive moat lies in its specialized ecological expertise and niche positioning as the go-to green bank in Poland.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	271M	285M	295M	292M	2.5%
EPS	0.38	0.23	0.24	0.37	-1.0%
Shares	93M	93M	93M	93M	0.0%
Debt	290M	271M	188M	299M	1.0%
Equity	542M	592M	615M	673M	7.5%
Op CF	551M	-261M	-48M	158M	-34.1%
Inv CF	-78M	-91M	179M	93M	—
Fin CF	-19M	12M	-54M	83M	—

PRICE (1M)-3.1%

SMA 50SMA 200

$2.76

RSI (14)

46.8

52W High

$3.50

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.5%*24.5

ROE

5.5%23.0

GP/Assets

4.3%50.3

Op. Margin

12.6%28.9

FCF/Assets

—N/A

Piotroski

—20.6

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

4.8x92.5

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.4x86.7

P/S

0.9x88.3

Div Yield

—N/A

Momentum

52W High %

79%25.7

RS 6M

-16%27.9

SMA 50/200

0.96x21.6

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

37%69.1

FUNDAMENTALS

Market Cap

$257M

P/E (Forward)

—

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BOS.WA are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BOS.WA	Bank Ochrony Srodowiska S.A.(you)	$257M	23	SELL
GTN.WA	Getin Holding S.A.	$26M	0	STRONG SELL
MIL.WA	Bank Millennium S.A.	$6.6B	54	HOLD
BHW.WA	Bank Handlowy w Warszawie S.A.	$4.5B	63	HOLD
BNP.WA	BNP Paribas Bank Polska S.A.	$5.9B	74	BUY
ING.WA	ING Bank Slaski S.A.	$15.7B	55	HOLD
MCI.WA	MCI Capital Alternatywna Spólka Inwestycyjna S.A.	$408M	15	STRONG SELL
MBK.WA	mBank S.A.	$15.0B	62	HOLD
EBP.WA	Erste Bank Polska S.A.	$17.3B	68	BUY
JRH.WA	JRH	$65M	25	SELL

Peer medians: ROE 16.3% · P/E 9.5x · Gross margin 5.6%

Bank Ochrony Srodowiska S.A. (BOS.WA) — Stock Score Summary

Bank Ochrony Srodowiska S.A. (BOS.WA) has a MoatMap StockRank of 23/100 based on Quality (28/100), Value (54/100), and Momentum (31/100) factor scores. The current signal is SELL. Bank Ochrony Srodowiska is a Polish bank focused on environmental sector financing. It lacks the scale, network effects, and high-quality compounding characteristics required for our concentrated global equity strategy.

Key Financial Metrics

Price	$2.76
Market Cap	$257M
P/E (TTM)	4.80
Price/Book	0.39
Return on Equity	5.5%
Gross Margin	0.0%
Operating Margin	12.6%
Revenue Growth	14.4%

Bank Ochrony Srodowiska S.A. operates in the Banks - Regional industry, part of the Financial Services sector (Poland).

Frequently Asked Questions

What is Bank Ochrony Srodowiska S.A.’s (BOS.WA) StockRank?: MoatMap’s StockRank for Bank Ochrony Srodowiska S.A. (BOS.WA) is 23/100, with a Sell signal. It is a composite of Quality (28), Value (54), and Momentum (31) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bank Ochrony Srodowiska S.A. have an economic moat?: Bank Ochrony Srodowiska S.A. (BOS.WA) has a Quality factor score of 28/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank Ochrony Srodowiska S.A. a buy, hold, or sell?: MoatMap’s current signal for Bank Ochrony Srodowiska S.A. (BOS.WA) is Sell, based on a StockRank of 23/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank Ochrony Srodowiska S.A. in?: Bank Ochrony Srodowiska S.A. (BOS.WA) operates in the Financial Services sector, specifically the Banks - Regional industry (Poland).