Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
GTN.WA
STRONG SELLREMOVEGetin Holding S.A. · Financial Services · Poland · $26M · Avg Vol: $21K/d
Getin Holding is a Polish financial services firm with a history of restructuring and regulatory headwinds. It lacks the high ROIC, clean balance sheet, and compounding characteristics required by our quality-focused investment philosophy.
COMPANY DESCRIPTION
Getin Holding S.A. is a Polish financial services group that manages retail banking, leasing, and intermediary operations across Eastern Europe, with historical operations in Poland, Ukraine, and Romania. The company has transitioned into a restructuring phase, focusing on asset optimization, divestments, and navigating complex regulatory environments. It represents a high-risk, asset-recovery play for investors looking at regional financial restructuring.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|
| Revenue | 84M | 63M | 1M | 418,005 | -82.9% |
| EPS | -0.19 | -0.32 | 0.04 | 0.19 | 385.7% |
| Shares | 190M | 190M | 190M | 190M | 0.0% |
| Debt | 0 | 131M | 141M | 158M | 9.9% |
| Equity | 183M | 60M | 30M | 49M | -35.7% |
| Op CF | 44M | 10M | 12M | 3M | -57.6% |
| Inv CF | -178M | 72M | 4M | 6M | — |
| Fin CF | -32M | -57M | -31M | -15M | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GTN.WA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| GTN.WA | Getin Holding S.A.(you) | $26M | 0 | STRONG SELL |
| BOS.WA | Bank Ochrony Srodowiska S.A. | $257M | 23 | SELL |
| CPA.WA | Capital Partners S.A. | $19M | 14 | STRONG SELL |
| GVT.WA | Grupa Virtus Spolka Akcyjna | $35M | 17 | STRONG SELL |
| NVG.WA | Novavis Group S.A. | $7M | 0 | STRONG SELL |
| INC.WA | INC S.A. | $7M | 14 | STRONG SELL |
| JRH.WA | JRH | $65M | 25 | SELL |
| MIL.WA | Bank Millennium S.A. | $6.6B | 54 | HOLD |
| BHW.WA | Bank Handlowy w Warszawie S.A. | $4.5B | 63 | HOLD |
| MCI.WA | MCI Capital Alternatywna Spólka Inwestycyjna S.A. | $408M | 15 | STRONG SELL |
Peer medians: ROE 16.3% · P/E 9.3x · Gross margin 5.6%