BSLI3.SA

HoldUnloved Quality

BRB - Banco de Brasília S.A. · Financial Services · Brazil · $224M cap · $7K/day traded

BRL 2.15 +1.4% · close 13 Oct · scored 14 Oct

Unloved Quality: Strong and cheap; the market has not turned yet.

45
StockRank
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Quality
56
Value
64
Momentum
19

As of 14 Oct 2026, MoatMap's StockRank for BRB - Banco de Brasília S.A. (BSLI3.SA) is 45/100, ranked against 24,000+ stocks in 35 markets (Quality 56, Value 64, Momentum 19, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
1.1x
peers 11.7x
ROE
25.1%
peers 14.7%
D/E
0.8x
peers 1.0x
Dividend %
4.3%
trailing yield

ABOUT BRB - BANCO DE BRASÍLIA S.A.

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BRB - Banco de Brasília S.A. engages in the credit, financing, and investment activities for individual and corporate customers in Brazil. The company involved in the distribution of securities and fund management, credit cards, insurance, and provision of other related services.

FINANCIAL SUMMARY (BRL)

Year2021202220232024CAGRTTM
Revenue3.1B3.0B3.8B4.0B8.6%4.2B
EPS (BRL)1.610.090.650.84-19.6%1.87
Shares385.3M385.3M385.3M400.4M+3.9%320.1M
Debt597.5M1.7B2.1B2.7B65.1%18.9B
Equity2.4B1.9B2.3B3.5B14.3%—
Op CF417.2M-1.0B281.2M1.5B52.4%—
Inv CF-2.3B-257.1M-477.4M-187.7M——
Fin CF-458.5M1.0B-2.8M546.6M——
Loading 1Y...
PRICE (1Y) · BRL-17.6%
2.02.22.32.52.631 Aug22 Sep13 Oct
SMA 50SMA 200

Price checkStill fallingExperimental

Made a new 52-week low 6 trading days ago, 77% below its 52-week high. The fall has not stopped yet.

SwingsBumpy

Swung more than 68% of stocks we rank over the past year (54% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
BRL 2.15
RSI (14)
26.0
52-Week Range-77.0% from high
Low BRL 2.02High BRL 9.33

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
1.3%*43.6
ROE
25.1%88.9
GP/Assets
7.1%N/A
Op. Margin
28.5%44.3
FCF/Assets
2.0%N/A
Piotroski
446.0
Int. Cover
—50.0
D/E Ratio
0.76xN/A
Current Ratio
bankN/A
Value
64
P/E (TTM)
1.1x25.0
EV/EBITDA
bankN/A
P/FCF
0.9xN/A
P/B
0.3x97.9
P/S
0.2x97.8
Div Yield
4.3%55.4
Momentum
19
52W High %
23%2.1
RS 6M
-51%2.7
SMA 50/200
0.66x1.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
439%95.1

FUNDAMENTALS

Market Cap
$224M
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BSLI3.SA are excluded.

TickerCompanyMkt CapStockRankSignal
BSLI3.SABRB - Banco de Brasília S.A.(you)$224M45Hold
AGBKAGI Inc$1.5B44Hold
BMEB3.SABanco Mercantil do Brasil S.A.$1.3B69Buy
PINE3.SABanco Pine S.A.$541M87Strong Buy
INTRInter & Co, Inc.$2.3B33Sell
BEES3.SABanestes S.A - Banco do Estado do Espírito Santo$604M95Strong Buy
BMGB4.SABanco BMG S.A.$750M93Strong Buy
BRSR6.SABanco do Estado do Rio Grande do Sul S.A.$1.2B84Strong Buy
BAZA3.SABanco da Amazônia S.A.$754M96Strong Buy
ABCB4.SABanco ABC Brasil S.A.$1.2B89Strong Buy

Peer medians: ROE 14.7% · P/E 11.7x · Gross margin 63.7%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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BRB - Banco de Brasília S.A. (BSLI3.SA): Stock Score Summary

BRB - Banco de Brasília S.A. (BSLI3.SA) has a MoatMap StockRank of 45/100 based on Quality (56/100), Value (64/100), and Momentum (19/100) factor scores. The current signal is HOLD.

BRB - Banco de Brasília S.A. engages in the credit, financing, and investment activities for individual and corporate customers in Brazil. The company involved in the distribution of securities and fund management, credit cards, insurance, and provision of other related services.

Key Financial Metrics

PriceBRL 2.15
Market Cap$224M
P/E (TTM)1.13
Price/Book0.26
Return on Equity25.1%
Debt/Equity0.76x
Operating Margin28.5%
Revenue Growth56.2%
Dividend Yield4.3%
Free Cash Flow$246M

BRB - Banco de Brasília S.A. operates in the Banks - Regional industry, part of the Financial Services sector (Brazil).

Frequently Asked Questions

What is BRB - Banco de Brasília S.A.’s (BSLI3.SA) StockRank?
MoatMap’s StockRank for BRB - Banco de Brasília S.A. (BSLI3.SA) is 45/100, with a Hold signal. It is a composite of Quality (56), Value (64), and Momentum (19), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does BRB - Banco de Brasília S.A. have an economic moat?
BRB - Banco de Brasília S.A. (BSLI3.SA) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is BRB - Banco de Brasília S.A. a buy, hold, or sell?
MoatMap’s current signal for BRB - Banco de Brasília S.A. (BSLI3.SA) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is BRB - Banco de Brasília S.A. in?
BRB - Banco de Brasília S.A. (BSLI3.SA) operates in the Financial Services sector, specifically the Banks - Regional industry (Brazil).