Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BTPS.JK
Strong BuyUnloved QualityPT Bank BTPN Syariah Tbk · Financial Services · Indonesia · $457M · Avg Vol: $142K/d
COMPANY DESCRIPTION
PT Bank BTPN Syariah Tbk, together with its subsidiaries, operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.0T | 5.3T | 4.9T | 4.7T | -2.1% | 4.0T | 4.9T | 5.2T | 5.0% |
| EPS (IDR) | 231.00 | 140.00 | 138.00 | 156.00 | -12.3% | 156.97 | 172.55 | 189.77 | 10.3% |
| Shares | 7.7B | 7.7B | 7.7B | 7.7B | +0.0% | 7.7B | — | — | — |
| Debt | 167.7B | 53.8B | 225.3B | 29.5B | -44.0% | 321.1B | — | — | — |
| Equity | 8.4T | 8.8T | 9.3T | 10.0T | 5.8% | — | — | — | — |
| Op CF | 2.1T | 1.8T | 1.8T | 1.8T | -5.3% | 1.1T | — | — | — |
| Inv CF | -852.6B | -849.9B | -2.1T | -986.1B | — | — | — | — | — |
| Fin CF | -375.6B | -812.5B | -340.4B | -770.1B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BTPS.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BTPS.JK | PT Bank BTPN Syariah Tbk(you) | $457M | 88 | Strong Buy |
| BJTM.JK | PT Bank Pembangunan Daerah Jawa Timur Tbk | $452M | 94 | Strong Buy |
| BJBR.JK | PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk | $481M | 99 | Strong Buy |
| BBTN.JK | PT Bank Tabungan Negara (Persero) Tbk | $980M | 88 | Strong Buy |
| NOBU.JK | PT Bank Nationalnobu Tbk | $234M | 86 | Strong Buy |
| BNII.JK | PT Bank Maybank Indonesia Tbk | $835M | 83 | Strong Buy |
| PNLF.JK | PT Panin Financial Tbk | $415M | 65 | Buy |
| NISP.JK | PT Bank OCBC NISP Tbk | $1.6B | 85 | Strong Buy |
| BBYB.JK | PT Bank Neo Commerce Tbk | $199M | 74 | Buy |
| BDMN.JK | PT Bank Danamon Indonesia Tbk | $2.5B | 91 | Strong Buy |
Peer medians: ROE 5.5% · P/E 9.4x · Gross margin 44.7%