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BTPS.JK

Strong BuyUnloved Quality

PT Bank BTPN Syariah Tbk · Financial Services · Indonesia · $457M · Avg Vol: $142K/d

88
StockRank
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Q
68
V
77
M
41
P/E (TTM)
6.7x
ROE
12.1%
D/E
0.0x
Dividend %
4.3%

COMPANY DESCRIPTION

PT Bank BTPN Syariah Tbk, together with its subsidiaries, operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts.

FINANCIAL SUMMARY (IDR)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue5.0T5.3T4.9T4.7T-2.1%4.0T4.9T5.2T5.0%
EPS (IDR)231.00140.00138.00156.00-12.3%156.97172.55189.7710.3%
Shares7.7B7.7B7.7B7.7B+0.0%7.7B
Debt167.7B53.8B225.3B29.5B-44.0%321.1B
Equity8.4T8.8T9.3T10.0T5.8%
Op CF2.1T1.8T1.8T1.8T-5.3%1.1T
Inv CF-852.6B-849.9B-2.1T-986.1B
Fin CF-375.6B-812.5B-340.4B-770.1B
Loading 1Y...
PRICE (1Y)+8.8%
0.060.060.060.060.06Jul 28Aug 19Sep 9
SMA 50SMA 200

Close
$0.0603
RSI (14)
76.9
52W High
$0.083
From 52W High
0.7%

SCORE BREAKDOWN

Quality
68
ROIC (ROA)
5.4%*75.6
ROE
12.1%61.8
GP/Assets
17.7%N/A
Op. Margin
41.0%58.9
FCF/Assets
7.3%N/A
Piotroski
685.8
Int. Cover
50.0
D/E Ratio
0.00xN/A
Current Ratio
bankN/A
Value
77
P/E (TTM)
6.7x84.4
EV/EBITDA
bankN/A
P/FCF
4.8xN/A
P/B
0.8x80.6
P/S
2.0x76.1
Div Yield
4.3%57.7
Momentum
41
52W High %
73%18.0
RS 6M
20%84.7
SMA 50/200
0.93x14.6
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
1%27.3

FUNDAMENTALS

Market Cap
$457M
P/E (Forward)
5.8x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BTPS.JK are excluded.

TickerCompanyMkt CapStockRankSignal
BTPS.JKPT Bank BTPN Syariah Tbk(you)$457M88Strong Buy
BJTM.JKPT Bank Pembangunan Daerah Jawa Timur Tbk$452M94Strong Buy
BJBR.JKPT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk$481M99Strong Buy
BBTN.JKPT Bank Tabungan Negara (Persero) Tbk$980M88Strong Buy
NOBU.JKPT Bank Nationalnobu Tbk$234M86Strong Buy
BNII.JKPT Bank Maybank Indonesia Tbk$835M83Strong Buy
PNLF.JKPT Panin Financial Tbk$415M65Buy
NISP.JKPT Bank OCBC NISP Tbk$1.6B85Strong Buy
BBYB.JKPT Bank Neo Commerce Tbk$199M74Buy
BDMN.JKPT Bank Danamon Indonesia Tbk$2.5B91Strong Buy

Peer medians: ROE 5.5% · P/E 9.4x · Gross margin 44.7%

PT Bank BTPN Syariah Tbk (BTPS.JK): Stock Score Summary

PT Bank BTPN Syariah Tbk (BTPS.JK) has a MoatMap StockRank of 88/100 based on Quality (68/100), Value (77/100), and Momentum (41/100) factor scores. The current signal is STRONG BUY.

PT Bank BTPN Syariah Tbk, together with its subsidiaries, operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts.

Key Financial Metrics

Price$0.06
Market Cap$457M
P/E (TTM)6.69
P/E (Forward)5.78
Price/Book0.79
Return on Equity12.1%
Debt/Equity0.00x
Operating Margin41.0%
Revenue Growth4.4%
Dividend Yield4.3%
Free Cash Flow$95M

PT Bank BTPN Syariah Tbk operates in the Banks - Regional industry, part of the Financial Services sector (Indonesia).

Frequently Asked Questions

What is PT Bank BTPN Syariah Tbk’s (BTPS.JK) StockRank?
MoatMap’s StockRank for PT Bank BTPN Syariah Tbk (BTPS.JK) is 88/100, with a Strong Buy signal. It is a composite of Quality (68), Value (77), and Momentum (41) factor ranks across MoatMap’s 20,000+ stock universe.
Does PT Bank BTPN Syariah Tbk have an economic moat?
PT Bank BTPN Syariah Tbk (BTPS.JK) has a Quality factor score of 68/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is PT Bank BTPN Syariah Tbk a buy, hold, or sell?
MoatMap’s current signal for PT Bank BTPN Syariah Tbk (BTPS.JK) is Strong Buy, based on a StockRank of 88/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is PT Bank BTPN Syariah Tbk in?
PT Bank BTPN Syariah Tbk (BTPS.JK) operates in the Financial Services sector, specifically the Banks - Regional industry (Indonesia).