BVB.VN

Sinker

Viet Capital Commercial Joint Stock Bank · Financial Services · Vietnam · $261M cap · $489K/day traded

VND 10,450 +0.0% · close 6 Nov · scored 7 Nov

Sinker: Weak business, rich price and weak momentum. Nothing here to keep it afloat.

21
Score
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Quality
37
Value
45
Momentum
24

As of 7 Nov 2026, the MoatMap Score for Viet Capital Commercial Joint Stock Bank (BVB.VN) is 21/100, ranked against 25,000+ stocks in 38 markets (Quality 37, Value 45, Momentum 24, each scored against its sector).

Does the score work? Each tenth of the ranking, tracked monthly. See the record →

P/E (TTM)
—
peers 10.9x
ROE
9.4%
peers 13.0%
D/E
—
peers 1.4x
Dividend %
—
trailing yield

ABOUT VIET CAPITAL COMMERCIAL JOINT STOCK BANK

Read

Viet Capital Commercial Joint Stock Bank provides personal and business banking products and services in Vietnam. The company provides cards, loans, savings, flexible deposits, and certificates of deposits; and business, payment, household business accounts, payment accounts, and student accounts.

PRICE (1Y) · VND-0.9%
10,15010,32510,50010,67510,85028 Sep19 Oct6 Nov
SMA 50SMA 200
Price checkNo read yetExperimental

Not enough steady price history for a read yet.

How this is worked out

The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
VND 10,450
RSI (14)
55.2

SCORE BREAKDOWN

Quality
37
ROIC (ROA)
0.5%*24.3
ROE
9.4%45.0
GP/Assets
bankN/A
Op. Margin
32.3%50.9
FCF/Assets
bankN/A
Piotroski
0N/A
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
45
P/E (TTM)
—N/A
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.8x74.7
P/S
2.3x62.2
Div Yield
—N/A
Momentum
24
52W High %
—N/A
RS 6M
—N/A
SMA 50/200
—N/A
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-19%16.8

FUNDAMENTALS

Market Cap
$261M
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BVB.VN are excluded.

TickerCompanyMkt CapScore
BVB.VNViet Capital Commercial Joint Stock Bank(you)$261M21
VBB.VNVietnam Thuong Tin Commercial Joint Stock Bank$563M24
KLB.VNKien Long Commercial Joint - Stock Bank$305M53
EIB.VNVietnam Export Import Commercial Joint Stock Bank$1.2B3
SSB.VNSoutheast Asia Commercial Joint Stock Bank$2.0B37
STB.VNSaigon Treasure Commercial Joint Stock Bank$5.1B30
LPB.VNFortune Vietnam Joint Stock Commercial Bank$4.2B55
SHB.VNSaigon - Hanoi Commercial Joint Stock Bank$1.9B74
BID.VNJoint Stock Commercial Bank for Investment and Development of Vietnam$9.8B45
NAB.VNNam A Commercial Joint Stock Bank$1.1B92

Peer medians: ROE 13.0% · P/E 10.9x · Gross margin 83.4%

Company Deep Dive

A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.

Request Deep Dive(50 Feathers)

Viet Capital Commercial Joint Stock Bank (BVB.VN): Stock Score Summary

Viet Capital Commercial Joint Stock Bank (BVB.VN) has a MoatMap Score of 21/100 based on Quality (37/100), Value (45/100), and Momentum (24/100) factor scores.

Viet Capital Commercial Joint Stock Bank provides personal and business banking products and services in Vietnam. The company provides cards, loans, savings, flexible deposits, and certificates of deposits; and business, payment, household business accounts, payment accounts, and student accounts.

Key Financial Metrics

PriceVND 10,450
Market Cap$261M
Price/Book0.81
Return on Equity9.4%
Operating Margin32.3%
Revenue Growth15.0%

Viet Capital Commercial Joint Stock Bank operates in the Banks - Regional industry, part of the Financial Services sector (Vietnam).

Frequently Asked Questions

What is Viet Capital Commercial Joint Stock Bank’s (BVB.VN) MoatMap Score?
The MoatMap Score for Viet Capital Commercial Joint Stock Bank (BVB.VN) is 21/100. It is a composite of Quality (37), Value (45), and Momentum (24), each scored against its sector. The composite is then ranked across MoatMap’s universe of 25,000+ stocks.
Does Viet Capital Commercial Joint Stock Bank have an economic moat?
Viet Capital Commercial Joint Stock Bank (BVB.VN) has a Quality factor score of 37/100. Quality blends several measures of profitability and financial strength, led by gross profit to assets, return on invested capital and free cash flow to assets. A high score describes the financial record a durable advantage tends to leave; it does not prove a moat.
What sector is Viet Capital Commercial Joint Stock Bank in?
Viet Capital Commercial Joint Stock Bank (BVB.VN) operates in the Financial Services sector, specifically the Banks - Regional industry (Vietnam).