KLB.VN
Fallen FavouriteKien Long Commercial Joint - Stock Bank · Financial Services · Vietnam · $305M cap · $92K/day traded
VND 10,450 +0.0% · close 6 Nov · scored 7 Nov
Fallen Favourite: A good business, still expensive, and its momentum is weak.
As of 7 Nov 2026, the MoatMap Score for Kien Long Commercial Joint - Stock Bank (KLB.VN) is 53/100, ranked against 25,000+ stocks in 38 markets (Quality 59, Value 48, Momentum 40, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT KIEN LONG COMMERCIAL JOINT - STOCK BANK
Read
Kien Long Commercial Joint - Stock Bank provides financial services in Vietnam. The company offers deposit and savings products, such as payment and time deposits, savings account, term and accumulated savings, and online savings; credit and lending products, including loans secured by certificates...
Not enough steady price history for a read yet.
Calmer than 67% of stocks we rank over the past year (volatility 33% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KLB.VN are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| KLB.VN | Kien Long Commercial Joint - Stock Bank(you) | $305M | 53 |
| BVB.VN | Viet Capital Commercial Joint Stock Bank | $261M | 21 |
| VBB.VN | Vietnam Thuong Tin Commercial Joint Stock Bank | $563M | 24 |
| SSB.VN | Southeast Asia Commercial Joint Stock Bank | $2.0B | 37 |
| LPB.VN | Fortune Vietnam Joint Stock Commercial Bank | $4.2B | 55 |
| SHB.VN | Saigon - Hanoi Commercial Joint Stock Bank | $1.9B | 74 |
| NAB.VN | Nam A Commercial Joint Stock Bank | $1.1B | 92 |
| OCB.VN | Orient Commercial Joint Stock Bank | $1.3B | 88 |
| VIB.VN | Vietnam International Commercial Joint Stock Bank | $2.1B | 82 |
| TPB.VN | Tien Phong Commercial Joint Stock Bank | $1.6B | 89 |
Peer medians: ROE 12.6% · P/E 10.9x · Gross margin 83.4%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.