Cass Information Systems, Inc. (CASS) — Stock Score Summary

Cass Information Systems, Inc. (CASS) has a MoatMap StockRank of 78/100 based on Quality (43/100), Value (58/100), and Momentum (61/100) factor scores. The current signal is BUY. Cass Information Systems provides payment and information services for freight and utilities. While it has a stable niche, it lacks the massive thematic velocity and scale economics required to drive asymmetric multi-bagger returns over the next 18 months.

Cass Information Systems, Inc. specializes in processing and auditing complex freight, utility, and telecom invoices, providing payment and information services to large corporations. The company's competitive moat is built on its proprietary technology platform and niche expertise in expense management, offering clients significant cost savings and improved data analytics as a critical third-party administrator for complex corporate expenditures.

Key Financial Metrics

Price$47.78
Market Cap$596M
P/E (TTM)20.12
P/E (Forward)13.26
Price/Book2.51
Return on Equity13.1%
Debt/Equity61.76
Gross Margin47.6%
Operating Margin27.8%
Revenue Growth3.2%
Dividend Yield2.7%
Free Cash Flow$75M

Cass Information Systems, Inc. operates in the Specialty Business Services industry, part of the Industrials sector (United States).

Frequently Asked Questions

What is Cass Information Systems, Inc.’s (CASS) StockRank?
MoatMap’s StockRank for Cass Information Systems, Inc. (CASS) is 78/100, with a Buy signal. It is a composite of Quality (43), Value (58), and Momentum (61) factor ranks across MoatMap’s 19,000+ stock universe.
Does Cass Information Systems, Inc. have an economic moat?
Cass Information Systems, Inc. (CASS) has a Quality factor score of 43/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Cass Information Systems, Inc. a buy, hold, or sell?
MoatMap’s current signal for Cass Information Systems, Inc. (CASS) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Cass Information Systems, Inc. in?
Cass Information Systems, Inc. (CASS) operates in the Industrials sector, specifically the Specialty Business Services industry (United States).