Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CRMT
STRONG SELLAmerica's Car-Mart, Inc. · Consumer Cyclical · United States · $107M · Avg Vol: $9M/d
COMPANY DESCRIPTION
America's Car-Mart, Inc. is an integrated automotive retailer specializing in the "Buy Here/Pay Here" used car market, serving customers with challenged credit histories. The company operates as both a dealer and a finance company, leveraging its localized operations and disciplined underwriting to offer vehicles and in-house financing, addressing a specific niche market.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.2B | 1.4B | 1.4B | 1.4B | 5.3% | 1.3B | 1.0B | 936.0M | -12.4% |
| EPS | 14.33 | 3.20 | -4.92 | 2.38 | -45.0% | -15.36 | — | — | — |
| Shares | 6.4M | 6.4M | 6.4M | 8.3M | +29.7% | 8.3M | — | — | — |
| Debt | 502.1M | 700.9M | 819.5M | 845.1M | 18.9% | 772.2M | — | — | — |
| Equity | 476.8M | 498.8M | 471.1M | 569.8M | 6.1% | — | — | — | — |
| Op CF | -119.2M | -135.7M | -73.9M | -48.8M | — | 65.0M | — | — | — |
| Inv CF | -17.4M | -27.6M | -10.6M | -11.4M | — | — | — | — | — |
| Fin CF | 176.2M | 188.7M | 111.0M | 90.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of CRMT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CRMT | America's Car-Mart, Inc.(you) | $107M | 11 | STRONG SELL |
| CWH | Camping World Holdings, Inc. | $363M | 19 | STRONG SELL |
| ACVA | ACV Auctions Inc. | $1.3B | 16 | STRONG SELL |
| DRVN | Driven Brands Holdings Inc. | $2.2B | 44 | HOLD |
| RENT | Rent the Runway, Inc. | $101M | 10 | STRONG SELL |
| BARK | BARK, Inc. | $75M | 13 | STRONG SELL |
| ROLR | High Roller Technologies, Inc. | $70M | 10 | STRONG SELL |
| PLBY | Playboy, Inc. | $141M | 7 | STRONG SELL |
| FLL | Full House Resorts, Inc. | $84M | 17 | STRONG SELL |
| EMPD | Empery Digital Inc. | $94M | 2 | STRONG SELL |
Peer medians: ROE 10.0% · P/E 22.6x · Gross margin 37.5%