Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CRMT
Strong SellSinkerAmerica's Car-Mart, Inc. · Consumer Cyclical · United States · $107M · Avg Vol: $516K/d
COMPANY DESCRIPTION
America's Car-Mart, Inc. is an integrated automotive retailer specializing in the "Buy Here/Pay Here" used car market, serving customers with challenged credit histories. The company operates as both a dealer and a finance company, leveraging its localized operations and disciplined underwriting to offer vehicles and in-house financing, addressing a specific niche market.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.2B | 1.4B | 1.4B | 1.4B | 5.3% | 1.3B | 1.0B | 936.0M | -12.4% |
| EPS | 14.33 | 3.20 | -4.92 | 2.38 | -45.0% | -16.79 | — | — | — |
| Shares | 6.4M | 6.4M | 6.4M | 8.3M | +29.7% | 8.7M | — | — | — |
| Debt | 502.1M | 700.9M | 819.5M | 845.1M | 18.9% | 772.2M | — | — | — |
| Equity | 476.8M | 498.8M | 471.1M | 569.8M | 6.1% | — | — | — | — |
| Op CF | -119.2M | -135.7M | -73.9M | -48.8M | — | 65.0M | — | — | — |
| Inv CF | -17.4M | -27.6M | -10.6M | -11.4M | — | — | — | — | — |
| Fin CF | 176.2M | 188.7M | 111.0M | 90.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of CRMT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CRMT | America's Car-Mart, Inc.(you) | $107M | 12 | Strong Sell |
| NXB | NextBoat Inc. | $55M | 7 | Strong Sell |
| CWH | Camping World Holdings, Inc. | $417M | 15 | Strong Sell |
| ACVA | ACV Auctions Inc. | $1.2B | 26 | Sell |
| DRVN | Driven Brands Holdings Inc. | $2.1B | 43 | Hold |
| GPI | Group 1 Automotive, Inc. | $3.1B | 41 | Hold |
| VVV | Valvoline Inc. | $4.1B | 36 | Hold |
| BARK | BARK, Inc. | $99M | 15 | Strong Sell |
| SAH | Sonic Automotive, Inc. | $2.5B | 54 | Hold |
| RENT | Rent the Runway, Inc. | $121M | 7 | Strong Sell |
Peer medians: ROE 8.4% · P/E 19.7x · Gross margin 36.7%