America's Car-Mart, Inc. (CRMT) — Stock Score Summary

America's Car-Mart, Inc. (CRMT) has a MoatMap StockRank of 25/100 based on Quality (41/100), Value (55/100), and Momentum (16/100) factor scores. The current signal is SELL. America's Car-Mart is a subprime auto dealer highly vulnerable to consumer credit deterioration, high interest rates, and used vehicle price volatility, representing an unfavorable risk-reward profile.

America's Car-Mart, Inc. is an integrated automotive retailer specializing in the "Buy Here/Pay Here" used car market, serving customers with challenged credit histories. The company operates as both a dealer and a finance company, leveraging its localized operations and disciplined underwriting to offer vehicles and in-house financing, addressing a specific niche market.

Key Financial Metrics

Price$7.85
Market Cap$107M
P/E (Forward)-6.98
Price/Book0.14
Return on Equity-18.2%
Return on Invested Capital7.6%
Debt/Equity198.45
Gross Margin44.9%
Operating Margin-4.3%
Revenue Growth-12.0%
Free Cash Flow$48M

America's Car-Mart, Inc. operates in the Auto & Truck Dealerships industry, part of the Consumer Cyclical sector (United States).

Frequently Asked Questions

What is America's Car-Mart, Inc.’s (CRMT) StockRank?
MoatMap’s StockRank for America's Car-Mart, Inc. (CRMT) is 25/100, with a Sell signal. It is a composite of Quality (41), Value (55), and Momentum (16) factor ranks across MoatMap’s 19,000+ stock universe.
Does America's Car-Mart, Inc. have an economic moat?
America's Car-Mart, Inc. (CRMT) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is America's Car-Mart, Inc. a buy, hold, or sell?
MoatMap’s current signal for America's Car-Mart, Inc. (CRMT) is Sell, based on a StockRank of 25/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is America's Car-Mart, Inc. in?
America's Car-Mart, Inc. (CRMT) operates in the Consumer Cyclical sector, specifically the Auto & Truck Dealerships industry (United States).
Browse all ranked stocksCRMT deep dive reportAI ChampionsHow we score stocksSense-check another stock