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DNB.OL

HOLDREMOVE

DNB Bank ASA · Financial Services · Norway · $44.7B · Avg Vol: $62M/d

44
StockRank
Q
40
V
44
M
51
P/E (TTM)
10.3x
ROE
14.3%
D/E
—
Dividend %
6.2%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

DNB Bank is a stable Norwegian financial institution, but it lacks the high-growth, asymmetric upside required by our Druckenmiller and Lynch lenses.

COMPANY DESCRIPTION

DNB Bank ASA is Norway's largest financial services group, offering a comprehensive range of banking, asset management, and insurance services to retail and corporate customers. The bank holds a dominant market share in Norway and possesses a strong global position in shipping, energy, and seafood financing. It is characterized by its robust capital position, industry-leading digital banking infrastructure, and low cost-to-income ratio.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGR
Revenue—7.1B8.8B9.2B9.7B11.0%
EPS—2.272.693.173.0810.6%
Shares—1.6B1.5B1.5B1.5B-4.7%
Debt65.8B90.7B103.0B109.7B101.5B11.5%
Equity—27.0B29.1B30.6B31.9B5.7%
Op CF—968M446M-16.9B7.9B100.9%
Inv CF-475M-827M-190M-95M-1.7B—
Fin CF-1.7B593M1.5B-3.2B-3.7B—
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PRICE (1M)+4.5%
29.8930.3630.8331.3031.78May 6May 29Jun 18
SMA 50SMA 200
Close
$31.78
RSI (14)
62.8
52W High
$31.94
From 52W High
1.0%

SCORE BREAKDOWN

Quality
40
ROIC (ROA)
1.1%*41.8
ROE
14.3%71.2
GP/Assets
2.4%26.7
Op. Margin
60.3%81.5
FCF/Assets
—N/A
Piotroski
—20.6
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
44
P/E (TTM)
10.3x67.5
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
1.5x30.6
P/S
4.7x31.0
Div Yield
6.2%82.6
Momentum
51
52W High %
99%94.6
RS 6M
-11%36.5
SMA 50/200
1.07x66.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
-1%20.2
Q Growth
-9%21.4

FUNDAMENTALS

Market Cap
$44.7B
P/E (Forward)
10.4x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DNB.OL are excluded.

TickerCompanyMkt CapStockRankSignal
DNB.OLDNB Bank ASA(you)$44.7B44HOLD
SB1NO.OLSpareBank 1 Sør-Norge ASA$7.8B36HOLD
MING.OLSpareBank 1 SMN$3.0B41HOLD
SPOL.OLSpareBank 1 Østlandet$2.9B40HOLD
SBNOR.OLSparebanken Norge$3.6B56HOLD
NONG.OLSpareBank 1 Nord-Norge$1.6B50HOLD
MORG.OLSparebanken Møre$605M41HOLD
SOAG.OLSpareBank 1 Østfold Akershus$597M39HOLD
RING.OLSpareBank 1 Ringerike Hadeland$740M62HOLD
ROGS.OLRogaland Sparebank$372M39HOLD

Peer medians: ROE 12.3% · P/E 11.0x · Gross margin 0.0%

DNB Bank ASA (DNB.OL) — Stock Score Summary

DNB Bank ASA (DNB.OL) has a MoatMap StockRank of 44/100 based on Quality (40/100), Value (44/100), and Momentum (51/100) factor scores. The current signal is HOLD. DNB Bank is a stable Norwegian financial institution, but it lacks the high-growth, asymmetric upside required by our Druckenmiller and Lynch lenses.

DNB Bank ASA is Norway's largest financial services group, offering a comprehensive range of banking, asset management, and insurance services to retail and corporate customers. The bank holds a dominant market share in Norway and possesses a strong global position in shipping, energy, and seafood financing. It is characterized by its robust capital position, industry-leading digital banking infrastructure, and low cost-to-income ratio.

Key Financial Metrics

Price$31.78
Market Cap$44.7B
P/E (TTM)10.34
P/E (Forward)10.43
Price/Book1.51
Return on Equity14.3%
Gross Margin0.0%
Operating Margin60.3%
Revenue Growth-1.7%
Dividend Yield6.2%

DNB Bank ASA operates in the Banks - Regional industry, part of the Financial Services sector (Norway).

Frequently Asked Questions

What is DNB Bank ASA’s (DNB.OL) StockRank?
MoatMap’s StockRank for DNB Bank ASA (DNB.OL) is 44/100, with a Hold signal. It is a composite of Quality (40), Value (44), and Momentum (51) factor ranks across MoatMap’s 20,000+ stock universe.
Does DNB Bank ASA have an economic moat?
DNB Bank ASA (DNB.OL) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is DNB Bank ASA a buy, hold, or sell?
MoatMap’s current signal for DNB Bank ASA (DNB.OL) is Hold, based on a StockRank of 44/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is DNB Bank ASA in?
DNB Bank ASA (DNB.OL) operates in the Financial Services sector, specifically the Banks - Regional industry (Norway).
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