What is Sparebanken Møre's (MORG.OL) StockRank?

MoatMap's StockRank for Sparebanken Møre (MORG.OL) is 41/100, with a Hold signal. This is a composite score combining Quality (35), Value (59), and Momentum (38) factor ranks across MoatMap's 20,000+ stock universe.

Does Sparebanken Møre have an economic moat?

Sparebanken Møre (MORG.OL) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Sparebanken Møre a buy, hold, or sell?

MoatMap's current signal for Sparebanken Møre (MORG.OL) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Sparebanken Møre in?

Sparebanken Møre (MORG.OL) operates in the Financial Services sector, specifically the Banks - Regional industry (Norway).

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MORG.OL

HOLDREMOVE

Sparebanken Møre · Financial Services · Norway · $605M · Avg Vol: $237K/d

StockRank

P/E (TTM)

5.8x

ROE

10.7%

D/E

—

Dividend %

6.3%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Sparebanken Møre is a regional savings bank in Norway. It is a stable utility-like business but lacks any structural growth drivers, technological moats, or alignment with our 18-month macro themes.

COMPANY DESCRIPTION

Sparebanken Møre is the leading financial services group in the Møre og Romsdal region of Norway, offering retail and corporate banking, real estate brokerage, and asset management. The bank commands a dominant regional market share, particularly within the maritime, seafood, and manufacturing sectors that characterize the local economy. Its competitive moat is built on deep local expertise, a strong capital base, and a highly loyal customer relationship network.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	190M	237M	260M	259M	10.8%
EPS	1.64	2.21	2.24	2.12	9.0%
Shares	49M	49M	50M	50M	+0.7%
Debt	3.9B	4.2B	4.5B	4.9B	8.1%
Equity	876M	939M	976M	1.0B	5.0%
Op CF	-357M	-327M	-251M	-271M	—
Inv CF	6M	-6M	-8M	-19M	—
Fin CF	348M	303M	281M	343M	—

PRICE (1M)-4.6%

SMA 50SMA 200

$11.80

RSI (14)

16.4

52W High

$12.89

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.9%*37.4

ROE

10.7%53.7

GP/Assets

2.1%22.8

Op. Margin

52.1%75.2

FCF/Assets

—N/A

Piotroski

—20.6

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

5.8x88.9

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.6x81.4

P/S

2.4x66.8

Div Yield

6.3%82.9

Momentum

52W High %

92%51.8

RS 6M

-14%31.8

SMA 50/200

1.08x70.7

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

-51%4.5

Q Growth

-9%21.6

FUNDAMENTALS

Market Cap

$605M

P/E (Forward)

11.8x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MORG.OL are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
MORG.OL	Sparebanken Møre(you)	$605M	41	HOLD
SOAG.OL	SpareBank 1 Østfold Akershus	$597M	39	HOLD
ROGS.OL	Rogaland Sparebank	$372M	39	HOLD
PARB.OL	Pareto Bank ASA	$581M	25	SELL
SKUE.OL	Skue Sparebank	$209M	43	HOLD
HELG.OL	SpareBank 1 Helgeland	$493M	20	SELL
RING.OL	SpareBank 1 Ringerike Hadeland	$740M	62	HOLD
SPOG.OL	Sparebanken Øst	$167M	40	HOLD
NONG.OL	SpareBank 1 Nord-Norge	$1.6B	50	HOLD
INSTA.OL	Instabank ASA	$210M	49	HOLD

Peer medians: ROE 13.1% · P/E 11.0x · Gross margin 0.0%

Sparebanken Møre (MORG.OL) — Stock Score Summary

Sparebanken Møre (MORG.OL) has a MoatMap StockRank of 41/100 based on Quality (35/100), Value (59/100), and Momentum (38/100) factor scores. The current signal is HOLD. Sparebanken Møre is a regional savings bank in Norway. It is a stable utility-like business but lacks any structural growth drivers, technological moats, or alignment with our 18-month macro themes.

Key Financial Metrics

Price	$11.80
Market Cap	$605M
P/E (TTM)	5.77
P/E (Forward)	11.82
Price/Book	0.58
Return on Equity	10.7%
Gross Margin	0.0%
Operating Margin	52.1%
Revenue Growth	-4.5%
Dividend Yield	6.3%

Sparebanken Møre operates in the Banks - Regional industry, part of the Financial Services sector (Norway).

Frequently Asked Questions

What is Sparebanken Møre’s (MORG.OL) StockRank?: MoatMap’s StockRank for Sparebanken Møre (MORG.OL) is 41/100, with a Hold signal. It is a composite of Quality (35), Value (59), and Momentum (38) factor ranks across MoatMap’s 20,000+ stock universe.
Does Sparebanken Møre have an economic moat?: Sparebanken Møre (MORG.OL) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Sparebanken Møre a buy, hold, or sell?: MoatMap’s current signal for Sparebanken Møre (MORG.OL) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Sparebanken Møre in?: Sparebanken Møre (MORG.OL) operates in the Financial Services sector, specifically the Banks - Regional industry (Norway).