Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
EXFY
BuyHot AirExpensify, Inc. · Technology · United States · $235M · Avg Vol: $2M/d
COMPANY DESCRIPTION
Expensify, Inc. provides a cloud-based expense management software platform that automates corporate card reconciliation, travel booking, and bill processing. The company leverages a unique bottom-up viral acquisition model that converts individual employees into corporate customers, creating a low-cost distribution moat. It operates as a leading self-service SaaS provider targeting small-to-medium-sized businesses globally.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 169.5M | 150.7M | 139.2M | 142.1M | -5.7% | 138.1M | 135.9M | 136.1M | -2.1% |
| EPS | -0.33 | -0.51 | -0.12 | -0.23 | — | -0.17 | — | — | — |
| Shares | 82.4M | 85.2M | 91.4M | 93.1M | +12.9% | 78.9M | — | — | — |
| Debt | 67.8M | 29.6M | 6.5M | 5.7M | -56.1% | 5.4M | — | — | — |
| Equity | 97.2M | 100.7M | 128.2M | 132.7M | 10.9% | — | — | — | — |
| Op CF | 32.9M | 1.6M | 23.9M | 20.1M | -15.1% | 12.6M | — | — | — |
| Inv CF | -2.2M | -7.3M | -7.6M | -3.6M | — | — | — | — | — |
| Fin CF | -8.3M | -45.3M | -22.1M | -2.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of EXFY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| EXFY | Expensify, Inc.(you) | $235M | 71 | Buy |
| EGHT | 8x8, Inc. | $287M | 66 | Buy |
| IMMR | Immersion Corporation | $254M | 80 | Buy |
| CRNC | Cerence Inc. | $384M | 69 | Buy |
| XPER | Xperi Inc. | $293M | 80 | Strong Buy |
| TRAK | ReposiTrak, Inc. | $151M | 66 | Buy |
| PUBM | PubMatic, Inc. | $766M | 71 | Buy |
| DHX | DHI Group, Inc. | $175M | 90 | Strong Buy |
| MAPS | WM Technology, Inc. | $70M | 74 | Buy |
| SPT | Sprout Social, Inc. | $696M | 65 | Buy |
Peer medians: ROE 4.6% · P/E 35.2x · Gross margin 51.3%