What is FISERV INC. R's (FIV.DE) StockRank?

MoatMap's StockRank for FISERV INC. R (FIV.DE) is 62/100, with a Hold signal. This is a composite score combining Quality (49), Value (74), and Momentum (27) factor ranks across MoatMap's 20,000+ stock universe.

Does FISERV INC. R have an economic moat?

FISERV INC. R (FIV.DE) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is FISERV INC. R a buy, hold, or sell?

MoatMap's current signal for FISERV INC. R (FIV.DE) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is FISERV INC. R in?

FISERV INC. R (FIV.DE) operates in the Technology sector, specifically the Information Technology Services industry (United States).

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FIV.DE

HOLDAPPROVE

FISERV INC. R · Technology · United States · $30.5B · Avg Vol: $167K/d

StockRank

P/E (TTM)

9.3x

ROE

12.2%

D/E

1.1x

Dividend %

—

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Fiserv is a dominant global merchant acquirer and core banking software provider that exhibits powerful scale economics and high switching costs. Through its Clover platform, it is capturing high-margin market share in the SMB segment. As global supply chains localize, regional and domestic commerce networks require robust, modern payment infrastructure. Fiserv's massive transaction volume allows it to continuously reinvest in product development, widening its competitive moat while maintaining high free cash flow generation.

COMPANY DESCRIPTION

Fiserv Inc. is a leading global provider of payments and financial services technology, serving banks, credit unions, and merchants worldwide. The company boasts high switching costs and robust barriers to entry due to its core bank processing platforms and its dominant Clover point-of-sale merchant network. Fiserv is a scale-driven fintech titan, benefiting from strong secular trends in digital transactions and SaaS-based business solutions.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	20.6B	22.2B	23.8B	24.6B	6.1%
EPS	4.66	5.78	6.45	7.39	16.6%
Shares	784M	784M	784M	784M	0.0%
Debt	25.0B	27.0B	29.0B	33.8B	10.6%
Equity	35.8B	34.7B	31.4B	30.0B	-5.8%
Op CF	5.4B	6.0B	7.7B	7.0B	9.5%
Inv CF	-2.5B	-1.2B	-2.8B	-2.9B	—
Fin CF	-2.9B	-5.1B	-4.8B	-4.5B	—

PRICE (1M)-12.3%

SMA 50SMA 200

$48.26

RSI (14)

33.3

SCORE BREAKDOWN

Quality

ROIC

10.3%63.6

ROE

12.2%66.5

GP/Assets

13.1%30.9

Op. Margin

16.6%77.3

FCF/Assets

4.8%61.4

Piotroski

—79.5

Int. Cover

3.8x36.4

D/E Ratio

1.12x11.3

Current Ratio

1.06x12.1

Value

P/E (TTM)

9.3x94.3

EV/EBITDA

7.4x68.9

P/FCF

5.8x91.9

P/B

1.3x81.5

P/S

1.4x72.8

Div Yield

—N/A

Momentum

52W High %

—N/A

RS 6M

-32%36.6

SMA 50/200

—N/A

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

-33%16.7

FUNDAMENTALS

Market Cap

$30.5B

P/E (Forward)

—

Gross Margin

58.1%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of FIV.DE are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
FIV.DE	FISERV INC. R(you)	$30.5B	62	HOLD
FIS	Fidelity National Information Services, Inc.	$21.8B	65	HOLD
LDOS	Leidos Holdings, Inc.	$16.6B	63	HOLD
BR	Broadridge Financial Solutions, Inc.	$17.3B	56	HOLD
CACI	CACI International Inc	$11.6B	58	HOLD
CDW	CDW Corporation	$14.8B	73	BUY
CTSH	Cognizant Technology Solutions Corporation	$25.5B	85	STRONG BUY
IT	Gartner, Inc.	$10.8B	50	HOLD
JKHY	Jack Henry & Associates, Inc.	$9.7B	77	BUY
PSN	Parsons Corporation	$6.3B	50	HOLD

Peer medians: ROE 9.0% · P/E 40.0x · Gross margin 54.7%

FISERV INC. R (FIV.DE) — Stock Score Summary

FISERV INC. R (FIV.DE) has a MoatMap StockRank of 62/100 based on Quality (49/100), Value (74/100), and Momentum (27/100) factor scores. The current signal is HOLD. Fiserv is a dominant global merchant acquirer and core banking software provider that exhibits powerful scale economics and high switching costs. Through its Clover platform, it is capturing high-margin market share in the SMB segment. As global supply chains localize, regional and domestic commerce networks require robust, modern payment infrastructure. Fiserv's massive transaction volume allows it to continuously reinvest in product development, widening its competitive moat while maintaining high free cash flow generation.

Key Financial Metrics

Price	$48.26
Market Cap	$30.5B
P/E (TTM)	9.25
Price/Book	1.30
Return on Equity	12.2%
Return on Invested Capital	10.3%
Debt/Equity	111.77
Gross Margin	58.1%
Operating Margin	16.6%
Revenue Growth	-2.0%
Free Cash Flow	$5.2B

FISERV INC. R operates in the Information Technology Services industry, part of the Technology sector (United States).

Frequently Asked Questions

What is FISERV INC. R’s (FIV.DE) StockRank?: MoatMap’s StockRank for FISERV INC. R (FIV.DE) is 62/100, with a Hold signal. It is a composite of Quality (49), Value (74), and Momentum (27) factor ranks across MoatMap’s 20,000+ stock universe.
Does FISERV INC. R have an economic moat?: FISERV INC. R (FIV.DE) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is FISERV INC. R a buy, hold, or sell?: MoatMap’s current signal for FISERV INC. R (FIV.DE) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is FISERV INC. R in?: FISERV INC. R (FIV.DE) operates in the Technology sector, specifically the Information Technology Services industry (United States).